VYM vs XSVM

VYM vs XSVM
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Quick Verdict

VYM has a lower expense ratio. XSVM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: XSVMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXSVMWinner
Expense Ratio0.04%0.37%
AUM$81.6B$671M
Dividend Yield2.24%1.74%
Holdings616122
YTD Return+15.60%+23.33%
1Y Return+23.48%+29.52%
3Y Return (annualized)+19.07%+15.34%
5Y Return (annualized)+12.50%+9.75%
Volatility (annualized)14.6%21.8%
Max Drawdown-58.8%-64.1%
Fund FamilyVanguard (US)Invesco (US)
CategoryEquityEquity
InceptionNov 10, 2006Mar 3, 2005

VYM vs XSVM Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Invesco S&P SmallCap Value with Momentum ETF (XSVM) is a ETF from Invesco (US). Over the past year VYM returned +23.48% while XSVM returned +29.52%. Year to date, VYM is up 15.60% versus a gain of 23.33% for XSVM.

Over three years, VYM compounded at +19.07% per year against +15.34% for XSVM; over five years the annualized figures are +12.50% and +9.75% respectively. Across the full 20-year window we track, XSVM has the edge at +7.90% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XSVM has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -64.1% for XSVM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while XSVM charges 0.37%. On a $10,000 position that is $4 vs $37 annually, a gap of $33 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 1.74% for XSVM.

Holdings Overlap

0.6%overlap

VYM and XSVM share 44 holdings out of 679 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VYMWeight in XSVMDifference
LNC0.03%1.50%1.47%
FDP:LN0.00%1.23%1.23%
BFH0.02%1.00%0.98%
RDNProProPro
HOPEProProPro
MCYProProPro
HMNProProPro
AAPProProPro
AEOProProPro
SIG:LNProProPro
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Frequently Asked Questions

Which is cheaper, VYM or XSVM?

VYM has an expense ratio of 0.04% while XSVM charges 0.37%. VYM is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, VYM or XSVM?

Over the past year VYM returned +23.48% vs +29.52% for XSVM, so XSVM leads on 1-year performance. Over the longest common window we track (20 years), VYM annualized +7.05% vs +7.90% for XSVM. Past performance does not guarantee future results.

Which is riskier, VYM or XSVM?

XSVM has been the more volatile fund at 21.8% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs XSVM -64.1%.

Should I hold both VYM and XSVM?

VYM and XSVM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and XSVM?

VYM and XSVM share 44 common holdings with a 0.6% weight overlap. Combined, they hold 679 unique securities.

Which pays a higher dividend, VYM or XSVM?

VYM yields 2.24% while XSVM yields 1.74%, so VYM currently pays the higher dividend yield.

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