QQQ vs TIME

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTIMEWinner
Expense Ratio0.18%0.96%
AUM$455.8B$15M
Dividend Yield0.41%16.47%
Holdings10839
YTD Return+17.85%+8.86%
1Y Return+26.45%+15.00%
3Y Return (annualized)+26.07%+17.22%
5Y Return (annualized)+15.16%-
Volatility (annualized)30.6%24.6%
Max Drawdown-83.0%-42.2%
Fund FamilyInvesco (US)Clockwise Capital
CategoryEquityEquity
InceptionMar 10, 1999Jan 27, 2022

QQQ vs TIME Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Clockwise US Core Equity ETF (TIME) is a ETF from Clockwise Capital. Over the past year QQQ returned +26.45% while TIME returned +15.00%. Year to date, QQQ is up 17.85% versus a gain of 8.86% for TIME.

Over three years, QQQ compounded at +26.07% per year against +17.22% for TIME. Across the full 5-year window we track, QQQ has the edge at +13.09% annualized vs +8.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 24.6% for TIME. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -42.2% for TIME. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while TIME charges 0.96%. On a $10,000 position that is $18 vs $96 annually, a gap of $78 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 16.47% for TIME.

Holdings Overlap

45.5%overlap

QQQ and TIME share 22 holdings out of 126 unique holdings combined, representing a 45.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TIMEDifference
AAPL7.46%10.34%2.88%
NVDA7.88%9.77%1.89%
GOOGL3.29%7.00%3.71%
MSFTProProPro
AMZNProProPro
AVGOProProPro
MUProProPro
TSLAProProPro
METAProProPro
AMDProProPro
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Frequently Asked Questions

Which is cheaper, QQQ or TIME?

QQQ has an expense ratio of 0.18% while TIME charges 0.96%. QQQ is the cheaper option. On a $10,000 investment, that is $78 per year of difference.

Which performed better, QQQ or TIME?

Over the past year QQQ returned +26.45% vs +15.00% for TIME, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.09% vs +8.08% for TIME. Past performance does not guarantee future results.

Which is riskier, QQQ or TIME?

QQQ has been the more volatile fund at 30.6% annualized versus 24.6% for TIME. Worst drawdown: QQQ -83.0% vs TIME -42.2%.

Should I hold both QQQ and TIME?

QQQ and TIME have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and TIME?

QQQ and TIME share 22 common holdings with a 45.5% weight overlap. Combined, they hold 126 unique securities.

Which pays a higher dividend, QQQ or TIME?

QQQ yields 0.41% while TIME yields 16.47%, so TIME currently pays the higher dividend yield.

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