TEXN vs VTI
iShares Texas Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. TEXN delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TEXN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $17M | $666.9B | |
| Dividend Yield | 1.44% | 1.07% | |
| Holdings | 215 | 3,543 | |
| YTD Return | +23.33% | +13.14% | |
| 1Y Return | +32.42% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 11.2% | 15.3% | |
| Max Drawdown | -8.8% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 23, 2025 | May 24, 2001 |
TEXN vs VTI Performance
iShares Texas Equity ETF (TEXN) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TEXN returned +32.42% while VTI returned +22.35%. Year to date, TEXN is up 23.33% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.2% for TEXN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for TEXN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TEXN charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, TEXN currently yields 1.44% against 1.07% for VTI.
Holdings Overlap
TEXN and VTI share 175 holdings out of 2824 unique holdings combined, representing a 8.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TEXN or VTI?
TEXN has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, TEXN or VTI?
Over the past year TEXN returned +32.42% vs +22.35% for VTI, so TEXN leads on 1-year performance. Over the longest common window we track (1 years), TEXN annualized +29.52% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, TEXN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.2% for TEXN. Worst drawdown: TEXN -8.8% vs VTI -56.6%.
Should I hold both TEXN and VTI?
TEXN and VTI have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TEXN and VTI?
TEXN and VTI share 175 common holdings with a 8.0% weight overlap. Combined, they hold 2824 unique securities.
Which pays a higher dividend, TEXN or VTI?
TEXN yields 1.44% while VTI yields 1.07%, so TEXN currently pays the higher dividend yield.
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