VTI vs XSVM
Vanguard Morningstar Total Stock Market ETF vs Invesco S&P SmallCap Value with Momentum ETF
Quick Verdict
VTI has a lower expense ratio. XSVM delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XSVM | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.37% | |
| AUM | $666.9B | $671M | |
| Dividend Yield | 1.07% | 1.74% | |
| Holdings | 3,543 | 122 | |
| YTD Return | +13.14% | +22.80% | |
| 1Y Return | +22.35% | +30.12% | |
| 3Y Return (annualized) | +21.83% | +15.48% | |
| 5Y Return (annualized) | +12.01% | +9.04% | |
| Volatility (annualized) | 15.3% | 21.8% | |
| Max Drawdown | -56.6% | -64.1% | |
| Fund Family | Vanguard (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Mar 3, 2005 |
VTI vs XSVM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Invesco S&P SmallCap Value with Momentum ETF (XSVM) is a ETF from Invesco (US). Over the past year VTI returned +22.35% while XSVM returned +30.12%. Year to date, VTI is up 13.14% versus a gain of 22.80% for XSVM.
Over three years, VTI compounded at +21.83% per year against +15.48% for XSVM; over five years the annualized figures are +12.01% and +9.04% respectively. Across the full 22-year window we track, VTI has the edge at +8.09% annualized vs +7.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XSVM has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -64.1% for XSVM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XSVM charges 0.37%. On a $10,000 position that is $3 vs $37 annually, a gap of $34 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.74% for XSVM.
Holdings Overlap
VTI and XSVM share 92 holdings out of 2815 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XSVM?
VTI has an expense ratio of 0.03% while XSVM charges 0.37%. VTI is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, VTI or XSVM?
Over the past year VTI returned +22.35% vs +30.12% for XSVM, so XSVM leads on 1-year performance. Over the longest common window we track (22 years), VTI annualized +8.09% vs +7.88% for XSVM. Past performance does not guarantee future results.
Which is riskier, VTI or XSVM?
XSVM has been the more volatile fund at 21.8% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XSVM -64.1%.
Should I hold both VTI and XSVM?
VTI and XSVM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XSVM?
VTI and XSVM share 92 common holdings with a 0.0% weight overlap. Combined, they hold 2815 unique securities.
Which pays a higher dividend, VTI or XSVM?
VTI yields 1.07% while XSVM yields 1.74%, so XSVM currently pays the higher dividend yield.
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