QQQ vs TINS
Invesco QQQ Trust, Series 1 vs Franklin Templeton International Insights ETF
Which is better, QQQ or TINS?
Large Cap Growth against Large Cap Blend.
QQQ has a lower expense ratio. TINS led over 1Y and the full window. TINS is less concentrated, with 26.5% of the fund in its ten largest positions against 46.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TINS |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.55% |
| AUM | $437.3B | $6M |
| Dividend Yield | 0.43% | 0.21% |
| Holdings | 208 | 168 |
| YTD Return | +12.98%Best | +9.55% |
| 1Y Return | +11.59% | +14.00%Best |
| 3Y Return (annualized) | +23.05% | - |
| 5Y Return (annualized) | +12.74% | - |
| Volatility (annualized) | 22.3% | 13.6%Best |
| Max Drawdown | -14.8% | -10.8%Best |
| $10,000 over 1.1 years | $11,428 | $11,540Best |
| Top 10 Weight | 46.9% | 26.5%Best |
| Fund Family | Invesco (US) | Franklin Templeton Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Mar 10, 1999 | Oct 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Oct 23, 2025 to Nov 11, 2026 (1.1 years).
QQQ vs TINS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
QQQ vs TINS Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Franklin Templeton International Insights ETF (TINS) is an ETF from Franklin Templeton Investments (US). Over the past year QQQ returned +11.59% while TINS returned +14.00%. Year to date, QQQ is up 12.98% versus a gain of 9.55% for TINS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 22.3% compared with 13.6% for TINS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for QQQ and -10.8% for TINS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while TINS charges 0.55%. On a $10,000 position that is $18 vs $55 annually, a gap of $37 per year that compounds over a long holding period. On income, QQQ currently yields 0.43% against 0.21% for TINS.
Holdings Overlap
2.6% of QQQ's money is in holdings TINS also owns. 15.5% of TINS's money is in holdings QQQ also owns.
TINS and QQQ share little of their money.
8 positions in common, counted across the 101 positions we hold weights for in QQQ and 114 in TINS, against full books of 208 and 168.
What only one of them owns
Our book lists 105 positions for TINS that do not appear in our book for QQQ (82.7% of the fund), and 86 for QQQ that do not appear in TINS (94.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in TINS | Difference |
|---|---|---|---|
| PEPPepsico Inc | 0.74% | 2.43% | 1.69% |
| ADPAutomatic Data Processing, Inc. | 0.48% | 2.11% | 1.63% |
| MDLZMondelez International Inc Com A Npv | 0.34% | 2.18% | 1.84% |
| KDPKeurig Dr Pepper Inc (kdp Us) | 0.20% | 2.07% | 1.87% |
| EXCExelon | 0.19% | 1.90% | 1.71% |
| AEPAmerican Electri | 0.29% | 1.65% | 1.36% |
| PAYXPaychex, Inc. | 0.17% | 1.60% | 1.43% |
| XELXcel Energy Inc. | 0.20% | 1.56% | 1.36% |
You are not choosing between two funds in isolation.
Whichever of QQQ and TINS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TINS?
QQQ has an expense ratio of 0.18% while TINS charges 0.55%. QQQ is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, QQQ or TINS?
Over the past year QQQ returned +11.59% vs +14.00% for TINS, so TINS leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +12.90% vs +13.91% for TINS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or TINS?
QQQ has been the more volatile fund at 22.3% annualized versus 13.6% for TINS. Worst drawdown: QQQ -14.8% vs TINS -10.8%.
Should I hold both QQQ and TINS?
QQQ and TINS have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and TINS?
15.5% of TINS's money is in holdings QQQ also owns. 15.5% of TINS's is in holdings QQQ also owns. They hold 8 positions in common, counted across the 101 positions we hold weights for in QQQ and 114 in TINS.
Which pays a higher dividend, QQQ or TINS?
QQQ yields 0.43% while TINS yields 0.21%, so QQQ currently pays the higher dividend yield.
Is TINS better than QQQ?
QQQ has a lower expense ratio. TINS led over 1Y and the full window. TINS is less concentrated, with 26.5% of the fund in its ten largest positions against 46.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.