AROW Stock Forecast, Price Targets, Chart, Dividends & Analysis
Arrow Financial Corporation
AROW 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
29.00
USD
0.35
(1.22%)
Previous close: 28.65 Open: 28.38 Bid: 11.66 Ask: 45.28
52 week range
21.50 34.63
Mkt Cap: 516 M Avg Vol (90 Days): 40,307
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.85 |
Price per Book TTM ($) | 1.35 |
PE Ratio (TTM) | 16.22 |
Book Value per Share ($) | 23.50 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -8.75% | |
1 Month Return | -11.31% | |
3 Month Return | 0.97% | |
1 Year Return | 5.52% | |
3 Year Return | -1.32% | |
5 Year Return | 4.71% | |
YTD Return | 3.79% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 33.50 |
14 Day SMA ($) | 31.15 |
14 Day EMA ($) | 30.80 |
Money Flow Index | 90.48 |
Average True Range | 1.08 |
50 Day SMA ($) | 31.10 |
200 Day SMA ($) | 27.49 |
ADX | 14.18 |
MACD | 0.86 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
AROW Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -648000.0 | -587000.0 | -557000.0 | -500000.0 | -437000.0 | 359000.0 | 332000.0 | 468000.0 | 428000.0 | 390000.0 |
| Basic EPS from continuing operations | 1.43 | 1.51 | 1.61 | 1.77 | 2.17 | 2.23 | 2.42 | 2.93 | 2.86 | 1.77 |
| Basic EPS total | 1.43 | 1.51 | 1.61 | 1.77 | 2.17 | 2.23 | 2.42 | 2.93 | 2.86 | 1.77 |
| Basic weighted shares outstanding | 16 M | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| CreditLossesProvision | 2 M | 1 M | 2 M | 3 M | 3 M | 2 M | 9 M | 272000.0 | ||
| Depreciation | -2 M | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 3 M | 4 M |
| DepreciationAndAmortization | -2 M | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 3 M | 4 M |
| Diluted EPS total | 1.43 | 1.51 | 1.6 | 1.76 | 2.16 | 2.22 | 2.42 | 2.92 | 2.86 | 1.77 |
| Diluted normalized net income/share | 1.43 | 1.51 | 1.6 | 1.76 | 2.16 | 2.22 | 2.42 | 2.92 | 2.86 | 1.77 |
| Diluted weighted shares outstanding | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Dividends paid per share | 0.77 | 0.79 | 0.81 | 0.84 | 0.9 | 0.92 | 0.95 | 0.98 | 1.03 | 1.06 |
| FeesAndCommissions | 26 M | 26 M | 26 M | 9 M | 8 M | 7 M | 7 M | 6 M | 6 M | 6 M |
| GeneralAndAdministrativeExpense | 13 M | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M |
| ImpairmentOfCapitalAssets | 38000.0 | |||||||||
| Income before tax | 35 M | 36 M | 39 M | 41 M | 46 M | 73 M | 86 M | 96 M | 63 M | 38 M |
| Income taxes | 11 M | 12 M | 12 M | 11 M | 10 M | 10 M | 11 M | 15 M | 14 M | 7 M |
| InsuranceAndClaims | 13 M | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M |
| InsuranceAndPremiums | 38 M | |||||||||
| Interest expense | -6 M | -5 M | -5 M | -7 M | -12 M | 22 M | 13 M | 5 M | 11 M | 58 M |
| InterestExpenseForCapitalizedLeaseObligations | 99000.0 | 196000.0 | 195000.0 | 193000.0 | 191000.0 | |||||
| InterestExpenseForDeposit | 5 M | 3 M | 3 M | 4 M | 7 M | 17 M | 6 M | 3 M | 9 M | 38 M |
| InterestExpenseForLongTermDebt | 1 M | 2 M | 2 M | 3 M | 5 M | 5 M | 2 M | 1 M | 685000.0 | 686000.0 |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 1 M | 2 M | 2 M | 3 M | 5 M | 5 M | 2 M | 2 M | 878000.0 | 877000.0 |
| InterestExpenseForShortTermDebt | 22000.0 | 20000.0 | 33000.0 | 44000.0 | 62000.0 | 100000.0 | 60000.0 | 3000.0 | 605000.0 | 7 M |
| InterestIncome | 68 M | 72 M | 78 M | 85 M | 97 M | 111 M | 115 M | 117 M | 195 M | 165 M |
| InterestIncomeAfterProvisionForLoanLoss | 57 M | 63 M | 67 M | 72 M | 79 M | 86 M | 90 M | 114 M | 118 M | 105 M |
| InterestIncomeFromDeposits | 722000.0 | 321000.0 | 565000.0 | 3 M | 6 M | |||||
| InterestIncomeFromInvestmentSecurities | 14 M | 14 M | 14 M | 14 M | 14 M | 14 M | 11 M | 10 M | 14 M | 15 M |
| InterestIncomeFromLoans | 53 M | 57 M | 63 M | 70 M | 82 M | 95 M | 100 M | 105 M | 113 M | 142 M |
| InterestIncomeFromLoansAndLease | 53 M | 57 M | 63 M | 70 M | 82 M | 95 M | 100 M | 105 M | 113 M | 142 M |
| InterestIncomeFromSecurities | 14 M | 14 M | 14 M | 14 M | 14 M | 14 M | 11 M | 10 M | 14 M | 15 M |
| MarketingExpense | -886000.0 | -965000.0 | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Net income from total operations | 23 M | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M |
| NetIncomeCommonStockholders | 23 M | 25 M | 27 M | 29 M | 36 M | 64 M | 41 M | 50 M | 49 M | 30 M |
| NetIncomeContinuousOperations | 23 M | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M |
| NetInterestIncome | 59 M | 65 M | 70 M | 75 M | 81 M | 88 M | 99 M | 110 M | 118 M | 105 M |
| NetOccupancyExpense | 9 M | 9 M | 9 M | 10 M | 5 M | 5 M | 6 M | 6 M | 11 M | 7 M |
| NonInterestExpense | -54 M | -57 M | -60 M | -63 M | -65 M | 67 M | 71 M | 78 M | 82 M | 93 M |
| NonInterestIncome | 28 M | 28 M | 28 M | 28 M | 29 M | 29 M | 33 M | 32 M | 31 M | 29 M |
| NonRecurringOperationExpense | 1 M | |||||||||
| Normalized income | 78 M | |||||||||
| OccupancyAndEquipment | 9 M | 9 M | 9 M | 10 M | 5 M | 5 M | 6 M | 6 M | 11 M | 7 M |
| Other special charges | -784000.0 | -862000.0 | -822000.0 | -746000.0 | -535000.0 | -21 M | -29 M | -27 M | -30 M | -31 M |
| OtherCustomerServices | 9 M | 9 M | 9 M | 9 M | 8 M | 7 M | 7 M | 6 M | 6 M | 6 M |
| OtherGandA | 13 M | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M |
| OtherInterestExpense | -6 M | -5 M | -5 M | -7 M | -12 M | -21 M | -4 M | -893000.0 | -973000.0 | -12 M |
| OtherInterestIncome | 1 M | 1 M | 1 M | 927000.0 | 1 M | 1 M | 3 M | 2 M | 66 M | 2 M |
| OtherNonInterestExpense | -4 M | -4 M | -5 M | -5 M | 11 M | -3 M | -4 M | -3 M | -5 M | 2 M |
| OtherNonInterestIncome | 18 M | 19 M | 19 M | 19 M | 22 M | 21 M | 20 M | |||
| ProfessionalExpenseAndContractServicesExpense | 2 M | 3 M | 3 M | 3 M | 9 M | |||||
| Revenue per share | -648000.0 | -587000.0 | -557000.0 | -500000.0 | -437000.0 | 459000.0 | 509000.0 | 645000.0 | 605000.0 | 566000.0 |
| SalariesAndWages | 31 M | 33 M | 34 M | 38 M | 39 M | 38 M | 42 M | 45 M | 47 M | 48 M |
| SecuritiesActivities | 114 M | 202 M | 135 M | 117 M | 213000.0 | 289000.0 | -427000.0 | 111000.0 | 427000.0 | -9 M |
| Selling Gen & administrative expense | 44 M | 47 M | 49 M | 52 M | 48 M | 39 M | 43 M | 46 M | 48 M | 50 M |
| SellingAndMarketingExpense | -2 M | -2 M | -2 M | -2 M | -2 M | 2 M | 2 M | 272000.0 | 2 M | 3 M |
| ServiceChargeOnDepositorAccounts | 17 M | 17 M | 17 M | 18 M | ||||||
| Special income/charges | 4 M | 5 M | 6 M | 6 M | -11 M | 3 M | 4 M | 3 M | 5 M | -5 M |
| Total common shares outstanding | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total net income | 23 M | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M |
| Total ordinary shares | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total revenues | 88 M | 93 M | 97 M | 103 M | 110 M | 117 M | 132 M | 143 M | 149 M | 134 M |
| TotalPremiumsEarned | 38 M | |||||||||
| TotalRevenue | 88 M | 93 M | 97 M | 103 M | 110 M | 117 M | 132 M | 143 M | 149 M | 134 M |
| WriteOff | 3 M |
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