VTI vs XSVM
Vanguard Morningstar Total Stock Market ETF vs Invesco S&P SmallCap Value with Momentum ETF
Which is better, VTI or XSVM?
Large Cap Blend against Small Cap Value.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XSVM over 1Y. XSVM is less concentrated, with 15.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XSVM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.36% |
| AUM | $690.1B | $588M |
| Dividend Yield | 1.03% | 1.80% |
| Holdings | 3,524 | 244 |
| YTD Return | +13.35% | +16.79%Best |
| 1Y Return | +15.92% | +19.62%Best |
| 3Y Return (annualized) | +23.41%Best | +14.38% |
| 5Y Return (annualized) | +12.83%Best | +7.11% |
| Volatility (annualized) | 15.3%Best | 21.8% |
| Max Drawdown | -56.6%Best | -64.1% |
| $10,000 over 5 years | $18,286Best | $14,098 |
| Top 10 Weight | 33.3% | 15.8%Best |
| Fund Family | Vanguard (US) | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Small Cap Value |
| Inception | May 24, 2001 | Mar 3, 2005 |
Volatility and max drawdown are measured over the window both funds cover: Mar 3, 2005 to Oct 2, 2026 (21.6 years).
VTI vs XSVM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21.6 years both funds cover.
VTI vs XSVM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Invesco S&P SmallCap Value with Momentum ETF (XSVM) is an ETF from Invesco (US). Over the past year VTI returned +15.92% while XSVM returned +19.62%. Year to date, VTI is up 13.35% versus a gain of 16.79% for XSVM.
Over three years, VTI compounded at +23.41% per year against +14.38% for XSVM; over five years the annualized figures are +12.83% and +7.11% respectively. Across the full 22-year window we track, VTI has the edge at +9.38% annualized vs +7.58%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XSVM has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -64.1% for XSVM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XSVM charges 0.36%. On a $10,000 position that is $3 vs $36 annually, a gap of $33 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.80% for XSVM.
Holdings Overlap
0.2% of VTI's money is in holdings XSVM also owns. 96.6% of XSVM's money is in holdings VTI also owns.
Most of XSVM is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, VTI as of Jul 31, 2026 and XSVM as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
115 positions in common, counted across the 3,463 positions we hold weights for in VTI and 119 in XSVM, against full books of 3,524 and 244.
What only one of them owns
Our book lists 3 positions for XSVM that do not appear in our book for VTI (2.3% of the fund), and 1,130 for VTI that do not appear in XSVM (97.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XSVM | Difference |
|---|---|---|---|
| KSSKohl's Corp. | 0.00% | 2.26% | 2.26% |
| LNCLincoln National Corp. | 0.01% | 1.85% | 1.84% |
| PARRPar Pacific Holdings Inc | 0.01% | 1.64% | 1.63% |
| HZOMarinemax Inc | 0.00% | 1.63% | 1.63% |
| GNWGenworth Financial Inc, Class A | 0.00% | 1.62% | 1.62% |
| SCSCScansource Inc | 0.00% | 1.43% | 1.43% |
| SBHSally Beauty Holdings, Inc. | 0.00% | 1.42% | 1.42% |
| FDP:LNDel Monte Corporation Common Stock | 0.00% | 1.38% | 1.38% |
| DCHDauch Corporation | 0.00% | 1.22% | 1.22% |
| ANDEAndersons | 0.00% | 1.17% | 1.17% |
96.6% of XSVM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XSVM?
VTI has an expense ratio of 0.03% while XSVM charges 0.36%. VTI is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, VTI or XSVM?
Over the past year VTI returned +15.92% vs +19.62% for XSVM, so XSVM leads on 1-year performance. Over the longest common window we track (22 years), VTI annualized +9.38% vs +7.58% for XSVM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XSVM?
XSVM has been the more volatile fund at 21.8% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XSVM -64.1%.
Should I hold both VTI and XSVM?
VTI and XSVM have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XSVM?
96.6% of XSVM's money is in holdings VTI also owns. 96.6% of XSVM's is in holdings VTI also owns. They hold 115 positions in common, counted across the 3,463 positions we hold weights for in VTI and 119 in XSVM.
Which pays a higher dividend, VTI or XSVM?
VTI yields 1.03% while XSVM yields 1.80%, so XSVM currently pays the higher dividend yield.
Is XSVM better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XSVM over 1Y. XSVM is less concentrated, with 15.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.