VTI vs XAIX
Vanguard Morningstar Total Stock Market ETF vs Xtrackers Artificial Intelligence and Big Data ETF
Which is better, VTI or XAIX?
XAIX has been ahead.
VTI has a lower expense ratio. XAIX led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 44.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XAIX |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $666.9B | $173M |
| Dividend Yield | 1.03% | 0.39% |
| Holdings | 3,543 | 106 |
| YTD Return | +12.08% | +33.02%Best |
| 1Y Return | +16.31% | +40.68%Best |
| 3Y Return (annualized) | +20.83% | - |
| 5Y Return (annualized) | +11.89% | - |
| Volatility (annualized) | 12.8%Best | 25.7% |
| Max Drawdown | -19.3%Best | -23.9% |
| $10,000 over 2.1 years | $14,562 | $19,847Best |
| Top 10 Weight | 33.3%Best | 44.4% |
| Fund Family | Vanguard (US) | Xtrackers ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Jun 4, 2024 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 2, 2024 to Sep 14, 2026 (2.1 years).
VTI vs XAIX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
VTI vs XAIX Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Xtrackers Artificial Intelligence and Big Data ETF (XAIX) is an ETF from Xtrackers ETFs. Over the past year VTI returned +16.31% while XAIX returned +40.68%. Year to date, VTI is up 12.08% versus a gain of 33.02% for XAIX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XAIX has been the more volatile fund, with annualized monthly volatility of 25.7% compared with 12.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -23.9% for XAIX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XAIX charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.39% for XAIX.
Holdings Overlap
34.9% of VTI's money is in holdings XAIX also owns. 83.4% of XAIX's money is in holdings VTI also owns.
Most of XAIX is already inside VTI. Owning both mostly buys the same companies twice.
60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 101 in XAIX, against full books of 3,543 and 106.
What only one of them owns
Our book lists 3 positions for XAIX that do not appear in our book for VTI (0.3% of the fund), and 1,094 for VTI that do not appear in XAIX (62.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XAIX | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 4.92% | 1.48% |
| AAPLApple, Inc | 6.29% | 4.93% | 1.36% |
| MSFTMicrosoft Corp | 4.79% | 5.86% | 1.07% |
| AMZNAmazon.Com Inc | 3.65% | 4.70% | 1.05% |
| GOOGLAlphabet Inc,class A | 2.90% | 4.14% | 1.24% |
| METAMeta Platforms Inc | 1.70% | 4.62% | 2.92% |
| MUMicron Technology, Inc. | 1.29% | 3.63% | 2.34% |
| WMTWalmart, Inc. | 0.68% | 4.11% | 3.43% |
| AMDAdvanced Micro Devices Inc | 1.08% | 3.46% | 2.38% |
| BACBank of America Corp.: Financials | 0.55% | 3.73% | 3.18% |
83.4% of XAIX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XAIX?
VTI has an expense ratio of 0.03% while XAIX charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or XAIX?
Over the past year VTI returned +16.31% vs +40.68% for XAIX, so XAIX leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +19.60% vs +38.60% for XAIX. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XAIX?
XAIX has been the more volatile fund at 25.7% annualized versus 12.8% for VTI. Worst drawdown: VTI -19.3% vs XAIX -23.9%.
Should I hold both VTI and XAIX?
VTI and XAIX have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XAIX?
83.4% of XAIX's money is in holdings VTI also owns. 83.4% of XAIX's is in holdings VTI also owns. They hold 60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 101 in XAIX.
Which pays a higher dividend, VTI or XAIX?
VTI yields 1.03% while XAIX yields 0.39%, so VTI currently pays the higher dividend yield.
Is XAIX better than VTI?
VTI has a lower expense ratio. XAIX led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 44.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.