TIME vs VYM
TIME vs VYM
Clockwise US Core Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TIME | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.04% | |
| AUM | $15M | $79.0B | |
| Dividend Yield | 16.47% | 2.86% | |
| Holdings | 39 | 568 | |
| YTD Return | +8.90% | +15.80% | |
| 1Y Return | +15.17% | +26.12% | |
| 3Y Return (annualized) | +16.55% | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 24.6% | 14.6% | |
| Max Drawdown | -42.2% | -58.8% | |
| Fund Family | Clockwise Capital | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 27, 2022 | Nov 10, 2006 |
TIME vs VYM Performance
Clockwise US Core Equity ETF (TIME) is a ETF from Clockwise Capital and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TIME returned +15.17% while VYM returned +26.12%. Year to date, TIME is up 8.90% versus a gain of 15.80% for VYM.
Over three years, TIME compounded at +16.55% per year against +18.25% for VYM. Across the full 5-year window we track, TIME has the edge at +8.10% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TIME has been the more volatile fund, with annualized monthly volatility of 24.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.2% for TIME and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TIME charges 0.96% per year while VYM charges 0.04%. On a $10,000 position that is $96 vs $4 annually, a gap of $92 per year that compounds over a long holding period. On income, TIME currently yields 16.47% against 2.86% for VYM.
Holdings Overlap
TIME and VYM share 8 holdings out of 595 unique holdings combined, representing a 7.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TIME | Weight in VYM | Difference |
|---|---|---|---|
| AVGO | 3.72% | 6.47% | 2.75% |
| AMGN | 3.08% | 0.84% | 2.24% |
| KO | 2.01% | 1.39% | 0.62% |
| DG | Pro | Pro | Pro |
| VLO | Pro | Pro | Pro |
| MPC | Pro | Pro | Pro |
| EVRG | Pro | Pro | Pro |
| PSX | Pro | Pro | Pro |
See all 8 holdings TIME shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, TIME or VYM?
TIME has an expense ratio of 0.96% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, TIME or VYM?
Over the past year TIME returned +15.17% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), TIME annualized +8.10% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, TIME or VYM?
TIME has been the more volatile fund at 24.6% annualized versus 14.6% for VYM. Worst drawdown: TIME -42.2% vs VYM -58.8%.
Should I hold both TIME and VYM?
TIME and VYM have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TIME and VYM?
TIME and VYM share 8 common holdings with a 7.0% weight overlap. Combined, they hold 595 unique securities.
Which pays a higher dividend, TIME or VYM?
TIME yields 16.47% while VYM yields 2.86%, so TIME currently pays the higher dividend yield.
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