VTI vs XAIX
Vanguard Morningstar Total Stock Market ETF vs Xtrackers Artificial Intelligence and Big Data ETF
Quick Verdict
VTI has a lower expense ratio. XAIX delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XAIX | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $666.9B | $175M | |
| Dividend Yield | 1.07% | 0.43% | |
| Holdings | 3,543 | 106 | |
| YTD Return | +12.65% | +29.12% | |
| 1Y Return | +21.39% | +45.76% | |
| 3Y Return (annualized) | +21.54% | - | |
| 5Y Return (annualized) | +12.11% | - | |
| Volatility (annualized) | 15.3% | 26.0% | |
| Max Drawdown | -56.6% | -23.9% | |
| Fund Family | Vanguard (US) | Xtrackers ETFs | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Jun 4, 2024 |
VTI vs XAIX Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Xtrackers Artificial Intelligence and Big Data ETF (XAIX) is a ETF from Xtrackers ETFs. Over the past year VTI returned +21.39% while XAIX returned +45.76%. Year to date, VTI is up 12.65% versus a gain of 29.12% for XAIX.
Risk: Volatility and Drawdowns
XAIX has been the more volatile fund, with annualized monthly volatility of 26.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -23.9% for XAIX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XAIX charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.43% for XAIX.
Holdings Overlap
VTI and XAIX share 57 holdings out of 2833 unique holdings combined, representing a 31.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XAIX?
VTI has an expense ratio of 0.03% while XAIX charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VTI or XAIX?
Over the past year VTI returned +21.39% vs +45.76% for XAIX, so XAIX leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.07% vs +38.10% for XAIX. Past performance does not guarantee future results.
Which is riskier, VTI or XAIX?
XAIX has been the more volatile fund at 26.0% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XAIX -23.9%.
Should I hold both VTI and XAIX?
VTI and XAIX have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XAIX?
VTI and XAIX share 57 common holdings with a 31.8% weight overlap. Combined, they hold 2833 unique securities.
Which pays a higher dividend, VTI or XAIX?
VTI yields 1.07% while XAIX yields 0.43%, so VTI currently pays the higher dividend yield.
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