IVV vs TOS
iShares Core S&P 500 ETF vs Twin Oak Strategic Solutions ETF
Which is better, IVV or TOS?
IVV costs less.
IVV has a lower expense ratio. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 76.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TOS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.36% |
| AUM | $876.4B | $153M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 28 |
| YTD Return | +11.03% | +15.68%Best |
| 1Y Return | +15.62% | - |
| 3Y Return (annualized) | +20.81% | - |
| 5Y Return (annualized) | +12.61% | - |
| Top 10 Weight | 37.8%Best | 76.1% |
| Fund Family | iShares by BlackRock (US) | Twin Oak |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jan 27, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVV vs TOS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs TOS Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Twin Oak Strategic Solutions ETF (TOS) is an ETF from Twin Oak. Year to date, IVV is up 11.03% versus a gain of 15.68% for TOS.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVV charges 0.03% per year while TOS charges 0.36%. On a $10,000 position that is $3 vs $36 annually, a gap of $33 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for TOS.
Holdings Overlap
16.7% of IVV's money is in holdings TOS also owns. 48.6% of TOS's money is in holdings IVV also owns.
The two portfolios partly overlap.
12 positions in common, counted across the 490 positions we hold weights for in IVV and 20 in TOS, against full books of 508 and 28.
What only one of them owns
Our book lists 5 positions for TOS that do not appear in our book for IVV (22.4% of the fund), and 470 for IVV that do not appear in TOS (81.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in TOS | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.07% | 9.97% | 1.90% |
| AMZNAmazon.Com Inc | 3.84% | 5.11% | 1.27% |
| COHRCoherent Corp | 0.08% | 6.68% | 6.60% |
| UNPUnion Pacific Corp | 0.27% | 6.10% | 5.83% |
| CEGConstellation Energy Corporation Com | 0.13% | 5.38% | 5.25% |
| LRCXLrcx Uw Equity | 0.57% | 4.48% | 3.91% |
| LYVLive Nation Entertainment Inc | 0.04% | 4.19% | 4.15% |
| KOCoca Cola Co. | 0.52% | 3.61% | 3.09% |
| MUMicron Technology, Inc. | 1.63% | 0.97% | 0.66% |
| SNDKSandisk Corp/De | 0.35% | 1.10% | 0.75% |
48.6% of TOS is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TOS?
IVV has an expense ratio of 0.03% while TOS charges 0.36%. IVV is the cheaper option, by $33 a year on a $10,000 investment.
What is the holdings overlap between IVV and TOS?
48.6% of TOS's money is in holdings IVV also owns. 48.6% of TOS's is in holdings IVV also owns. They hold 12 positions in common, counted across the 490 positions we hold weights for in IVV and 20 in TOS.
Which pays a higher dividend, IVV or TOS?
IVV yields 1.06% while TOS yields 0.00%, so IVV currently pays the higher dividend yield.
Is TOS better than IVV?
IVV has a lower expense ratio. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 76.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.