SPY vs USFE

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUSFEWinner
Expense Ratio0.09%0.45%
AUM$789.1B$2M
Dividend Yield1.01%0.00%
Holdings50558
YTD Return+13.75%+6.36%
1Y Return+22.91%-
3Y Return (annualized)+21.67%-
5Y Return (annualized)+13.32%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-9.4%
Fund FamilyState Street Investment ManagementFirst Eagle Investments
CategoryEquityEquity
InceptionJan 22, 1993Jan 27, 2026

SPY vs USFE Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and First Eagle US Equity ETF (USFE) is a ETF from First Eagle Investments. Year to date, SPY is up 13.75% versus a gain of 6.36% for USFE.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -9.4% for USFE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while USFE charges 0.45%. On a $10,000 position that is $9 vs $45 annually, a gap of $36 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for USFE.

Holdings Overlap

10.9%overlap

SPY and USFE share 37 holdings out of 519 unique holdings combined, representing a 10.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in USFEDifference
GOOG2.66%4.48%1.82%
META2.03%4.00%1.97%
MSFT4.43%1.31%3.12%
OKEProProPro
BDXProProPro
PMProProPro
ANTMProProPro
XOMProProPro
HCAProProPro
CRMProProPro
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Frequently Asked Questions

Which is cheaper, SPY or USFE?

SPY has an expense ratio of 0.09% while USFE charges 0.45%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

What is the holdings overlap between SPY and USFE?

SPY and USFE share 37 common holdings with a 10.9% weight overlap. Combined, they hold 519 unique securities.

Which pays a higher dividend, SPY or USFE?

SPY yields 1.01% while USFE yields 0.00%, so SPY currently pays the higher dividend yield.

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