VYM vs XAIX
Vanguard High Dividend Yield ETF vs Xtrackers Artificial Intelligence and Big Data ETF
Which is better, VYM or XAIX?
Large Cap Value against Large Cap Blend.
VYM has a lower expense ratio. XAIX led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 44.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XAIX |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.35% |
| AUM | $81.6B | $173M |
| Dividend Yield | 2.22% | 0.39% |
| Holdings | 613 | 106 |
| YTD Return | +13.08% | +33.02%Best |
| 1Y Return | +17.46% | +40.68%Best |
| 3Y Return (annualized) | +17.73% | - |
| 5Y Return (annualized) | +12.22% | - |
| Volatility (annualized) | 10.3%Best | 25.7% |
| Max Drawdown | -14.5%Best | -23.9% |
| $10,000 over 2.1 years | $14,088 | $19,847Best |
| Top 10 Weight | 26.1%Best | 44.4% |
| Fund Family | Vanguard (US) | Xtrackers ETFs |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 10, 2006 | Jun 4, 2024 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 2, 2024 to Sep 14, 2026 (2.1 years).
VYM vs XAIX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
VYM vs XAIX Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Xtrackers Artificial Intelligence and Big Data ETF (XAIX) is an ETF from Xtrackers ETFs. Over the past year VYM returned +17.46% while XAIX returned +40.68%. Year to date, VYM is up 13.08% versus a gain of 33.02% for XAIX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XAIX has been the more volatile fund, with annualized monthly volatility of 25.7% compared with 10.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for VYM and -23.9% for XAIX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while XAIX charges 0.35%. On a $10,000 position that is $4 vs $35 annually, a gap of $31 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.39% for XAIX.
Holdings Overlap
7.7% of VYM's money is in holdings XAIX also owns. 18.7% of XAIX's money is in holdings VYM also owns.
XAIX and VYM share little of their money.
10 positions in common, counted across the 557 positions we hold weights for in VYM and 101 in XAIX, against full books of 613 and 106.
What only one of them owns
Our book lists 53 positions for XAIX that do not appear in our book for VYM (65.0% of the fund), and 518 for VYM that do not appear in XAIX (89.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VYM | Weight in XAIX | Difference |
|---|---|---|---|
| CSCOCisco Systems Inc. - Ordinary Shares | 1.86% | 3.67% | 1.81% |
| BACBank of America Corp.: Financials | 1.66% | 3.73% | 2.07% |
| ORCLOracle Corp - Common | 0.90% | 2.43% | 1.53% |
| DELLDell Technologies Inc | 0.50% | 2.73% | 2.23% |
| IBMInternational Business Machines Corp. | 0.85% | 1.85% | 1.00% |
| VZVerizon Communic | 0.80% | 1.78% | 0.98% |
| TBBAt&t Inc | 0.64% | 1.53% | 0.89% |
| HPEHewlett Packard Enterprise Co | 0.26% | 0.54% | 0.28% |
| NTAPNetapp Inc | 0.14% | 0.27% | 0.13% |
| CDWCDW Corporation | 0.08% | 0.15% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of VYM and XAIX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XAIX?
VYM has an expense ratio of 0.04% while XAIX charges 0.35%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, VYM or XAIX?
Over the past year VYM returned +17.46% vs +40.68% for XAIX, so XAIX leads on 1-year performance. Over the longest common window we track (2 years), VYM annualized +17.73% vs +38.60% for XAIX. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XAIX?
XAIX has been the more volatile fund at 25.7% annualized versus 10.3% for VYM. Worst drawdown: VYM -14.5% vs XAIX -23.9%.
Should I hold both VYM and XAIX?
VYM and XAIX have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VYM and XAIX?
18.7% of XAIX's money is in holdings VYM also owns. 18.7% of XAIX's is in holdings VYM also owns. They hold 10 positions in common, counted across the 557 positions we hold weights for in VYM and 101 in XAIX.
Which pays a higher dividend, VYM or XAIX?
VYM yields 2.22% while XAIX yields 0.39%, so VYM currently pays the higher dividend yield.
Is XAIX better than VYM?
VYM has a lower expense ratio. XAIX led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 44.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.