ASRV Stock Forecast, Price Targets, Chart, Dividends & Analysis
AmeriServ Financial Inc.
ASRV 
NSD
Sector: Financial Services
Industry: Banks - Regional - US
2.70
USD
-0.12
(-4.26%)
Previous close: 2.82 Open: 2.81 Bid: 2.36 Ask: 2.85
52 week range
2.20 3.40
Mkt Cap: 47 M Avg Vol (90 Days): 9,249
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 1.07 |
Price per Book TTM ($) | 0.43 |
PE Ratio (TTM) | -15.00 |
Book Value per Share ($) | 6.55 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -5.59% | |
1 Month Return | -5.92% | |
3 Month Return | 1.12% | |
1 Year Return | -7.02% | |
3 Year Return | -21.71% | |
5 Year Return | -24.64% | |
YTD Return | -16.54% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 39.84 |
14 Day SMA ($) | 2.83 |
14 Day EMA ($) | 2.83 |
Money Flow Index | 69.77 |
Average True Range | 0.12 |
50 Day SMA ($) | 2.82 |
200 Day SMA ($) | 2.60 |
ADX | 25.12 |
MACD | 0.02 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
ASRV Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 210000.0 | 210000.0 | 15000.0 | |||||||
| Amortization of intangibles | 19000.0 | 30000.0 | 27000.0 | |||||||
| Basic EPS from continuing operations | 0.15 | 0.31 | 0.12 | 0.18 | 0.43 | 0.35 | 0.27 | 0.41 | 0.44 | -0.2 |
| Basic EPS total | 0.15 | 0.31 | 0.12 | 0.18 | 0.43 | 0.35 | 0.27 | 0.41 | 0.44 | -0.2 |
| Basic weighted shares outstanding | 19 M | 19 M | 19 M | 18 M | 18 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| CreditLossesProvision | 375000.0 | 1 M | 4 M | 800000.0 | 600000.0 | 800000.0 | 2 M | 1 M | 50000.0 | 7 M |
| Depreciation | -2 M | -2 M | -2 M | -1 M | 2 M | 2 M | 2 M | 2 M | 2 M | |
| DepreciationAndAmortization | -2 M | -2 M | -2 M | -1 M | 2 M | 2 M | 2 M | 2 M | 2 M | |
| Diluted EPS total | 0.15 | 0.31 | 0.12 | 0.18 | 0.43 | 0.35 | 0.27 | 0.41 | 0.43 | -0.2 |
| Diluted normalized net income/share | 0.15 | 0.31 | 0.12 | 0.18 | 0.43 | 0.35 | 0.27 | 0.41 | 0.43 | -0.2 |
| Diluted weighted shares outstanding | 19 M | 19 M | 19 M | 19 M | 18 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Dividends paid per share | 0.03 | 0.04 | 0.05 | 0.06 | 0.08 | 0.1 | 0.1 | 0.1 | 0.12 | 0.12 |
| Equipment | 2 M | 2 M | 2 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| FeesAndCommissions | 10 M | 10 M | 10 M | 22 M | 16 M | -24 M | -36 M | -39 M | -20 M | 2 M |
| GeneralAndAdministrativeExpense | 6 M | 5 M | 6 M | 6 M | 6 M | 705000.0 | 1 M | 1 M | 1 M | 1 M |
| ImpairmentOfCapitalAssets | 669000.0 | 500000.0 | ||||||||
| Income before tax | 5 M | 8 M | 3 M | 9 M | 9 M | 8 M | 6 M | 9 M | 9 M | -4 M |
| Income restructuring and M&A | 389000.0 | |||||||||
| Income taxes | 2 M | 3 M | 2 M | 6 M | 2 M | 2 M | 1 M | 2 M | 2 M | -1 M |
| InsuranceAndClaims | 5 M | 5 M | 5 M | 5 M | 5 M | 100000.0 | 481000.0 | 655000.0 | 515000.0 | 715000.0 |
| Interest expense | -6 M | -7 M | -8 M | -9 M | -12 M | 14 M | 11 M | 8 M | 8 M | 25 M |
| InterestExpenseForCapitalizedLeaseObligations | -415000.0 | 117000.0 | 112000.0 | 106000.0 | 100000.0 | 97000.0 | ||||
| InterestExpenseForDeposit | 5 M | 5 M | 5 M | 6 M | 8 M | 11 M | 8 M | 5 M | 6 M | 21 M |
| InterestExpenseForLongTermDebt | 1 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 2 M | 2 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 1 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 2 M | 2 M |
| InterestExpenseForShortTermDebt | 55000.0 | 86000.0 | 52000.0 | 206000.0 | 720000.0 | 288000.0 | 29000.0 | 1000.0 | 364000.0 | 2 M |
| InterestIncome | 40 M | 42 M | 42 M | 44 M | 47 M | 50 M | 47 M | 47 M | 49 M | 61 M |
| InterestIncomeAfterProvisionForLoanLoss | 33 M | 33 M | 26 M | 34 M | 35 M | 35 M | 34 M | 38 M | 41 M | 29 M |
| InterestIncomeFromDeposits | 12000.0 | 22000.0 | 97000.0 | 141000.0 | 221000.0 | 24000.0 | 15000.0 | 6000.0 | 26000.0 | |
| InterestIncomeFromInvestmentSecurities | 40 M | 41 M | 41 M | 43 M | 46 M | 48 M | 45 M | 45 M | 47 M | 59 M |
| InterestIncomeFromLoans | 35 M | 34 M | 38 M | 41 M | 29 M | |||||
| InterestIncomeFromLoansAndLease | 35 M | 34 M | 38 M | 41 M | 29 M | |||||
| InterestIncomeFromSecurities | 40 M | 41 M | 41 M | 43 M | 46 M | 48 M | 45 M | 45 M | 47 M | 59 M |
| InterestIncomeFromTradingAccountSecurities | 183000.0 | |||||||||
| Net income from total operations | 3 M | 6 M | 2 M | 3 M | 8 M | 6 M | 5 M | 7 M | 7 M | -3 M |
| NetIncomeCommonStockholders | 3 M | 6 M | 2 M | 3 M | 7 M | 8 M | 5 M | 7 M | 7 M | -3 M |
| NetIncomeContinuousOperations | 3 M | 6 M | 2 M | 3 M | 8 M | 6 M | 5 M | 7 M | 7 M | -3 M |
| NetInterestIncome | 34 M | 34 M | 30 M | 35 M | 36 M | 35 M | 36 M | 39 M | 41 M | 36 M |
| NetOccupancyExpense | 3 M | 3 M | 3 M | 3 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M |
| NonInterestExpense | -43 M | -41 M | -42 M | -41 M | -41 M | 42 M | 44 M | 47 M | 48 M | 49 M |
| NonInterestIncome | 14 M | 15 M | 15 M | 15 M | 14 M | 15 M | 16 M | 18 M | 17 M | 16 M |
| Normalized income | -20 M | |||||||||
| OccupancyAndEquipment | 5 M | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 5 M |
| Other special charges | -467000.0 | -821000.0 | -767000.0 | -571000.0 | -262000.0 | -9 M | -11 M | -12 M | -10 M | -15 M |
| OtherGandA | 6 M | 5 M | 6 M | 6 M | 6 M | 705000.0 | 1 M | 1 M | 1 M | 1 M |
| OtherInterestExpense | -6 M | -7 M | -8 M | -9 M | -12 M | -35 M | -36 M | -39 M | -41 M | -36 M |
| OtherInterestIncome | 559000.0 | 614000.0 | 779000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M |
| OtherNonInterestExpense | -41 M | -42 M | -41 M | 6 M | 5 M | 9 M | 9 M | 7 M | ||
| OtherNonInterestIncome | 3 M | 4 M | 3 M | 14 M | 14 M | 16 M | 17 M | 19 M | 18 M | 17 M |
| OtherunderPreferredStockDividend | 210000.0 | 210000.0 | 15000.0 | |||||||
| PreferredStockDividends | 210000.0 | 210000.0 | 15000.0 | |||||||
| ProfessionalExpenseAndContractServicesExpense | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 3 M | 3 M | 5 M |
| Revenue per share | 258000.0 | 271000.0 | 291000.0 | 301000.0 | 304000.0 | |||||
| SalariesAndWages | 25 M | 24 M | 24 M | 24 M | 24 M | 25 M | 27 M | 28 M | 28 M | 30 M |
| SecuritiesActivities | 590000.0 | 391000.0 | 367000.0 | 22 M | 16 M | -24 M | -36 M | -39 M | -20 M | 2 M |
| Selling Gen & administrative expense | 31 M | 29 M | 30 M | 30 M | 30 M | 26 M | 29 M | 29 M | 30 M | 31 M |
| ServiceChargeOnDepositorAccounts | 10 M | 10 M | 10 M | 10 M | ||||||
| Special income/charges | -669000.0 | 42 M | 42 M | 571000.0 | 41 M | -6 M | -5 M | -9 M | -9 M | -7 M |
| Total common shares outstanding | 19 M | 19 M | 19 M | 18 M | 18 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total net income | 3 M | 6 M | 2 M | 3 M | 8 M | 6 M | 5 M | 7 M | 7 M | -3 M |
| Total ordinary shares | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total revenues | 48 M | 49 M | 45 M | 49 M | 50 M | 50 M | 53 M | 57 M | 57 M | 52 M |
| TotalRevenue | 48 M | 49 M | 45 M | 49 M | 50 M | 50 M | 53 M | 57 M | 57 M | 52 M |
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