VTI vs XMMO

VTI vs XMMO
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXMMOWinner
Expense Ratio0.03%0.35%
AUM$666.9B$7.6B
Dividend Yield1.07%0.63%
Holdings3,54377
YTD Return+12.79%+10.70%
1Y Return+20.47%+19.11%
3Y Return (annualized)+21.53%+24.77%
5Y Return (annualized)+11.84%+13.37%
Volatility (annualized)15.3%29.9%
Max Drawdown-56.6%-84.7%
Fund FamilyVanguard (US)Invesco (US)
CategoryEquityEquity
InceptionMay 24, 2001Mar 3, 2005

VTI vs XMMO Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Invesco S&P MidCap Momentum ETF (XMMO) is a ETF from Invesco (US). Over the past year VTI returned +20.47% while XMMO returned +19.11%. Year to date, VTI is up 12.79% versus a gain of 10.70% for XMMO.

Over three years, VTI compounded at +21.53% per year against +24.77% for XMMO; over five years the annualized figures are +11.84% and +13.37% respectively. Across the full 25-year window we track, VTI has the edge at +8.07% annualized vs +7.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XMMO has been the more volatile fund, with annualized monthly volatility of 29.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -84.7% for XMMO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while XMMO charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.63% for XMMO.

Holdings Overlap

1.0%overlap

VTI and XMMO share 54 holdings out of 2809 unique holdings combined, representing a 1.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in XMMODifference
CW0.04%3.98%3.94%
STRL0.03%3.39%3.36%
ATI0.04%3.33%3.29%
0RMV:LNProProPro
TTMIProProPro
WWDProProPro
MKSIProProPro
MTZProProPro
CRSProProPro
ROIV:BMProProPro
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Frequently Asked Questions

Which is cheaper, VTI or XMMO?

VTI has an expense ratio of 0.03% while XMMO charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, VTI or XMMO?

Over the past year VTI returned +20.47% vs +19.11% for XMMO, so VTI leads on 1-year performance. Over the longest common window we track (25 years), VTI annualized +8.07% vs +7.12% for XMMO. Past performance does not guarantee future results.

Which is riskier, VTI or XMMO?

XMMO has been the more volatile fund at 29.9% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XMMO -84.7%.

Should I hold both VTI and XMMO?

VTI and XMMO have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XMMO?

VTI and XMMO share 54 common holdings with a 1.0% weight overlap. Combined, they hold 2809 unique securities.

Which pays a higher dividend, VTI or XMMO?

VTI yields 1.07% while XMMO yields 0.63%, so VTI currently pays the higher dividend yield.

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