SPY vs UFOD

SPY vs UFOD
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUFODWinner
Expense Ratio0.09%0.99%
AUM$821.1B$3M
Dividend Yield1.01%0.00%
Holdings50561
YTD Return+12.22%-0.75%
1Y Return+20.83%-
3Y Return (annualized)+21.70%-
5Y Return (annualized)+12.98%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-21.6%
Fund FamilyState Street Investment ManagementTuttle Funds
CategoryEquityEquity
InceptionJan 22, 1993Feb 5, 2026

SPY vs UFOD Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Tuttle Capital UFO Disclosure ETF (UFOD) is a ETF from Tuttle Funds. Year to date, SPY is up 12.22% versus a loss of 0.75% for UFOD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -21.6% for UFOD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while UFOD charges 0.99%. On a $10,000 position that is $9 vs $99 annually, a gap of $90 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for UFOD.

Holdings Overlap

8.0%overlap

SPY and UFOD share 25 holdings out of 539 unique holdings combined, representing a 8.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in UFODDifference
AVGO2.97%1.47%1.50%
PLTR0.56%3.44%2.88%
LMT0.18%3.04%2.86%
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Frequently Asked Questions

Which is cheaper, SPY or UFOD?

SPY has an expense ratio of 0.09% while UFOD charges 0.99%. SPY is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

What is the holdings overlap between SPY and UFOD?

SPY and UFOD share 25 common holdings with a 8.0% weight overlap. Combined, they hold 539 unique securities.

Which pays a higher dividend, SPY or UFOD?

SPY yields 1.01% while UFOD yields 0.00%, so SPY currently pays the higher dividend yield.

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