TOS vs VYM

TOS vs VYM

Which is better, TOS or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 76.1%.

Lower Fees: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTOSVYM
Expense Ratio0.36%0.04%Best
AUM$153M$81.6B
Dividend Yield0.00%2.22%
Holdings28613
YTD Return+19.07%Best+11.35%
1Y Return-+15.34%
3Y Return (annualized)-+17.22%
5Y Return (annualized)-+12.30%
Top 10 Weight76.1%26.1%Best
Fund FamilyTwin OakVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionJan 27, 2026Nov 10, 2006

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

TOS vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

TOS vs VYM Performance

Twin Oak Strategic Solutions ETF (TOS) is an ETF from Twin Oak and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, TOS is up 19.07% versus a gain of 11.35% for VYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

TOS charges 0.36% per year while VYM charges 0.04%. On a $10,000 position that is $36 vs $4 annually, a gap of $32 per year that compounds over a long holding period. On income, TOS currently yields 0.00% against 2.22% for VYM.

Holdings Overlap

TOS already in VYM9.7%
VYM already in TOS2.1%

9.7% of TOS's money is in holdings VYM also owns. 2.1% of VYM's money is in holdings TOS also owns.

TOS and VYM share little of their money.

2 positions in common, counted across the 20 positions we hold weights for in TOS and 557 in VYM, against full books of 28 and 613.

What only one of them owns

Our book lists 526 positions for VYM that do not appear in our book for TOS (95.0% of the fund), and 15 for TOS that do not appear in VYM (61.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in TOSWeight in VYMDifference
UNPUnion Pacific Corp6.10%0.70%5.40%
KOCoca Cola Co.3.61%1.38%2.23%

You are not choosing between two funds in isolation.

Whichever of TOS and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TOSVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TOS or VYM?

TOS has an expense ratio of 0.36% while VYM charges 0.04%. VYM is the cheaper option, by $32 a year on a $10,000 investment.

What is the holdings overlap between TOS and VYM?

9.7% of TOS's money is in holdings VYM also owns. 2.1% of VYM's is in holdings TOS also owns. They hold 2 positions in common, counted across the 20 positions we hold weights for in TOS and 557 in VYM.

Which pays a higher dividend, TOS or VYM?

TOS yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than TOS?

VYM has a lower expense ratio. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 76.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.