QQQ vs TIME

QQQ vs TIME

Which is better, QQQ or TIME?

Large Cap Growth against Large Cap Blend.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 48.6%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQTIME
Expense Ratio0.18%Best0.96%
AUM$483.5B$15M
Dividend Yield0.44%9.41%
Holdings10743
YTD Return+17.95%Best+10.13%
1Y Return+21.77%Best+13.11%
3Y Return (annualized)+25.63%Best+17.17%
5Y Return (annualized)+15.24%-
Volatility (annualized)20.9%Best24.4%
Max Drawdown-29.6%Best-42.2%
$10,000 over 4.6 years$20,949Best$14,345
Top 10 Weight46.5%Best48.6%
Fund FamilyInvesco (US)Clockwise Capital
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMar 10, 1999Jan 27, 2022

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Jan 28, 2022 to Sep 18, 2026 (4.6 years).

QQQ vs TIME growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

QQQ vs TIME Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Clockwise US Core Equity ETF (TIME) is an ETF from Clockwise Capital. Over the past year QQQ returned +21.77% while TIME returned +13.11%. Year to date, QQQ is up 17.95% versus a gain of 10.13% for TIME.

Over three years, QQQ compounded at +25.63% per year against +17.17% for TIME.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TIME has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 20.9% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.6% for QQQ and -42.2% for TIME. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while TIME charges 0.96%. On a $10,000 position that is $18 vs $96 annually, a gap of $78 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 9.41% for TIME.

Holdings Overlap

QQQ already in TIME54.6%
TIME already in QQQ65.7%

54.6% of QQQ's money is in holdings TIME also owns. 65.7% of TIME's money is in holdings QQQ also owns.

The two portfolios partly overlap.

23 positions in common, counted across the 102 positions we hold weights for in QQQ and 43 in TIME, against full books of 107 and 43.

What only one of them owns

Our book lists 18 positions for TIME that do not appear in our book for QQQ (34.3% of the fund), and 74 for QQQ that do not appear in TIME (43.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in TIMEDifference
AAPLApple, Inc7.27%10.43%3.16%
NVDANvidia Corp8.44%7.22%1.22%
MSFTMicrosoft Corp5.76%5.10%0.66%
AMZNAmazon.Com Inc4.67%2.96%1.71%
GOOGLAlphabet Inc,class A3.36%4.07%0.71%
AVGOBroadcom Inc3.16%3.81%0.65%
AMDAdvanced Micro Devices Inc3.45%3.10%0.35%
INTCIntel Corporation2.23%3.85%1.62%
MUMicron Technology, Inc.4.43%1.12%3.31%
SPCXSpace Exploration Technologies0.91%4.20%3.29%

65.7% of TIME is already inside QQQ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QQQTIME

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or TIME?

QQQ has an expense ratio of 0.18% while TIME charges 0.96%. QQQ is the cheaper option, by $78 a year on a $10,000 investment.

Which performed better, QQQ or TIME?

Over the past year QQQ returned +21.77% vs +13.11% for TIME, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or TIME?

TIME has been the more volatile fund at 24.4% annualized versus 20.9% for QQQ. Worst drawdown: QQQ -29.6% vs TIME -42.2%.

Should I hold both QQQ and TIME?

QQQ and TIME have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between QQQ and TIME?

65.7% of TIME's money is in holdings QQQ also owns. 65.7% of TIME's is in holdings QQQ also owns. They hold 23 positions in common, counted across the 102 positions we hold weights for in QQQ and 43 in TIME.

Which pays a higher dividend, QQQ or TIME?

QQQ yields 0.44% while TIME yields 9.41%, so TIME currently pays the higher dividend yield.

Is TIME better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 48.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.