TINS vs VOO
Franklin Templeton International Insights ETF vs Vanguard S&P 500 ETF
Which is better, TINS or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y. TINS is less concentrated, with 34.0% of the fund in its ten largest positions against 37.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TINS | VOO |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $6M | $1.0T |
| Dividend Yield | 0.21% | 1.04% |
| Holdings | 54 | 506 |
| YTD Return | +8.41% | +13.59%Best |
| 1Y Return | +13.48% | +16.33%Best |
| 3Y Return (annualized) | - | +23.81% |
| 5Y Return (annualized) | - | +14.02% |
| Volatility (annualized) | 14.0% | 13.2%Best |
| Top 10 Weight | 34.0%Best | 37.6% |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 21, 2025 | Sep 7, 2010 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
TINS vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TINS vs VOO Performance
Franklin Templeton International Insights ETF (TINS) is an ETF from Franklin Templeton Investments (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TINS returned +13.48% while VOO returned +16.33%. Year to date, TINS is up 8.41% versus a gain of 13.59% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TINS has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 13.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TINS charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, TINS currently yields 0.21% against 1.04% for VOO.
Holdings Overlap
3.6% of TINS's money is in holdings VOO also owns. 0.1% of VOO's money is in holdings TINS also owns.
TINS and VOO share little of their money.
The two holdings books were reported 46 days apart, TINS as of Sep 15, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 49 positions we hold weights for in TINS and 494 in VOO, against full books of 54 and 506.
What only one of them owns
Our book lists 487 positions for VOO that do not appear in our book for TINS (99.2% of the fund), and 2 for TINS that do not appear in VOO (5.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of TINS and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TINS or VOO?
TINS has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, TINS or VOO?
Over the past year TINS returned +13.48% vs +16.33% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TINS or VOO?
TINS has been the more volatile fund at 14.0% annualized versus 13.2% for VOO.
Should I hold both TINS and VOO?
TINS and VOO have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TINS and VOO?
3.6% of TINS's money is in holdings VOO also owns. 0.1% of VOO's is in holdings TINS also owns. They hold 2 positions in common, counted across the 49 positions we hold weights for in TINS and 494 in VOO.
Which pays a higher dividend, TINS or VOO?
TINS yields 0.21% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than TINS?
VOO has a lower expense ratio. VOO led over 1Y. TINS is less concentrated, with 34.0% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.