TINS vs VTI

TINS vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTINSVTIWinner
Expense Ratio0.55%0.03%
AUM$6M$666.9B
Dividend Yield0.21%1.07%
Holdings493,543
YTD Return+12.91%+13.14%
1Y Return-+22.35%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)-15.3%
Max Drawdown-10.8%-56.6%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 21, 2025May 24, 2001

TINS vs VTI Performance

Franklin Templeton International Insights ETF (TINS) is a ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TINS is up 12.91% versus a gain of 13.14% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.8% for TINS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TINS charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, TINS currently yields 0.21% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

TINS and VTI share 1 holdings out of 2837 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TINSWeight in VTIDifference
SWR:IE2.10%0.03%2.07%

Frequently Asked Questions

Which is cheaper, TINS or VTI?

TINS has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

What is the holdings overlap between TINS and VTI?

TINS and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2837 unique securities.

Which pays a higher dividend, TINS or VTI?

TINS yields 0.21% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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