VTI vs XVMS
Vanguard Morningstar Total Stock Market ETF vs FT Vest MSFT & Target Income ETF
Which is better, VTI or XVMS?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XVMS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $689.2B | $2M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,524 | 1 |
| YTD Return | +11.43%Best | +3.78% |
| 1Y Return | +12.49% | - |
| 3Y Return (annualized) | +23.15% | - |
| 5Y Return (annualized) | +10.85% | - |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Sep 22, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VTI vs XVMS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs XVMS Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and FT Vest MSFT & Target Income ETF (XVMS) is an ETF from First Trust Portfolios (US). Year to date, VTI is up 11.43% versus a gain of 3.78% for XVMS.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while XVMS charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for XVMS.
Holdings Overlap
At least 5.1% of VTI's money is in holdings XVMS also owns.
Stated as a floor: for XVMS, our book for it covers 50.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and XVMS share little of their money.
1 positions in common, counted across the 3,441 positions we hold weights for in VTI and 1 in XVMS, against full books of 3,524 and 1.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XVMS | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 5.11% | 50.21% | 45.10% |
You are not choosing between two funds in isolation.
Whichever of VTI and XVMS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XVMS?
VTI has an expense ratio of 0.03% while XVMS charges 0.85%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
What is the holdings overlap between VTI and XVMS?
At least 5.1% of VTI's money is in holdings XVMS also owns. Our book for XVMS is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 3,441 positions we hold weights for in VTI and 1 in XVMS.
Which pays a higher dividend, VTI or XVMS?
VTI yields 1.06% while XVMS yields 0.00%, so VTI currently pays the higher dividend yield.
Is XVMS better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.