UCC vs VTI
ProShares Ultra Consumer Discretionary vs Vanguard Morningstar Total Stock Market ETF
Which is better, UCC or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. UCC led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.91.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UCC | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $9M | $666.9B |
| Dividend Yield | 1.28% | 1.03% |
| Holdings | 51 | 3,543 |
| YTD Return | -18.68% | +11.06%Best |
| 1Y Return | -23.95% | +15.41%Best |
| 3Y Return (annualized) | +8.13% | +20.48%Best |
| 5Y Return (annualized) | -4.41% | +11.52%Best |
| Volatility (annualized) | 36.1% | 15.9%Best |
| Max Drawdown | -83.3% | -56.6%Best |
| $10,000 over 5 years | $7,981 | $17,249Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Jan 30, 2007 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 1, 2007 to Sep 16, 2026 (19.6 years).
UCC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.6 years both funds cover.
UCC vs VTI Performance
ProShares Ultra Consumer Discretionary (UCC) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year UCC returned -23.95% while VTI returned +15.41%. Year to date, UCC is down 18.68% versus a gain of 11.06% for VTI.
Over three years, UCC compounded at +8.13% per year against +20.48% for VTI; over five years the annualized figures are -4.41% and +11.52% respectively. Across the full 20-year window we track, UCC has the edge at +12.11% annualized vs +9.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UCC has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.3% for UCC and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
UCC charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UCC currently yields 1.28% against 1.03% for VTI.
Holdings Overlap
At least 8.2% of VTI's money is in holdings UCC also owns.
Stated as a floor: for UCC, our book for it covers 63.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and UCC share little of their money.
44 positions in common, counted across the 47 positions we hold weights for in UCC and 3,463 in VTI, against full books of 51 and 3,543.
Top Shared Holdings
| Stock | Weight in UCC | Weight in VTI | Difference |
|---|---|---|---|
| AMZNAmazon.Com Inc | 15.55% | 3.65% | 11.90% |
| TSLATesla Inc | 11.04% | 1.22% | 9.82% |
| HDHome Depot Inc/The | 3.48% | 0.46% | 3.02% |
| MCDMcdonald'S Corp | 2.58% | 0.27% | 2.31% |
| BKNGBooking Holdings, Inc. | 2.46% | 0.21% | 2.25% |
| TJXTjx Cos Inc | 2.23% | 0.24% | 1.99% |
| SBUXStarbucks Corp | 1.94% | 0.17% | 1.77% |
| LOWLowes Cos., Inc. | 1.83% | 0.16% | 1.67% |
| DASHDoordash Inc - A | 1.40% | 0.10% | 1.30% |
| GMGeneral Motors Co | 1.24% | 0.11% | 1.13% |
You are not choosing between two funds in isolation.
Whichever of UCC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UCC or VTI?
UCC has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, UCC or VTI?
Over the past year UCC returned -23.95% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), UCC annualized +12.11% vs +9.16% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UCC or VTI?
UCC has been the more volatile fund at 36.1% annualized versus 15.9% for VTI. Worst drawdown: UCC -83.3% vs VTI -56.6%.
Should I hold both UCC and VTI?
UCC and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between UCC and VTI?
At least 8.2% of VTI's money is in holdings UCC also owns. Our book for UCC is partial, so the real figure is this or higher. They hold 44 positions in common, counted across the 47 positions we hold weights for in UCC and 3,463 in VTI.
Which pays a higher dividend, UCC or VTI?
UCC yields 1.28% while VTI yields 1.03%, so UCC currently pays the higher dividend yield.
Is VTI better than UCC?
VTI has a lower expense ratio. UCC led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.