VTI vs WTAI
Vanguard Morningstar Total Stock Market ETF vs WisdomTree Artificial Intelligence and Innovation Fund ETF
Which is better, VTI or WTAI?
Large Cap Blend against Large Cap Growth.
VTI has a lower expense ratio. WTAI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WTAI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.45% |
| AUM | $690.1B | $677M |
| Dividend Yield | 1.03% | 1.29% |
| Holdings | 3,524 | 61 |
| YTD Return | +13.35% | +53.36%Best |
| 1Y Return | +15.92% | +53.26%Best |
| 3Y Return (annualized) | +23.41% | +39.00%Best |
| 5Y Return (annualized) | +12.83% | - |
| Volatility (annualized) | 15.9%Best | 32.8% |
| Max Drawdown | -25.4%Best | -45.9% |
| $10,000 over 4.8 years | $17,008 | $18,365Best |
| Top 10 Weight | 33.3%Best | 39.6% |
| Fund Family | Vanguard (US) | WisdomTree Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 24, 2001 | Dec 9, 2021 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 9, 2021 to Oct 2, 2026 (4.8 years).
VTI vs WTAI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
VTI vs WTAI Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WisdomTree Artificial Intelligence and Innovation Fund ETF (WTAI) is an ETF from WisdomTree Investments. Over the past year VTI returned +15.92% while WTAI returned +53.26%. Year to date, VTI is up 13.35% versus a gain of 53.36% for WTAI.
Over three years, VTI compounded at +23.41% per year against +39.00% for WTAI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WTAI has been the more volatile fund, with annualized monthly volatility of 32.8% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -45.9% for WTAI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WTAI charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.29% for WTAI.
Holdings Overlap
25.4% of VTI's money is in holdings WTAI also owns. 70.0% of WTAI's money is in holdings VTI also owns.
The two portfolios partly overlap.
The two holdings books were reported 46 days apart, VTI as of Jul 31, 2026 and WTAI as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
34 positions in common, counted across the 3,463 positions we hold weights for in VTI and 50 in WTAI, against full books of 3,524 and 61.
What only one of them owns
Our book lists 0 positions for WTAI that do not appear in our book for VTI (0.0% of the fund), and 1,117 for VTI that do not appear in WTAI (72.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WTAI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 5.09% | 1.31% |
| AMZNAmazon.Com Inc | 3.65% | 4.28% | 0.63% |
| GOOGLAlphabet Inc,class A | 2.90% | 3.65% | 0.75% |
| MUMicron Technology, Inc. | 1.29% | 4.77% | 3.48% |
| METAMeta Platforms Inc | 1.70% | 4.29% | 2.59% |
| AVGOBroadcom Inc | 2.56% | 2.90% | 0.34% |
| PANWPalo Alto Networks, Inc | 0.38% | 3.62% | 3.24% |
| AMDAdvanced Micro Devices Inc | 1.08% | 2.29% | 1.21% |
| ORCLOracle Corp - Common | 0.31% | 2.96% | 2.65% |
| SNOWSnowflake Inc | 0.13% | 2.94% | 2.81% |
70.0% of WTAI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WTAI?
VTI has an expense ratio of 0.03% while WTAI charges 0.45%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, VTI or WTAI?
Over the past year VTI returned +15.92% vs +53.26% for WTAI, so WTAI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WTAI?
WTAI has been the more volatile fund at 32.8% annualized versus 15.9% for VTI. Worst drawdown: VTI -25.4% vs WTAI -45.9%.
Should I hold both VTI and WTAI?
VTI and WTAI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WTAI?
70.0% of WTAI's money is in holdings VTI also owns. 70.0% of WTAI's is in holdings VTI also owns. They hold 34 positions in common, counted across the 3,463 positions we hold weights for in VTI and 50 in WTAI.
Which pays a higher dividend, VTI or WTAI?
VTI yields 1.03% while WTAI yields 1.29%, so WTAI currently pays the higher dividend yield.
Is WTAI better than VTI?
VTI has a lower expense ratio. WTAI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 39.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.