VTI vs XDAT
Vanguard Total Stock Market ETF vs Franklin Exponential Data ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | XDAT | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.50% | |
| AUM | $663.5B | $4M | |
| Dividend Yield | 1.07% | 0.00% | |
| Holdings | 3,543 | 62 | |
| YTD Return | +14.20% | +3.62% | |
| 1Y Return | +24.16% | -0.54% | |
| 3Y Return (annualized) | +21.12% | +13.09% | |
| 5Y Return (annualized) | +12.37% | -1.35% | |
| Volatility (annualized) | 15.3% | 24.1% | |
| Max Drawdown | -56.6% | -54.9% | |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Jan 12, 2021 |
VTI vs XDAT Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Franklin Exponential Data ETF (XDAT) is a ETF from Franklin Templeton Investments (US). Over the past year VTI returned +24.16% while XDAT returned -0.54%. Year to date, VTI is up 14.20% versus a gain of 3.62% for XDAT.
Over three years, VTI compounded at +21.12% per year against +13.09% for XDAT; over five years the annualized figures are +12.37% and -1.35% respectively. Across the full 6-year window we track, VTI has the edge at +8.14% annualized vs +1.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XDAT has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -54.9% for XDAT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XDAT charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for XDAT.
Holdings Overlap
VTI and XDAT share 49 holdings out of 2794 unique holdings combined, representing a 13.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XDAT?
VTI has an expense ratio of 0.03% while XDAT charges 0.50%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, VTI or XDAT?
Over the past year VTI returned +24.16% vs -0.54% for XDAT, so VTI leads on 1-year performance. Over the longest common window we track (6 years), VTI annualized +8.14% vs +1.08% for XDAT. Past performance does not guarantee future results.
Which is riskier, VTI or XDAT?
XDAT has been the more volatile fund at 24.1% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XDAT -54.9%.
Should I hold both VTI and XDAT?
VTI and XDAT have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XDAT?
VTI and XDAT share 49 common holdings with a 13.1% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, VTI or XDAT?
VTI yields 1.07% while XDAT yields 0.00%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.