USRT vs VOO
iShares Core US REIT ETF vs Vanguard S&P 500 ETF
Which is better, USRT or VOO?
Mid Cap Blend against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 50.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USRT | VOO |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $4.6B | $997.4B |
| Dividend Yield | 2.60% | 1.04% |
| Holdings | 130 | 509 |
| YTD Return | +13.22%Best | +11.48% |
| 1Y Return | +11.63% | +15.94%Best |
| 3Y Return (annualized) | +11.53% | +21.01%Best |
| 5Y Return (annualized) | +3.90% | +12.66%Best |
| Volatility (annualized) | 16.8% | 14.1%Best |
| Max Drawdown | -44.4% | -34.3%Best |
| $10,000 over 5 years | $12,108 | $18,149Best |
| Top 10 Weight | 50.4% | 37.6%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | May 1, 2007 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 15, 2026 (16 years).
USRT vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
USRT vs VOO Performance
iShares Core US REIT ETF (USRT) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year USRT returned +11.63% while VOO returned +15.94%. Year to date, USRT is up 13.22% versus a gain of 11.48% for VOO.
Over three years, USRT compounded at +11.53% per year against +21.01% for VOO; over five years the annualized figures are +3.90% and +12.66% respectively. Across the full 16-year window we track, VOO has the edge at +13.34% annualized vs +5.49%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USRT has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.4% for USRT and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
USRT charges 0.08% per year while VOO charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, USRT currently yields 2.60% against 1.04% for VOO.
Holdings Overlap
68.9% of USRT's money is in holdings VOO also owns. 1.5% of VOO's money is in holdings USRT also owns.
The two portfolios partly overlap.
24 positions in common, counted across the 124 positions we hold weights for in USRT and 494 in VOO, against full books of 130 and 509.
What only one of them owns
Measured across the 124 and 494 positions we hold weights for.
VOO holds 463 positions USRT does not, 97.6% of the fund.
Largest: NVDA 7.55%, AAPL 7.05%, MSFT 5.36%, AMZN 4.13%, GOOGL 3.24%
Top Shared Holdings
| Stock | Weight in USRT | Weight in VOO | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 9.04% | 0.26% | 8.78% |
| PLDPrologis Inc | 7.52% | 0.21% | 7.31% |
| EQIXEquinix Inc. Real Estate Investment Trust | 6.25% | 0.16% | 6.09% |
| SPGSimon Property Group Inc | 4.36% | 0.12% | 4.24% |
| DLRDigital Realty Trust Inc. | 4.29% | 0.10% | 4.19% |
| ORealty Income Corp. | 4.17% | 0.09% | 4.08% |
| EQRVivmark Residential | 4.20% | 0.04% | 4.16% |
| PSAPublic Storage | 3.95% | 0.08% | 3.87% |
| VTRVentas Inc . | 3.74% | 0.07% | 3.67% |
| IRMIron Mtn Inc New Com Npv | 2.89% | 0.06% | 2.83% |
68.9% of USRT is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USRT or VOO?
USRT has an expense ratio of 0.08% while VOO charges 0.03%. VOO is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, USRT or VOO?
Over the past year USRT returned +11.63% vs +15.94% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), USRT annualized +5.49% vs +13.34% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USRT or VOO?
USRT has been the more volatile fund at 16.8% annualized versus 14.1% for VOO. Worst drawdown: USRT -44.4% vs VOO -34.3%.
Should I hold both USRT and VOO?
USRT and VOO have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between USRT and VOO?
68.9% of USRT's money is in holdings VOO also owns. 1.5% of VOO's is in holdings USRT also owns. They hold 24 positions in common, counted across the 124 positions we hold weights for in USRT and 494 in VOO.
Which pays a higher dividend, USRT or VOO?
USRT yields 2.60% while VOO yields 1.04%, so USRT currently pays the higher dividend yield.
Is VOO better than USRT?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 50.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.