IVV vs XAIX

IVV vs XAIX

Which is better, IVV or XAIX?

XAIX has been ahead.

IVV has a lower expense ratio. XAIX led over 1Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 44.4%.

Lower Fees: IVVHigher Returns: XAIXLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVXAIX
Expense Ratio0.03%Best0.35%
AUM$876.4B$173M
Dividend Yield1.06%0.39%
Holdings508106
YTD Return+12.01%+33.02%Best
1Y Return+16.48%+40.68%Best
3Y Return (annualized)+21.21%-
5Y Return (annualized)+12.95%-
Volatility (annualized)12.4%Best25.7%
Max Drawdown-18.8%Best-23.9%
$10,000 over 2.1 years$14,593$19,847Best
Top 10 Weight37.8%Best44.4%
Fund FamilyiShares by BlackRock (US)Xtrackers ETFs
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Jun 4, 2024

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 2, 2024 to Sep 14, 2026 (2.1 years).

IVV vs XAIX growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

IVV vs XAIX Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Xtrackers Artificial Intelligence and Big Data ETF (XAIX) is an ETF from Xtrackers ETFs. Over the past year IVV returned +16.48% while XAIX returned +40.68%. Year to date, IVV is up 12.01% versus a gain of 33.02% for XAIX.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XAIX has been the more volatile fund, with annualized monthly volatility of 25.7% compared with 12.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -23.9% for XAIX. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while XAIX charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.39% for XAIX.

Holdings Overlap

IVV already in XAIX39.8%
XAIX already in IVV78.4%

39.8% of IVV's money is in holdings XAIX also owns. 78.4% of XAIX's money is in holdings IVV also owns.

Most of XAIX is already inside IVV. Owning both mostly buys the same companies twice.

33 positions in common, counted across the 490 positions we hold weights for in IVV and 101 in XAIX, against full books of 508 and 106.

What only one of them owns

Our book lists 30 positions for XAIX that do not appear in our book for IVV (5.3% of the fund), and 449 for IVV that do not appear in XAIX (58.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in XAIXDifference
NVDANvidia Corp8.07%4.92%3.15%
AAPLApple, Inc7.02%4.93%2.09%
MSFTMicrosoft Corp5.69%5.86%0.17%
AMZNAmazon.Com Inc3.84%4.70%0.86%
GOOGLAlphabet Inc,class A3.00%4.14%1.14%
METAMeta Platforms Inc1.90%4.62%2.72%
MUMicron Technology, Inc.1.63%3.63%2.00%
WMTWalmart, Inc.0.69%4.11%3.42%
AMDAdvanced Micro Devices Inc1.16%3.46%2.30%
BACBank of America Corp.: Financials0.61%3.73%3.12%

78.4% of XAIX is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVXAIX

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or XAIX?

IVV has an expense ratio of 0.03% while XAIX charges 0.35%. IVV is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, IVV or XAIX?

Over the past year IVV returned +16.48% vs +40.68% for XAIX, so XAIX leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +19.72% vs +38.60% for XAIX. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or XAIX?

XAIX has been the more volatile fund at 25.7% annualized versus 12.4% for IVV. Worst drawdown: IVV -18.8% vs XAIX -23.9%.

Should I hold both IVV and XAIX?

IVV and XAIX have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and XAIX?

78.4% of XAIX's money is in holdings IVV also owns. 78.4% of XAIX's is in holdings IVV also owns. They hold 33 positions in common, counted across the 490 positions we hold weights for in IVV and 101 in XAIX.

Which pays a higher dividend, IVV or XAIX?

IVV yields 1.06% while XAIX yields 0.39%, so IVV currently pays the higher dividend yield.

Is XAIX better than IVV?

IVV has a lower expense ratio. XAIX led over 1Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 44.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.