VTI vs XMVM
Vanguard Morningstar Total Stock Market ETF vs Invesco S&P MidCap Value with Momentum ETF
Which is better, VTI or XMVM?
Large Cap Blend against Mid Cap Value.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XMVM over 1Y. XMVM is less concentrated, with 22.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XMVM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.39% |
| AUM | $666.9B | $516M |
| Dividend Yield | 1.03% | 1.79% |
| Holdings | 3,543 | 82 |
| YTD Return | +13.60%Best | +11.66% |
| 1Y Return | +18.17% | +18.53%Best |
| 3Y Return (annualized) | +23.04%Best | +18.36% |
| 5Y Return (annualized) | +12.14%Best | +10.84% |
| Volatility (annualized) | 15.4%Best | 19.1% |
| Max Drawdown | -56.6%Best | -63.8% |
| $10,000 over 5 years | $17,734Best | $16,729 |
| Top 10 Weight | 33.3% | 22.1%Best |
| Fund Family | Vanguard (US) | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Value |
| Inception | May 24, 2001 | Mar 3, 2005 |
Volatility and max drawdown are measured over the window both funds cover: Mar 3, 2005 to Sep 25, 2026 (21.6 years).
VTI vs XMVM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21.6 years both funds cover.
VTI vs XMVM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Invesco S&P MidCap Value with Momentum ETF (XMVM) is an ETF from Invesco (US). Over the past year VTI returned +18.17% while XMVM returned +18.53%. Year to date, VTI is up 13.60% versus a gain of 11.66% for XMVM.
Over three years, VTI compounded at +23.04% per year against +18.36% for XMVM; over five years the annualized figures are +12.14% and +10.84% respectively. Across the full 22-year window we track, VTI has the edge at +9.40% annualized vs +7.93%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XMVM has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -63.8% for XMVM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XMVM charges 0.39%. On a $10,000 position that is $3 vs $39 annually, a gap of $36 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.79% for XMVM.
Holdings Overlap
0.9% of VTI's money is in holdings XMVM also owns. 99.0% of XMVM's money is in holdings VTI also owns.
Most of XMVM is already inside VTI. Owning both mostly buys the same companies twice.
77 positions in common, counted across the 3,463 positions we hold weights for in VTI and 79 in XMVM, against full books of 3,543 and 82.
What only one of them owns
Measured across the 3,463 and 79 positions we hold weights for.
VTI holds 1,076 positions XMVM does not, 96.5% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in VTI | Weight in XMVM | Difference |
|---|---|---|---|
| PBFPbf Energy Inc | 0.01% | 4.19% | 4.18% |
| DINOHF Sinclair Corp | 0.02% | 2.53% | 2.51% |
| MMacy'S Inc. | 0.01% | 2.19% | 2.18% |
| PAGPenske Automotive Group Inc | 0.00% | 2.10% | 2.10% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.03% | 2.03% | 2.00% |
| ANAutonation, Inc | 0.01% | 1.94% | 1.93% |
| RNRRenaissancere Holdings Limited | 0.02% | 1.84% | 1.82% |
| AVTAvnet Inc | 0.01% | 1.82% | 1.81% |
| GEFGreif Inc | 0.00% | 1.76% | 1.76% |
| CNXCnx Resources Corp | 0.01% | 1.73% | 1.72% |
99.0% of XMVM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XMVM?
VTI has an expense ratio of 0.03% while XMVM charges 0.39%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, VTI or XMVM?
Over the past year VTI returned +18.17% vs +18.53% for XMVM, so XMVM leads on 1-year performance. Over the longest common window we track (22 years), VTI annualized +9.40% vs +7.93% for XMVM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XMVM?
XMVM has been the more volatile fund at 19.1% annualized versus 15.4% for VTI. Worst drawdown: VTI -56.6% vs XMVM -63.8%.
Should I hold both VTI and XMVM?
VTI and XMVM have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XMVM?
99.0% of XMVM's money is in holdings VTI also owns. 99.0% of XMVM's is in holdings VTI also owns. They hold 77 positions in common, counted across the 3,463 positions we hold weights for in VTI and 79 in XMVM.
Which pays a higher dividend, VTI or XMVM?
VTI yields 1.03% while XMVM yields 1.79%, so XMVM currently pays the higher dividend yield.
Is XMVM better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XMVM over 1Y. XMVM is less concentrated, with 22.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.