TIME vs VXUS

TIME vs VXUS

Which is better, TIME or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTIMEVXUS
Expense Ratio0.96%0.05%Best
AUM$15M$158.1B
Dividend Yield9.41%2.51%
Holdings438,747
YTD Return+10.13%+12.82%Best
1Y Return+13.11%+19.86%Best
3Y Return (annualized)+17.17%+19.33%Best
5Y Return (annualized)-+9.46%
Volatility (annualized)24.4%15.3%Best
Max Drawdown-42.2%-26.9%Best
$10,000 over 4.6 years$14,345$16,168Best
Fund FamilyClockwise CapitalVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 27, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Jan 28, 2022 to Sep 18, 2026 (4.6 years).

TIME vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

TIME vs VXUS Performance

Clockwise US Core Equity ETF (TIME) is an ETF from Clockwise Capital and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TIME returned +13.11% while VXUS returned +19.86%. Year to date, TIME is up 10.13% versus a gain of 12.82% for VXUS.

Over three years, TIME compounded at +17.17% per year against +19.33% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TIME has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 15.3% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.2% for TIME and -26.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TIME charges 0.96% per year while VXUS charges 0.05%. On a $10,000 position that is $96 vs $5 annually, a gap of $91 per year that compounds over a long holding period. On income, TIME currently yields 9.41% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 43 holdings in TIME and 8,082 in VXUS, totalling 100.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 43 positions we hold weights for in TIME and 8,082 in VXUS, against full books of 43 and 8,747.

You are not choosing between two funds in isolation.

Whichever of TIME and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TIMEVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TIME or VXUS?

TIME has an expense ratio of 0.96% while VXUS charges 0.05%. VXUS is the cheaper option, by $91 a year on a $10,000 investment.

Which performed better, TIME or VXUS?

Over the past year TIME returned +13.11% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TIME or VXUS?

TIME has been the more volatile fund at 24.4% annualized versus 15.3% for VXUS. Worst drawdown: TIME -42.2% vs VXUS -26.9%.

Should I hold both TIME and VXUS?

TIME and VXUS have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TIME or VXUS?

TIME yields 9.41% while VXUS yields 2.51%, so TIME currently pays the higher dividend yield.

Is VXUS better than TIME?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.