AROW Stock Forecast, Price Targets, Chart, Dividends & Analysis
Arrow Financial Corporation
AROW 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
25.99
USD
0.90
(3.59%)
Previous close: 25.09 Open: 25.06 Bid: 25.11 Ask: 27.43
52 week range
22.72 34.63
Mkt Cap: 415 M Avg Vol (90 Days): 46,906
Last updated: Tuesday 24th June 2025
Metrics
Valuation
Returns
7 Day Return | 4.08% | |
1 Month Return | -1.07% | |
3 Month Return | -0.73% | |
1 Year Return | 7.90% | |
3 Year Return | -4.51% | |
5 Year Return | 29.60% | |
YTD Return | -9.47% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 54.31 |
14 Day SMA ($) | 25.56 |
14 Day EMA ($) | 25.54 |
Money Flow Index | 40.60 |
Average True Range | 0.61 |
50 Day SMA ($) | 25.43 |
200 Day SMA ($) | 27.74 |
ADX | 16.40 |
MACD | -1.16 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
AROW Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| CreditLossesProvision | 1 M | 2 M | 3 M | 3 M | 2 M | 9 M | 272000.0 | |||
| DepreciationAndAmortization | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M |
| FeesAndCommissions | 26 M | 26 M | 9 M | 8 M | 7 M | 7 M | 6 M | 6 M | 6 M | 7 M |
| GeneralAndAdministrativeExpense | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M | 3 M |
| ImpairmentOfCapitalAssets | 38000.0 | 3 M | 5 M | |||||||
| InsuranceAndClaims | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M | 3 M |
| InterestExpenseForCapitalizedLeaseObligations | 99000.0 | 196000.0 | 195000.0 | 193000.0 | 191000.0 | 189000.0 | ||||
| InterestExpenseForDeposit | 3 M | 3 M | 4 M | 7 M | 17 M | 6 M | 3 M | 9 M | 38 M | 50 M |
| InterestExpenseForLongTermDebt | 2 M | 2 M | 3 M | 5 M | 5 M | 2 M | 1 M | 685000.0 | 686000.0 | 686000.0 |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 2 M | 2 M | 3 M | 5 M | 5 M | 2 M | 2 M | 878000.0 | 877000.0 | 875000.0 |
| InterestExpenseForShortTermDebt | 20000.0 | 33000.0 | 44000.0 | 62000.0 | 100000.0 | 60000.0 | 3000.0 | 605000.0 | 7 M | 4 M |
| InterestIncome | 72 M | 78 M | 85 M | 97 M | 111 M | 115 M | 117 M | 195 M | 203 M | 235 M |
| InterestIncomeAfterProvisionForLoanLoss | 63 M | 67 M | 72 M | 79 M | 86 M | 90 M | 114 M | 118 M | 101 M | 107 M |
| InterestIncomeFromDeposits | 722000.0 | 321000.0 | 565000.0 | 3 M | 6 M | 47 M | ||||
| InterestIncomeFromInvestmentSecurities | 14 M | 14 M | 14 M | 14 M | 14 M | 11 M | 10 M | 14 M | 15 M | 14 M |
| InterestIncomeFromLoans | 57 M | 63 M | 70 M | 82 M | 95 M | 100 M | 105 M | 113 M | 142 M | 171 M |
| InterestIncomeFromLoansAndLease | 57 M | 63 M | 70 M | 82 M | 95 M | 100 M | 105 M | 113 M | 142 M | 171 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 38 M | |||||||||
| InterestIncomeFromSecurities | 14 M | 14 M | 14 M | 14 M | 14 M | 11 M | 10 M | 76 M | 52 M | 14 M |
| InterestIncomeFromTradingAccountSecurities | 63 M | 38 M | ||||||||
| MarketingExpense | -965000.0 | -1 M | -1 M | -1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Net income (loss) | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M | 30 M |
| NetIncomeCommonStockholders | 25 M | 27 M | 29 M | 36 M | 64 M | 41 M | 50 M | 49 M | 30 M | 30 M |
| NetIncomeContinuousOperations | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M | 30 M |
| NetInterestIncome | 65 M | 70 M | 75 M | 81 M | 88 M | 99 M | 110 M | 118 M | 101 M | 107 M |
| NetOccupancyExpense | 9 M | 9 M | 10 M | 5 M | 5 M | 6 M | 6 M | 6 M | 7 M | 7 M |
| NonInterestExpense | -57 M | -60 M | -63 M | -65 M | 67 M | 71 M | 78 M | 82 M | 93 M | 97 M |
| NonInterestIncome | 28 M | 28 M | 28 M | 29 M | 29 M | 33 M | 32 M | 31 M | 29 M | 28 M |
| NonRecurringOperationExpense | 1 M | |||||||||
| Normalized income | 72 M | |||||||||
| OccupancyAndEquipment | 9 M | 9 M | 10 M | 5 M | 5 M | 6 M | 6 M | 6 M | 7 M | 7 M |
| OtherCustomerServices | 9 M | 9 M | 9 M | 8 M | 7 M | 7 M | 6 M | 6 M | 6 M | 7 M |
| OtherGandA | 14 M | 15 M | 15 M | 9 M | 157000.0 | 1 M | 1 M | 1 M | 2 M | 3 M |
| OtherInterestExpense | -5 M | -5 M | -7 M | -12 M | -21 M | -4 M | -893000.0 | 5 M | -84 M | |
| OtherInterestIncome | 1 M | 1 M | 927000.0 | 1 M | 1 M | 3 M | 2 M | 3 M | 2 M | 3 M |
| OtherNonInterestExpense | -4 M | -5 M | -5 M | 11 M | -3 M | -4 M | -3 M | 11 M | 19 M | 15 M |
| OtherNonInterestIncome | 18 M | 19 M | 19 M | 19 M | 22 M | |||||
| ProfessionalExpenseAndContractServicesExpense | 2 M | 3 M | 3 M | 3 M | 9 M | 6 M | ||||
| SalariesAndWages | 33 M | 34 M | 38 M | 39 M | 38 M | 42 M | 45 M | 47 M | 48 M | 53 M |
| SecuritiesActivities | 202 M | 135 M | 117 M | 213000.0 | 289000.0 | -427000.0 | 111000.0 | 427000.0 | -249000.0 | 131000.0 |
| SecuritiesAmortization | 3 M | |||||||||
| SellingAndMarketingExpense | -2 M | -2 M | -2 M | -2 M | 2 M | 2 M | 272000.0 | 2 M | 3 M | 3 M |
| ServiceChargeOnDepositorAccounts | 17 M | 17 M | 18 M | |||||||
| Total revenues | 93 M | 97 M | 103 M | 110 M | 117 M | 132 M | 143 M | 149 M | 131 M | 135 M |
| TotalRevenue | 93 M | 97 M | 103 M | 110 M | 117 M | 132 M | 143 M | 149 M | 131 M | 135 M |
| amord | -587000.0 | -557000.0 | -500000.0 | -437000.0 | 359000.0 | 332000.0 | 468000.0 | 605000.0 | 566000.0 | 455000.0 |
| avgshs | 16 M | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| avgshsdt | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| basiceps | 1.51 | 1.61 | 1.77 | 2.17 | 2.23 | 2.42 | 2.93 | 2.86 | 1.77 | 1.77 |
| basicepscont | 1.51 | 1.61 | 1.77 | 2.17 | 2.23 | 2.42 | 2.93 | 2.86 | 1.77 | 1.77 |
| depamor | -2 M | -2 M | -2 M | -2 M | 2 M | 3 M | 3 M | 4 M | ||
| dileps | 1.51 | 1.6 | 1.76 | 2.16 | 2.22 | 2.42 | 2.92 | 2.86 | 1.77 | 1.77 |
| dilepscont | 1.51 | 1.6 | 1.76 | 2.16 | 2.22 | 2.42 | 2.92 | 2.86 | 1.77 | 1.77 |
| divPerShare | 0.79 | 0.81 | 0.84 | 0.9 | 0.92 | 0.95 | 0.98 | 1.048544 | 1.08 | |
| intexp | -5 M | -5 M | -7 M | -12 M | 22 M | 13 M | 5 M | 11 M | 58 M | 83 M |
| netincdisc | 25 M | 27 M | 29 M | 36 M | 37 M | 41 M | 50 M | 49 M | 30 M | 30 M |
| othspecchg | -862000.0 | -822000.0 | -746000.0 | -535000.0 | -21 M | -29 M | -27 M | -34 M | ||
| pretaxinc | 36 M | 39 M | 41 M | 46 M | 73 M | 86 M | 96 M | 63 M | 84 M | 37 M |
| restruct | 5 M | |||||||||
| sga | 47 M | 49 M | 52 M | 48 M | 39 M | 43 M | 46 M | 48 M | 50 M | 55 M |
| shsout | 16 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| specincchg | 5 M | 6 M | 6 M | -11 M | 3 M | 4 M | 3 M | -16 M | -23 M | -20 M |
| taxprov | 12 M | 12 M | 11 M | 10 M | 10 M | 11 M | 15 M | 14 M | 7 M | 8 M |
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