VTI vs WISE
Vanguard Morningstar Total Stock Market ETF vs Themes Generative Artificial Intelligence ETF
Which is better, VTI or WISE?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WISE |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $666.9B | $29M |
| Dividend Yield | 1.07% | 4.68% |
| Holdings | 3,543 | 48 |
| YTD Return | +13.59%Best | -11.25% |
| 1Y Return | +20.00%Best | -6.12% |
| 3Y Return (annualized) | +20.95% | - |
| 5Y Return (annualized) | +11.81% | - |
| Volatility (annualized) | 12.0%Best | 30.8% |
| Max Drawdown | -19.3%Best | -39.1% |
| $10,000 over 2.7 years | $17,058Best | $14,461 |
| Fund Family | Vanguard (US) | Themes ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Dec 8, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 8, 2023 to Sep 4, 2026 (2.7 years).
VTI vs WISE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
VTI vs WISE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Themes Generative Artificial Intelligence ETF (WISE) is an ETF from Themes ETFs. Over the past year VTI returned +20.00% while WISE returned -6.12%. Year to date, VTI is up 13.59% versus a loss of 11.25% for WISE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WISE has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 12.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -39.1% for WISE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WISE charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.68% for WISE.
Holdings Overlap
At least 73.9% of WISE's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of WISE is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 2,787 positions we hold weights for in VTI and 41 in WISE, against full books of 3,543 and 48.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WISE | Difference |
|---|---|---|---|
| AMDAdvanced Micro Devices Inc | 1.30% | 11.20% | 9.90% |
| NVDANvidia Corp. | 6.32% | 5.32% | 1.00% |
| AMZNAmazon.Com Inc | 3.17% | 3.87% | 0.70% |
| AVGOBroadcom Inc | 2.46% | 4.13% | 1.67% |
| SNOWSnowflake Inc (United States) | 0.12% | 6.36% | 6.24% |
| GOOGLAlphabet Inc.Class A | 2.88% | 3.07% | 0.19% |
| QUIKQuicklogic Corp. | 0.00% | 5.58% | 5.58% |
| PLTRPalantir Technologies Inc | 0.35% | 4.12% | 3.77% |
| III3i Group Plc. | 0.00% | 3.88% | 3.88% |
| SOUNSOUNDHOUND AI INC-A | 0.00% | 3.82% | 3.82% |
73.9% of WISE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WISE?
VTI has an expense ratio of 0.03% while WISE charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or WISE?
Over the past year VTI returned +20.00% vs -6.12% for WISE, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WISE?
WISE has been the more volatile fund at 30.8% annualized versus 12.0% for VTI. Worst drawdown: VTI -19.3% vs WISE -39.1%.
Should I hold both VTI and WISE?
VTI and WISE have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WISE?
At least 73.9% of WISE's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 2,787 positions we hold weights for in VTI and 41 in WISE.
Which pays a higher dividend, VTI or WISE?
VTI yields 1.07% while WISE yields 4.68%, so WISE currently pays the higher dividend yield.
Is WISE better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.