Total Consumer Credit

5.167T for Jun 2026

Total Consumer Credit came in at 5.167T for Jun 2026, up 0.28% from 5.153T the prior month and 2.43% above its level of 5.044T one year ago. The series has averaged 1.258T since 1943, reaching a record high of 5.167T in June 2026 and a record low of 5.354B in February 1944.

Source: Federal Reserve Economic Data (FRED), St. Louis Fed

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Cite this data: "Total Consumer Credit," MarketXLS. Data from Federal Reserve Economic Data (FRED), St. Louis Fed. marketxls.com/indicators/consumer-credit

Historical Data

Observation dateValue
June 1, 20265.167T
May 1, 20265.153T
April 1, 20265.154T
March 1, 20265.134T
February 1, 20265.111T
January 1, 20265.104T
December 1, 20255.099T
November 1, 20255.084T
October 1, 20255.08T
September 1, 20255.073T
August 1, 20255.059T
July 1, 20255.057T
June 1, 20255.044T
May 1, 20255.049T
April 1, 20255.039T
March 1, 20255.023T
February 1, 20254.958T
January 1, 20254.956T
December 1, 20244.948T
November 1, 20245.066T
October 1, 20245.072T
September 1, 20245.058T
August 1, 20245.056T
July 1, 20245.046T
June 1, 20245.026T
May 1, 20245.025T
April 1, 20245.016T
March 1, 20245.015T
February 1, 20245.015T
January 1, 20245.002T
December 1, 20234.988T
November 1, 20234.993T
October 1, 20234.969T
September 1, 20234.956T
August 1, 20234.947T
July 1, 20234.96T
June 1, 20234.949T
May 1, 20234.926T
April 1, 20234.92T
March 1, 20234.909T
February 1, 20234.886T
January 1, 20234.874T
December 1, 20224.858T
November 1, 20224.843T
October 1, 20224.812T
September 1, 20224.779T
August 1, 20224.752T
July 1, 20224.722T
June 1, 20224.699T
May 1, 20224.661T
April 1, 20224.631T
March 1, 20224.599T
February 1, 20224.558T
January 1, 20224.527T
December 1, 20214.513T
November 1, 20214.49T
October 1, 20214.465T
September 1, 20214.447T
August 1, 20214.423T
July 1, 20214.406T
June 1, 20214.389T
May 1, 20214.237T
April 1, 20214.206T
March 1, 20214.188T
February 1, 20214.177T
January 1, 20214.158T
December 1, 20204.149T
November 1, 20204.136T
October 1, 20204.135T
September 1, 20204.129T
August 1, 20204.113T
July 1, 20204.118T
June 1, 20204.102T
May 1, 20204.089T
April 1, 20204.105T
March 1, 20204.17T
February 1, 20204.185T
January 1, 20204.172T
December 1, 20194.192T
November 1, 20194.165T
October 1, 20194.164T
September 1, 20194.146T
August 1, 20194.134T
July 1, 20194.118T
June 1, 20194.094T
May 1, 20194.083T
April 1, 20194.068T
March 1, 20194.051T
February 1, 20194.04T
January 1, 20194.027T
December 1, 20184.007T
November 1, 20183.991T
October 1, 20183.976T
September 1, 20183.958T
August 1, 20183.946T
July 1, 20183.926T
June 1, 20183.903T
May 1, 20183.901T
April 1, 20183.885T
March 1, 20183.877T
February 1, 20183.864T
January 1, 20183.848T
December 1, 20173.831T
November 1, 20173.816T
October 1, 20173.797T
September 1, 20173.775T
August 1, 20173.759T
July 1, 20173.746T
June 1, 20173.73T
May 1, 20173.714T
April 1, 20173.702T
March 1, 20173.687T
February 1, 20173.67T
January 1, 20173.653T
December 1, 20163.636T
November 1, 20163.617T
October 1, 20163.601T
September 1, 20163.588T
August 1, 20163.565T
July 1, 20163.544T
June 1, 20163.525T
May 1, 20163.504T
April 1, 20163.49T
March 1, 20163.469T
February 1, 20163.438T
January 1, 20163.42T
December 1, 20153.4T
November 1, 20153.511T
October 1, 20153.503T
September 1, 20153.488T
August 1, 20153.46T
July 1, 20153.444T
June 1, 20153.425T
May 1, 20153.399T
April 1, 20153.383T
March 1, 20153.361T
February 1, 20153.338T
January 1, 20153.32T
December 1, 20143.31T
November 1, 20143.283T
October 1, 20143.275T
September 1, 20143.265T
August 1, 20143.249T
July 1, 20143.232T
June 1, 20143.21T
May 1, 20143.193T
April 1, 20143.173T
March 1, 20143.151T
February 1, 20143.134T
January 1, 20143.113T
December 1, 20133.09T
November 1, 20133.076T
October 1, 20133.063T
September 1, 20133.046T
August 1, 20133.03T
July 1, 20133.015T
June 1, 20133.001T
May 1, 20132.989T
April 1, 20132.973T
March 1, 20132.963T
February 1, 20132.953T
January 1, 20132.931T
December 1, 20122.913T
November 1, 20122.903T
October 1, 20122.882T
September 1, 20122.866T
August 1, 20122.857T
July 1, 20122.84T
June 1, 20122.83T
May 1, 20122.818T
April 1, 20122.802T
March 1, 20122.792T
February 1, 20122.778T
January 1, 20122.77T
December 1, 20112.756T
November 1, 20112.747T
October 1, 20112.728T
September 1, 20112.72T
August 1, 20112.709T
July 1, 20112.718T
June 1, 20112.693T
May 1, 20112.684T
April 1, 20112.68T
March 1, 20112.672T
February 1, 20112.664T
January 1, 20112.657T
December 1, 20102.647T
November 1, 20102.531T
October 1, 20102.53T
September 1, 20102.522T
August 1, 20102.52T
July 1, 20102.521T
June 1, 20102.518T
May 1, 20102.522T
April 1, 20102.533T
March 1, 20102.537T
February 1, 20102.53T
January 1, 20102.544T
December 1, 20092.555T
November 1, 20092.552T
October 1, 20092.563T
September 1, 20092.577T
August 1, 20092.582T
July 1, 20092.591T
June 1, 20092.591T
May 1, 20092.61T
April 1, 20092.616T
March 1, 20092.623T
February 1, 20092.639T
January 1, 20092.647T
December 1, 20082.644T
November 1, 20082.651T
October 1, 20082.661T
September 1, 20082.657T
August 1, 20082.662T
July 1, 20082.665T
June 1, 20082.662T
May 1, 20082.66T
April 1, 20082.654T
March 1, 20082.646T
February 1, 20082.634T
January 1, 20082.619T
December 1, 20072.609T
November 1, 20072.598T
October 1, 20072.582T
September 1, 20072.567T
August 1, 20072.553T
July 1, 20072.534T
June 1, 20072.519T
May 1, 20072.51T
April 1, 20072.494T
March 1, 20072.484T
February 1, 20072.47T
January 1, 20072.458T
December 1, 20062.457T
November 1, 20062.441T
October 1, 20062.429T
September 1, 20062.427T
August 1, 20062.416T
July 1, 20062.403T
June 1, 20062.396T
May 1, 20062.407T
April 1, 20062.398T
March 1, 20062.386T
February 1, 20062.375T
January 1, 20062.367T
December 1, 20052.291T
November 1, 20052.284T
October 1, 20052.277T
September 1, 20052.272T
August 1, 20052.267T
July 1, 20052.257T
June 1, 20052.248T
May 1, 20052.233T
April 1, 20052.233T
March 1, 20052.22T
February 1, 20052.212T
January 1, 20052.197T
December 1, 20042.192T
November 1, 20042.184T
October 1, 20042.177T
September 1, 20042.16T
August 1, 20042.143T
July 1, 20042.137T
June 1, 20042.128T
May 1, 20042.121T
April 1, 20042.113T
March 1, 20042.11T
February 1, 20042.095T
January 1, 20042.088T
December 1, 20032.077T
November 1, 20032.066T
October 1, 20032.065T
September 1, 20032.057T
August 1, 20032.049T
July 1, 20032.04T
June 1, 20032.033T
May 1, 20032.028T
April 1, 20032.014T
March 1, 20032.001T
February 1, 20031.993T
January 1, 20031.983T
December 1, 20021.972T
November 1, 20021.965T
October 1, 20021.957T
September 1, 20021.951T
August 1, 20021.948T
July 1, 20021.939T
June 1, 20021.927T
May 1, 20021.915T
April 1, 20021.904T
March 1, 20021.895T
February 1, 20021.882T
January 1, 20021.867T
December 1, 20011.868T
November 1, 20011.858T
October 1, 20011.83T
September 1, 20011.814T
August 1, 20011.806T
July 1, 20011.797T
June 1, 20011.792T
May 1, 20011.781T
April 1, 20011.773T
March 1, 20011.761T
February 1, 20011.749T
January 1, 20011.73T
December 1, 20001.717T
November 1, 20001.701T
October 1, 20001.685T
September 1, 20001.669T
August 1, 20001.652T
July 1, 20001.63T
June 1, 20001.61T
May 1, 20001.584T
April 1, 20001.571T
March 1, 20001.561T
February 1, 20001.549T
January 1, 20001.539T
December 1, 19991.531T
November 1, 19991.525T
October 1, 19991.517T
September 1, 19991.511T
August 1, 19991.503T
July 1, 19991.492T
June 1, 19991.479T
May 1, 19991.468T
April 1, 19991.458T
March 1, 19991.451T
February 1, 19991.441T
January 1, 19991.431T
December 1, 19981.421T
November 1, 19981.408T
October 1, 19981.405T
September 1, 19981.397T
August 1, 19981.387T
July 1, 19981.381T
June 1, 19981.374T
May 1, 19981.363T
April 1, 19981.36T
March 1, 19981.333T
February 1, 19981.324T
January 1, 19981.32T
December 1, 19971.325T
November 1, 19971.312T
October 1, 19971.309T
September 1, 19971.302T
August 1, 19971.294T
July 1, 19971.289T
June 1, 19971.283T
May 1, 19971.279T
April 1, 19971.274T
March 1, 19971.264T
February 1, 19971.262T
January 1, 19971.258T
December 1, 19961.253T
November 1, 19961.242T
October 1, 19961.231T
September 1, 19961.225T
August 1, 19961.221T
July 1, 19961.212T
June 1, 19961.201T
May 1, 19961.191T
April 1, 19961.181T
March 1, 19961.172T
February 1, 19961.163T
January 1, 19961.153T
December 1, 19951.141T
November 1, 19951.132T
October 1, 19951.114T
September 1, 19951.107T
August 1, 19951.09T
July 1, 19951.078T
June 1, 19951.069T
May 1, 19951.057T
April 1, 19951.044T
March 1, 19951.034T
February 1, 19951.019T
January 1, 19951.01T
December 1, 1994997B
November 1, 1994981B
October 1, 1994968B
September 1, 1994957B
August 1, 1994945B
July 1, 1994931B
June 1, 1994924B
May 1, 1994913B
April 1, 1994901B
March 1, 1994891B
February 1, 1994880B
January 1, 1994872B
December 1, 1993866B
November 1, 1993857B
October 1, 1993848B
September 1, 1993841B
August 1, 1993834B
July 1, 1993830B
June 1, 1993824B
May 1, 1993820B
April 1, 1993820B
March 1, 1993814B
February 1, 1993814B
January 1, 1993809B
December 1, 1992806B
November 1, 1992803B
October 1, 1992800B
September 1, 1992800B
August 1, 1992800B
July 1, 1992798B
June 1, 1992797B
May 1, 1992798B
April 1, 1992798B
March 1, 1992799B
February 1, 1992800B
January 1, 1992799B
December 1, 1991798B
November 1, 1991798B
October 1, 1991799B
September 1, 1991801B
August 1, 1991802B
July 1, 1991804B
June 1, 1991806B
May 1, 1991808B
April 1, 1991808B
March 1, 1991808B
February 1, 1991807B
January 1, 1991807B
December 1, 1990808B
November 1, 1990814B
October 1, 1990813B
September 1, 1990810B
August 1, 1990809B
July 1, 1990807B
June 1, 1990803B
May 1, 1990800B
April 1, 1990799B
March 1, 1990799B
February 1, 1990799B
January 1, 1990798B
December 1, 1989795B
November 1, 1989790B
October 1, 1989786B
September 1, 1989782B
August 1, 1989779B
July 1, 1989776B
June 1, 1989773B
May 1, 1989769B
April 1, 1989765B
March 1, 1989760B
February 1, 1989753B
January 1, 1989749B
December 1, 1988732B
November 1, 1988730B
October 1, 1988726B
September 1, 1988723B
August 1, 1988722B
July 1, 1988716B
June 1, 1988713B
May 1, 1988710B
April 1, 1988706B
March 1, 1988701B
February 1, 1988696B
January 1, 1988692B
December 1, 1987686B
November 1, 1987685B
October 1, 1987681B
September 1, 1987676B
August 1, 1987672B
July 1, 1987668B
June 1, 1987663B
May 1, 1987658B
April 1, 1987656B
March 1, 1987651B
February 1, 1987653B
January 1, 1987653B
December 1, 1986655B
November 1, 1986654B
October 1, 1986654B
September 1, 1986646B
August 1, 1986639B
July 1, 1986635B
June 1, 1986630B
May 1, 1986626B
April 1, 1986620B
March 1, 1986613B
February 1, 1986611B
January 1, 1986606B
December 1, 1985600B
November 1, 1985594B
October 1, 1985588B
September 1, 1985582B
August 1, 1985573B
July 1, 1985568B
June 1, 1985561B
May 1, 1985556B
April 1, 1985549B
March 1, 1985542B
February 1, 1985532B
January 1, 1985524B
December 1, 1984517B
November 1, 1984510B
October 1, 1984505B
September 1, 1984498B
August 1, 1984494B
July 1, 1984487B
June 1, 1984481B
May 1, 1984472B
April 1, 1984462B
March 1, 1984457B
February 1, 1984452B
January 1, 1984442B
December 1, 1983437B
November 1, 1983430B
October 1, 1983424B
September 1, 1983418B
August 1, 1983414B
July 1, 1983409B
June 1, 1983405B
May 1, 1983400B
April 1, 1983398B
March 1, 1983396B
February 1, 1983392B
January 1, 1983392B
December 1, 1982390B
November 1, 1982387B
October 1, 1982385B
September 1, 1982384B
August 1, 1982383B
July 1, 1982382B
June 1, 1982382B
May 1, 1982380B
April 1, 1982379B
March 1, 1982377B
February 1, 1982376B
January 1, 1982375B
December 1, 1981371B
November 1, 1981372B
October 1, 1981370B
September 1, 1981370B
August 1, 1981365B
July 1, 1981365B
June 1, 1981363B
May 1, 1981361B
April 1, 1981359B
March 1, 1981357B
February 1, 1981355B
January 1, 1981353B
December 1, 1980352B
November 1, 1980350B
October 1, 1980350B
September 1, 1980348B
August 1, 1980348B
July 1, 1980347B
June 1, 1980347B
May 1, 1980349B
April 1, 1980351B
March 1, 1980353B
February 1, 1980353B
January 1, 1980350B
December 1, 1979349B
November 1, 1979346B
October 1, 1979343B
September 1, 1979339B
August 1, 1979336B
July 1, 1979332B
June 1, 1979328B
May 1, 1979325B
April 1, 1979321B
March 1, 1979317B
February 1, 1979314B
January 1, 1979310B
December 1, 1978306B
November 1, 1978303B
October 1, 1978299B
September 1, 1978296B
August 1, 1978293B
July 1, 1978289B
June 1, 1978285B
May 1, 1978279B
April 1, 1978274B
March 1, 1978270B
February 1, 1978266B
January 1, 1978263B
December 1, 1977261B
November 1, 1977259B
October 1, 1977255B
September 1, 1977251B
August 1, 1977248B
July 1, 1977245B
June 1, 1977242B
May 1, 1977239B
April 1, 1977236B
March 1, 1977232B
February 1, 1977229B
January 1, 1977226B
December 1, 1976226B
November 1, 1976223B
October 1, 1976221B
September 1, 1976219B
August 1, 1976217B
July 1, 1976215B
June 1, 1976213B
May 1, 1976211B
April 1, 1976211B
March 1, 1976208B
February 1, 1976207B
January 1, 1976206B
December 1, 1975204B
November 1, 1975201B
October 1, 1975200B
September 1, 1975199B
August 1, 1975198B
July 1, 1975198B
June 1, 1975196B
May 1, 1975199B
April 1, 1975199B
March 1, 1975199B
February 1, 1975200B
January 1, 1975199B
December 1, 1974199B
November 1, 1974199B
October 1, 1974200B
September 1, 1974200B
August 1, 1974199B
July 1, 1974198B
June 1, 1974197B
May 1, 1974196B
April 1, 1974195B
March 1, 1974193B
February 1, 1974193B
January 1, 1974191B
December 1, 1973190B
November 1, 1973189B
October 1, 1973187B
September 1, 1973185B
August 1, 1973184B
July 1, 1973182B
June 1, 1973180B
May 1, 1973178B
April 1, 1973176B
March 1, 1973174B
February 1, 1973172B
January 1, 1973169B
December 1, 1972166B
November 1, 1972164B
October 1, 1972162B
September 1, 1972161B
August 1, 1972159B
July 1, 1972157B
June 1, 1972156B
May 1, 1972154B
April 1, 1972152B
March 1, 1972151B
February 1, 1972149B
January 1, 1972148B
December 1, 1971147B
November 1, 1971146B
October 1, 1971144B
September 1, 1971143B
August 1, 1971141B
July 1, 1971140B
June 1, 1971139B
May 1, 1971138B
April 1, 1971137B
March 1, 1971136B
February 1, 1971135B
January 1, 1971134B
December 1, 1970132B
November 1, 1970131B
October 1, 1970131B
September 1, 1970131B
August 1, 1970130B
July 1, 1970130B
June 1, 1970129B
May 1, 1970129B
April 1, 1970128B
March 1, 1970128B
February 1, 1970128B
January 1, 1970128B
December 1, 1969127B
November 1, 1969127B
October 1, 1969126B
September 1, 1969125B
August 1, 1969125B
July 1, 1969124B
June 1, 1969123B
May 1, 1969123B
April 1, 1969122B
March 1, 1969120B
February 1, 1969119B
January 1, 1969118B
December 1, 1968117B
November 1, 1968116B
October 1, 1968115B
September 1, 1968114B
August 1, 1968113B
July 1, 1968112B
June 1, 1968111B
May 1, 1968110B
April 1, 1968110B
March 1, 1968109B
February 1, 1968108B
January 1, 1968107B
December 1, 1967107B
November 1, 1967106B
October 1, 1967105B
September 1, 1967105B
August 1, 1967105B
July 1, 1967104B
June 1, 1967104B
May 1, 1967103B
April 1, 1967103B
March 1, 1967103B
February 1, 1967102B
January 1, 1967102B
December 1, 1966102B
November 1, 1966101B
October 1, 1966101B
September 1, 1966101B
August 1, 1966101B
July 1, 1966100B
June 1, 196699.8B
May 1, 196699.3B
April 1, 196698.8B
March 1, 196698.4B
February 1, 196697.8B
January 1, 196697B
December 1, 196596B
November 1, 196595.4B
October 1, 196594.8B
September 1, 196594.1B
August 1, 196593.3B
July 1, 196592.7B
June 1, 196591.8B
May 1, 196590.9B
April 1, 196590B
March 1, 196588.9B
February 1, 196588.2B
January 1, 196587.2B
December 1, 196486B
November 1, 196484.9B
October 1, 196484.5B
September 1, 196483.9B
August 1, 196483B
July 1, 196482.3B
June 1, 196481.4B
May 1, 196480.8B
April 1, 196479.9B
March 1, 196479.2B
February 1, 196478.3B
January 1, 196477.5B
December 1, 196376.6B
November 1, 196375.6B
October 1, 196375.1B
September 1, 196374.2B
August 1, 196373.6B
July 1, 196372.7B
June 1, 196371.9B
May 1, 196371.3B
April 1, 196370.8B
March 1, 196370.1B
February 1, 196369.4B
January 1, 196368.7B
December 1, 196268.1B
November 1, 196267.6B
October 1, 196267B
September 1, 196266.4B
August 1, 196266.1B
July 1, 196265.5B
June 1, 196265.1B
May 1, 196264.6B
April 1, 196263.9B
March 1, 196263.1B
February 1, 196262.6B
January 1, 196262.3B
December 1, 196162.2B
November 1, 196161.7B
October 1, 196161.2B
September 1, 196160.9B
August 1, 196160.6B
July 1, 196160.4B
June 1, 196160.3B
May 1, 196160.2B
April 1, 196160.1B
March 1, 196160.5B
February 1, 196160.3B
January 1, 196160.7B
December 1, 196060B
November 1, 196059.9B
October 1, 196059.6B
September 1, 196059.4B
August 1, 196058.9B
July 1, 196058.7B
June 1, 196058.4B
May 1, 196058B
April 1, 196057.7B
March 1, 196056.9B
February 1, 196056.4B
January 1, 196056B
December 1, 195956B
November 1, 195954.8B
October 1, 195954.4B
September 1, 195953.7B
August 1, 195953B
July 1, 195952.4B
June 1, 195951.7B
May 1, 195951B
April 1, 195950.5B
March 1, 195950B
February 1, 195949.5B
January 1, 195949B
December 1, 195848.4B
November 1, 195848B
October 1, 195847.8B
September 1, 195847.7B
August 1, 195847.6B
July 1, 195847.6B
June 1, 195847.5B
May 1, 195847.6B
April 1, 195847.7B
March 1, 195847.8B
February 1, 195848.1B
January 1, 195848.3B
December 1, 195748.1B
November 1, 195748B
October 1, 195747.9B
September 1, 195747.7B
August 1, 195747.6B
July 1, 195747.4B
June 1, 195747B
May 1, 195746.8B
April 1, 195746.5B
March 1, 195746.2B
February 1, 195746B
January 1, 195745.7B
December 1, 195645.4B
November 1, 195645.4B
October 1, 195644.9B
September 1, 195644.8B
August 1, 195644.5B
July 1, 195644.2B
June 1, 195644.1B
May 1, 195643.8B
April 1, 195643.4B
March 1, 195643.2B
February 1, 195642.6B
January 1, 195642.1B
December 1, 195541.9B
November 1, 195541.4B
October 1, 195540.8B
September 1, 195540.4B
August 1, 195539.7B
July 1, 195539B
June 1, 195538.5B
May 1, 195537.7B
April 1, 195537.2B
March 1, 195536.5B
February 1, 195535.9B
January 1, 195535.4B
December 1, 195435B
November 1, 195434.6B
October 1, 195434.4B
September 1, 195434.1B
August 1, 195434B
July 1, 195434.1B
June 1, 195433.8B
May 1, 195433.7B
April 1, 195433.7B
March 1, 195433.5B
February 1, 195433.7B
January 1, 195434.1B
December 1, 195333.7B
November 1, 195333.6B
October 1, 195333.5B
September 1, 195333.3B
August 1, 195333.1B
July 1, 195332.8B
June 1, 195332.5B
May 1, 195332.4B
April 1, 195332.1B
March 1, 195331.6B
February 1, 195330.9B
January 1, 195330.5B
December 1, 195229.7B
November 1, 195229B
October 1, 195228.5B
September 1, 195227.9B
August 1, 195227.5B
July 1, 195227.2B
June 1, 195226.8B
May 1, 195226.1B
April 1, 195225.5B
March 1, 195225.2B
February 1, 195225.2B
January 1, 195224.8B
December 1, 195124.6B
November 1, 195124.6B
October 1, 195124.3B
September 1, 195124.1B
August 1, 195123.9B
July 1, 195123.7B
June 1, 195123.8B
May 1, 195124B
April 1, 195124.1B
March 1, 195124.3B
February 1, 195124.1B
January 1, 195123.8B
December 1, 195023.2B
November 1, 195023.3B
October 1, 195023.2B
September 1, 195023.2B
August 1, 195022.7B
July 1, 195022.1B
June 1, 195021.1B
May 1, 195020.6B
April 1, 195020.1B
March 1, 195019.7B
February 1, 195019.4B
January 1, 195019.1B
December 1, 194918.8B
November 1, 194918.4B
October 1, 194918B
September 1, 194917.7B
August 1, 194917.4B
July 1, 194917.1B
June 1, 194916.9B
May 1, 194916.6B
April 1, 194916.4B
March 1, 194916.1B
February 1, 194916B
January 1, 194915.9B
December 1, 194815.8B
November 1, 194815.6B
October 1, 194815.6B
September 1, 194815.5B
August 1, 194815.2B
July 1, 194815B
June 1, 194814.8B
May 1, 194814.5B
April 1, 194814.3B
March 1, 194813.9B
February 1, 194813.5B
January 1, 194813.2B
December 1, 194712.9B
November 1, 194712.5B
October 1, 194712.2B
September 1, 194711.9B
August 1, 194711.6B
July 1, 194711.4B
June 1, 194711.1B
May 1, 194710.9B
April 1, 194710.6B
March 1, 194710.3B
February 1, 194710.1B
January 1, 19479.77B
December 1, 19469.444B
November 1, 19469.218B
October 1, 19468.895B
September 1, 19468.6B
August 1, 19468.345B
July 1, 19467.934B
June 1, 19467.702B
May 1, 19467.532B
April 1, 19467.333B
March 1, 19467.005B
February 1, 19466.766B
January 1, 19466.505B
December 1, 19456.567B
November 1, 19456.096B
October 1, 19455.932B
September 1, 19455.758B
August 1, 19455.767B
July 1, 19455.749B
June 1, 19455.704B
May 1, 19455.605B
April 1, 19455.582B
March 1, 19455.668B
February 1, 19455.574B
January 1, 19455.603B
December 1, 19445.586B
November 1, 19445.57B
October 1, 19445.566B
September 1, 19445.549B
August 1, 19445.534B
July 1, 19445.498B
June 1, 19445.468B
May 1, 19445.431B
April 1, 19445.379B
March 1, 19445.37B
February 1, 19445.354B
January 1, 19445.399B
December 1, 19435.463B
November 1, 19435.577B
October 1, 19435.651B
September 1, 19435.648B
August 1, 19435.639B
July 1, 19435.718B
June 1, 19435.822B
May 1, 19435.936B
April 1, 19436.126B
March 1, 19436.234B
February 1, 19436.463B
January 1, 19436.578B

About Total Consumer Credit

What it measures

Total Consumer Credit Outstanding (FRED series TOTALSL) measures household borrowing excluding loans secured by real estate, covering revolving credit such as credit cards and nonrevolving credit such as auto and student loans. The Federal Reserve publishes it monthly in the G.19 statistical release, seasonally adjusted in billions of dollars, aggregating balances across banks, finance companies, credit unions, and the federal government.

Why it matters

Consumer credit shows how much household spending is financed by borrowing rather than income, a key sustainability question for the consumption-driven US economy. Accelerating revolving credit can indicate either confident spending or households straining to cover essentials, and the distinction matters for retail and lender outlooks. Credit analysts pair the series with delinquency data to assess consumer health, while its growth rate feeds models of future spending capacity.

How to read it

Split the two components: revolving credit reacts quickly to spending behavior and financial stress, while nonrevolving balances move slowly with auto sales and education finance, and student loans give the federal government an outsized presence. Compare credit growth to income growth; borrowing persistently outpacing income is unsustainable. Monthly changes are volatile and revised, so multi-month trends and year-over-year rates are the reliable reading.

Get Total Consumer Credit in Excel

Pull Total Consumer Credit directly into your spreadsheet with a single MarketXLS formula - always current, no copy-pasting:

=ConsumerCreditOutstanding()

View the Consumer Credit Outstanding formula documentation or browse all 100+ Economic Data functions.

Frequently Asked Questions

What is the current Total Consumer Credit?

Total Consumer Credit is 5.167T as of June 2026.

What is the all-time high and low of Total Consumer Credit?

The highest value on record is 5.167T (June 2026) and the lowest is 5.354B (February 1944).

How often is Total Consumer Credit updated?

Total Consumer Credit is published on a monthly basis, sourced from Federal Reserve Economic Data (FRED).

How do I get Total Consumer Credit in Excel?

Use the MarketXLS Excel formula =ConsumerCreditOutstanding() to pull Total Consumer Credit directly into any cell, with historical values available for analysis.

Basic info
Consumer credit is personal debt taken on to purchase goods and services.
RegionUnited States
FrequencyMonthly
Last updatedAugust 7, 2026
Seasonal adjustmentSeasonally Adjusted
UnitMillions of U.S. Dollars

Stats
Last Value5.167T
Latest PeriodJun 2026
Last UpdatedAugust 7 2026, 02:01
Value Previous Month5.153T
Change From Previous Month0.28%
Value 1 Year Ago5.044T
Change From Year Ago2.43%
Average Growth Rate8.32%/yr
Record High (Jun 2026)5.167T
Record Low (Feb 1944)5.354B
Long-Term Average1.258T
FrequencyMonthly
AdjustmentSeasonally Adjusted
UnitMillions of U.S. Dollars

Annual Averages
20265.137T
20255.043T
20245.029T
20234.94T
20224.703T
20214.342T
20204.133T
20194.107T
20183.923T
20173.74T
20163.533T
20153.419T

Related Indicators
Industrial Production: Total Index
Capacity Utilization: Total Index
Total Business Inventories
Advance Real Retail and Food Services Sales
US Light Vehicle Sales
Durable Goods Orders
Core Capital Goods Orders
Commercial and Industrial Loans
Corporate Profits After Tax
Housing Starts
Building Permits
Housing Units Under Construction