FCF Stock Forecast, Price Targets, Chart, Dividends & Analysis
First Commonwealth Financial Corporation
FCF 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
14.47
USD
-1.13
(-7.24%)
Previous close: 15.6 Open: 14.94 Bid: 5.88 Ask: 17.58
52 week range
12.41 19.96
Mkt Cap: 1,584 M Avg Vol (90 Days): 713,092
Last updated: Friday 4th April 2025
Metrics
Valuation
Returns
7 Day Return | -8.13% | |
1 Month Return | -8.76% | |
3 Month Return | -13.56% | |
1 Year Return | 11.14% | |
3 Year Return | 5.77% | |
5 Year Return | 93.52% | |
YTD Return | -14.48% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 24.78 |
14 Day SMA ($) | 15.62 |
14 Day EMA ($) | 15.52 |
Money Flow Index | 43.42 |
Average True Range | 0.40 |
50 Day SMA ($) | 16.11 |
200 Day SMA ($) | 16.60 |
ADX | 11.55 |
MACD | -0.28 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
FCF Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -605000.0 | -547000.0 | -3 M | -3 M | 3 M | 4 M | 3 M | 3 M | 5 M | 5 M |
| Basic EPS from continuing operations | 0.56 | 0.67 | 0.58 | 1.09 | 1.07 | 0.75 | 1.45 | 1.37 | 1.55 | 1.4 |
| Basic EPS total | 0.56 | 0.67 | 0.58 | 1.09 | 1.07 | 0.75 | 1.45 | 1.37 | 1.55 | 1.4 |
| Basic weighted shares outstanding | 89 M | 89 M | 95 M | 99 M | 98 M | 97 M | 96 M | 94 M | 102 M | 102 M |
| CreditLossesProvision | 15 M | 18 M | 5 M | 13 M | 15 M | 57 M | 1 M | 18 M | 15 M | 29 M |
| Depreciation | -8 M | -7 M | -9 M | -8 M | 10 M | 12 M | 11 M | 11 M | 4 M | 6 M |
| Depreciation unreconciled | 605000.0 | 547000.0 | 3 M | 3 M | 3 M | 4 M | 3 M | 3 M | 5 M | 5 M |
| DepreciationAndAmortization | 605000.0 | 547000.0 | 3 M | 3 M | 3 M | 4 M | 3 M | 3 M | 5 M | 5 M |
| Diluted EPS total | 0.56 | 0.67 | 0.58 | 1.08 | 1.07 | 0.75 | 1.44 | 1.37 | 1.54 | 1.39 |
| Diluted normalized net income/share | 0.56 | 0.67 | 0.58 | 1.08 | 1.07 | 0.75 | 1.44 | 1.37 | 1.54 | 1.39 |
| Diluted weighted shares outstanding | 89 M | 89 M | 95 M | 99 M | 99 M | 98 M | 96 M | 94 M | 102 M | 102 M |
| DividendIncome | 3 M | 3 M | 2 M | 2 M | 2 M | 686000.0 | 521000.0 | 877000.0 | 3 M | 2 M |
| Dividends paid per share | 0.28 | 0.28 | 0.32 | 0.35 | 0.4 | 0.44 | 0.46 | 0.48 | 0.5 | 0.52 |
| Equipment | 11 M | 12 M | 14 M | 14 M | 15 M | 15 M | 16 M | 16 M | 17 M | 17 M |
| FeesAndCommissions | 30 M | 29 M | 9 M | 7 M | 8 M | 8 M | 9 M | 9 M | 11 M | 12 M |
| GeneralAndAdministrativeExpense | 19 M | 18 M | 23 M | 23 M | 1 M | 3 M | 3 M | 3 M | 6 M | 6 M |
| ImpairmentOfCapitalAssets | -218000.0 | -7 M | 2 M | 1 M | 2 M | 680000.0 | 303000.0 | 343000.0 | 204000.0 | 451000.0 |
| Income before tax | 71 M | 85 M | 104 M | 133 M | 131 M | 90 M | 173 M | 160 M | 198 M | 178 M |
| Income restructuring and M&A | 922000.0 | 3 M | 10 M | 2 M | 4 M | 2 M | 9 M | 391000.0 | ||
| Income taxes | 28 M | 32 M | 54 M | 30 M | 26 M | 17 M | 35 M | 32 M | 40 M | 36 M |
| InsuranceAndClaims | 19 M | 18 M | 23 M | 23 M | 1 M | 3 M | 3 M | 3 M | 6 M | 6 M |
| Interest expense | -16 M | -19 M | -22 M | -40 M | 55 M | 33 M | 15 M | 18 M | 144 M | 222 M |
| InterestExpenseForCapitalizedLeaseObligations | 245000.0 | 226000.0 | 6 M | 6 M | ||||||
| InterestExpenseForDeposit | 7 M | 8 M | 9 M | 22 M | 37 M | 22 M | 6 M | 7 M | 112 M | 191 M |
| InterestExpenseForLongTermDebt | 3 M | 3 M | 4 M | 8 M | 10 M | 10 M | 9 M | 9 M | 10 M | 10 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 3 M | 3 M | 4 M | 8 M | 10 M | 10 M | 9 M | 9 M | 10 M | 10 M |
| InterestExpenseForShortTermDebt | 5 M | 8 M | 9 M | 11 M | 8 M | 704000.0 | 99000.0 | 2 M | 22 M | 20 M |
| InterestIncome | 204 M | 218 M | 251 M | 292 M | 325 M | 301 M | 294 M | 330 M | 530 M | 600 M |
| InterestIncomeAfterProvisionForLoanLoss | 159 M | 162 M | 219 M | 227 M | 255 M | 212 M | 277 M | 295 M | 371 M | 350 M |
| InterestIncomeFromDeposits | 14000.0 | 27000.0 | 121000.0 | 172000.0 | 403000.0 | 218000.0 | 400000.0 | 2 M | 9 M | 9 M |
| InterestIncomeFromInvestmentSecurities | 28 M | 29 M | 30 M | 33 M | 31 M | 25 M | 25 M | 25 M | 27 M | 48 M |
| InterestIncomeFromLeases | 297000.0 | 297000.0 | ||||||||
| InterestIncomeFromLoans | 173 M | 185 M | 219 M | 257 M | 292 M | 275 M | 268 M | 302 M | 491 M | 541 M |
| InterestIncomeFromLoansAndLease | 173 M | 185 M | 219 M | 257 M | 292 M | 275 M | 268 M | 302 M | 491 M | 541 M |
| InterestIncomeFromSecurities | 28 M | 29 M | 30 M | 33 M | 31 M | 25 M | 25 M | 25 M | 27 M | 48 M |
| MarketingExpense | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M | 5 M | 5 M | 6 M | 6 M |
| Net income from total operations | 50 M | 60 M | 55 M | 107 M | 105 M | 73 M | 138 M | 128 M | 157 M | 143 M |
| NetIncomeCommonStockholders | 50 M | 60 M | 55 M | 107 M | 118 M | 73 M | 138 M | 128 M | 157 M | 143 M |
| NetIncomeContinuousOperations | 50 M | 60 M | 55 M | 107 M | 105 M | 73 M | 150 M | 128 M | 157 M | 143 M |
| NetInterestIncome | 174 M | 181 M | 224 M | 240 M | 270 M | 268 M | 279 M | 312 M | 386 M | 379 M |
| NetOccupancyExpense | 14 M | 13 M | 16 M | 17 M | 19 M | 18 M | 17 M | 18 M | 19 M | 20 M |
| NonInterestExpense | -164 M | -160 M | -200 M | -196 M | 210 M | 216 M | 214 M | 230 M | 270 M | 271 M |
| NonInterestIncome | 61 M | 65 M | 80 M | 89 M | 85 M | 94 M | 107 M | 99 M | 97 M | 99 M |
| NonRecurringOperationExpense | 3 M | 1 M | 2 M | |||||||
| Normalized income | 58 M | |||||||||
| OccupancyAndEquipment | 24 M | 25 M | 29 M | 31 M | 34 M | 33 M | 32 M | 34 M | 37 M | 37 M |
| Other special charges | -3 M | -52 M | -101 M | -93 M | -103 M | -118 M | -119 M | |||
| OtherCustomerServices | 9 M | 8 M | 9 M | 7 M | 8 M | 8 M | 9 M | 9 M | 11 M | 12 M |
| OtherGandA | 19 M | 18 M | 23 M | 23 M | 1 M | 3 M | 3 M | 3 M | 6 M | 6 M |
| OtherInterestExpense | -16 M | -19 M | -22 M | -40 M | -56 M | -34 M | -16 M | -16 M | 205000.0 | 184000.0 |
| OtherNonInterestExpense | 13 M | 13 M | 15 M | 17 M | 32 M | 22 M | 32 M | 45 M | 49 M | 51 M |
| OtherNonInterestIncome | 28 M | 29 M | 60 M | 62 M | 66 M | 65 M | 74 M | 16 M | 13 M | 15 M |
| ProfessionalExpenseAndContractServicesExpense | 4 M | 4 M | 5 M | 4 M | 5 M | 4 M | 5 M | 5 M | 6 M | 6 M |
| RentAndLandingFees | -3 M | -4 M | -3 M | -4 M | 5 M | 7 M | 5 M | |||
| Revenue per share | 605000.0 | 547000.0 | 3 M | 3 M | 3 M | 4 M | 3 M | 3 M | 5 M | 5 M |
| SalariesAndWages | 89 M | 87 M | 104 M | 105 M | 112 M | 119 M | 120 M | 126 M | 143 M | 149 M |
| SecuritiesActivities | 88 M | 56 M | 144 M | 6 M | ||||||
| Selling Gen & administrative expense | 111 M | 108 M | 131 M | 132 M | 118 M | 126 M | 127 M | 134 M | 155 M | 161 M |
| SellingAndMarketingExpense | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M | 5 M | 5 M | 6 M | 6 M |
| ServiceChargeOnDepositorAccounts | 21 M | 21 M | 26 M | |||||||
| Special income/charges | -17 M | -17 M | -27 M | -19 M | -38 M | -23 M | -32 M | -47 M | -59 M | -52 M |
| Total common shares outstanding | 89 M | 89 M | 98 M | 99 M | 98 M | 96 M | 94 M | 103 M | 102 M | 102 M |
| Total net income | 50 M | 60 M | 55 M | 107 M | 105 M | 73 M | 138 M | 128 M | 157 M | 143 M |
| Total ordinary shares | 102 M | 102 M | 102 M | 102 M | 102 M | 102 M | 102 M | 102 M | 102 M | 102 M |
| Total revenues | 235 M | 245 M | 304 M | 328 M | 355 M | 363 M | 385 M | 411 M | 482 M | 478 M |
| TotalRevenue | 235 M | 245 M | 304 M | 328 M | 355 M | 363 M | 385 M | 411 M | 482 M | 478 M |
| TrustFeesbyCommissions | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M |
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