FCBC Stock Forecast, Price Targets, Chart, Dividends & Analysis
First Community Bankshares Inc.
FCBC 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
37.29
USD
-1.00
(-2.61%)
Previous close: 38.29 Open: 37.71 Bid: 14.89 Ask: 44.05
52 week range
33.21 49.02
Mkt Cap: 711 M Avg Vol (90 Days): 38,847
Last updated: Sunday 15th June 2025
Metrics
Valuation
Returns
7 Day Return | -2.64% | |
1 Month Return | -6.82% | |
3 Month Return | -2.90% | |
1 Year Return | 20.38% | |
3 Year Return | 53.13% | |
5 Year Return | 124.86% | |
YTD Return | -10.45% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 42.14 |
14 Day SMA ($) | 37.93 |
14 Day EMA ($) | 38.07 |
Money Flow Index | 56.02 |
Average True Range | 0.99 |
50 Day SMA ($) | 38.15 |
200 Day SMA ($) | 41.40 |
ADX | 9.67 |
MACD | -1.82 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
FCBC Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 105000.0 | |||||||||
| Amortization of intangibles | -1 M | -1 M | -1 M | -1 M | 997000.0 | 1 M | 1 M | 1 M | 2 M | 2 M |
| Basic EPS from continuing operations | 1.32 | 1.45 | 1.26 | 2.19 | 2.47 | 2.02 | 2.95 | 2.82 | 2.67 | 2.81 |
| Basic EPS total | 1.32 | 1.45 | 1.26 | 2.19 | 2.47 | 2.02 | 2.95 | 2.82 | 2.67 | 2.81 |
| Basic weighted shares outstanding | 19 M | 17 M | 17 M | 17 M | 16 M | 18 M | 17 M | 17 M | 18 M | 18 M |
| CreditLossesProvision | 2 M | 1 M | 3 M | 2 M | 4 M | 13 M | 8 M | 7 M | 11 M | 5 M |
| Depreciation | -4 M | -4 M | -4 M | -3 M | 3 M | 4 M | 4 M | 4 M | 4 M | 4 M |
| Depreciation unreconciled | 3 M | 1 M | 1 M | 1 M | 997000.0 | 1 M | 1 M | 1 M | 2 M | 2 M |
| DepreciationAndAmortization | 3 M | 1 M | 1 M | 1 M | 997000.0 | 1 M | 1 M | 1 M | 2 M | 2 M |
| Diluted EPS total | 1.31 | 1.45 | 1.26 | 2.18 | 2.46 | 2.02 | 2.94 | 2.82 | 2.72 | 2.8 |
| Diluted normalized net income/share | 1.31 | 1.45 | 1.26 | 2.18 | 2.46 | 2.02 | 2.94 | 2.82 | 2.72 | 2.8 |
| Diluted weighted shares outstanding | 19 M | 17 M | 17 M | 17 M | 16 M | 18 M | 17 M | 17 M | 18 M | 18 M |
| Dividends paid per share | 0.54 | 0.6 | 0.68 | 0.68 | 1.0 | 1.04 | 1.12 | 1.16 | 1.2 | |
| Equipment | 5 M | 4 M | 4 M | 4 M | 4 M | 6 M | 6 M | 6 M | 6 M | 6 M |
| FeesAndCommissions | 32 M | 30 M | 1 M | 966000.0 | -43000.0 | 385000.0 | ||||
| GainOnSaleOfBusiness | -231000.0 | 4 M | ||||||||
| GainsLossOnDisposalOfDiscontinuedOperations | 2 M | |||||||||
| GeneralAndAdministrativeExpense | 318000.0 | |||||||||
| ImpairmentOfCapitalAssets | -259000.0 | -5 M | -677000.0 | 1 M | 380000.0 | 781000.0 | ||||
| Income before tax | 36 M | 38 M | 42 M | 45 M | 50 M | 46 M | 67 M | 60 M | 62 M | 66 M |
| Income restructuring and M&A | -684000.0 | 1 M | 2 M | 2 M | 596000.0 | 2 M | ||||
| Income taxes | 13 M | 14 M | 22 M | 10 M | 11 M | 10 M | 15 M | 13 M | 14 M | 14 M |
| InsuranceAndClaims | 318000.0 | |||||||||
| Interest expense | -11 M | -10 M | -8 M | -7 M | 6 M | 5 M | 3 M | 2 M | 9 M | 20 M |
| InterestExpenseForCapitalizedLeaseObligations | 2 M | 203000.0 | 180000.0 | 182000.0 | 175000.0 | 171000.0 | 178000.0 | |||
| InterestExpenseForDeposit | 6 M | 4 M | 5 M | 5 M | 5 M | 5 M | 3 M | 2 M | 9 M | 20 M |
| InterestExpenseForLongTermDebt | 4 M | 3 M | 2 M | 1 M | ||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 4 M | 3 M | 2 M | 4 M | 203000.0 | 180000.0 | 182000.0 | 175000.0 | 171000.0 | 178000.0 |
| InterestExpenseForShortTermDebt | 2 M | 2 M | 4 M | 811000.0 | 123000.0 | 4000.0 | 1000.0 | 2000.0 | 140000.0 | 35000.0 |
| InterestIncome | 96 M | 95 M | 95 M | 98 M | 95 M | 114 M | 105 M | 114 M | 137 M | 146 M |
| InterestIncomeAfterProvisionForLoanLoss | 80 M | 82 M | 82 M | 86 M | 86 M | 96 M | 94 M | 106 M | 117 M | 121 M |
| InterestIncomeFromDeposits | 267000.0 | 153000.0 | 1 M | 2 M | 2 M | 800000.0 | 741000.0 | 4 M | 2 M | 11 M |
| InterestIncomeFromInvestmentSecurities | 8 M | 7 M | 5 M | 5 M | 4 M | 3 M | 2 M | 6 M | 8 M | 5 M |
| InterestIncomeFromLoans | 88 M | 88 M | 90 M | 92 M | 89 M | 110 M | 103 M | 105 M | 127 M | 130 M |
| InterestIncomeFromLoansAndLease | 88 M | 88 M | 90 M | 92 M | 89 M | 110 M | 103 M | 105 M | 127 M | 130 M |
| InterestIncomeFromSecurities | 8 M | 7 M | 5 M | 5 M | 4 M | 3 M | 2 M | 6 M | 8 M | 5 M |
| MarketingExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M | ||
| Net income from total operations | 25 M | 25 M | 21 M | 63 M | 39 M | 36 M | 51 M | 47 M | 48 M | 52 M |
| NetIncomeCommonStockholders | 24 M | 25 M | 46 M | 63 M | 48 M | 36 M | 51 M | 47 M | 48 M | 52 M |
| NetIncomeContinuousOperations | 25 M | 25 M | 21 M | 63 M | 39 M | 36 M | 51 M | 45 M | 48 M | 52 M |
| NetIncomeDiscontinuousOperations | 2 M | |||||||||
| NetInterestIncome | 83 M | 84 M | 84 M | 88 M | 89 M | 109 M | 102 M | 113 M | 128 M | 126 M |
| NetOccupancyExpense | 6 M | 5 M | 5 M | 5 M | 4 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| NonInterestExpense | -76 M | -73 M | -67 M | -70 M | 70 M | 80 M | 79 M | 83 M | 95 M | 97 M |
| NonInterestIncome | 30 M | 27 M | 25 M | 26 M | 34 M | 30 M | 34 M | 37 M | 37 M | 39 M |
| Normalized income | 30 M | |||||||||
| OccupancyAndEquipment | 11 M | 10 M | 9 M | 9 M | 9 M | 11 M | 11 M | 11 M | 11 M | 12 M |
| Other special charges | -862000.0 | -784000.0 | -582000.0 | -318000.0 | -7 M | -26 M | -28 M | -31 M | -36 M | -35 M |
| OtherCustomerServices | 15 M | 14 M | 1 M | 966000.0 | ||||||
| OtherGandA | 318000.0 | |||||||||
| OtherInterestExpense | -11 M | -10 M | -8 M | -7 M | -89 M | -109 M | -102 M | -113 M | -128 M | -126 M |
| OtherInterestIncome | 4 M | 3 M | 4 M | 3 M | 3 M | 3 M | 5 M | 5 M | 6 M | 7 M |
| OtherNonInterestExpense | 21 M | 21 M | 15 M | 17 M | 7 M | 6 M | 5 M | 10 M | 12 M | 13 M |
| OtherNonInterestIncome | -6 M | -5 M | 48 M | 55 M | 27 M | 29 M | 34 M | 5 M | 6 M | 7 M |
| OtherunderPreferredStockDividend | 105000.0 | |||||||||
| PreferredStockDividends | 105000.0 | |||||||||
| ProfessionalExpenseAndContractServicesExpense | -1 M | -2 M | 3 M | 1 M | 2 M | 1 M | 2 M | 1 M | 2 M | 1 M |
| PromotionAndAdvertising | -1 M | -2 M | -2 M | |||||||
| Revenue per share | 3 M | 1 M | 1 M | 1 M | 997000.0 | 1 M | 1 M | 1 M | 2 M | 2 M |
| SalariesAndWages | 40 M | 40 M | 36 M | 37 M | 37 M | 44 M | 44 M | 47 M | 50 M | 52 M |
| SecuritiesActivities | 11 M | 105 M | -661000.0 | -618000.0 | -43000.0 | 385000.0 | ||||
| Selling Gen & administrative expense | 40 M | 40 M | 38 M | 39 M | 39 M | 46 M | 46 M | 50 M | 53 M | 56 M |
| SellingAndMarketingExpense | -3 M | -3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M |
| ServiceChargeOnDepositorAccounts | 17 M | 16 M | 17 M | |||||||
| Special income/charges | -21 M | -21 M | -15 M | -18 M | -2 M | -8 M | -5 M | -11 M | -14 M | -13 M |
| Total common shares outstanding | 18 M | 17 M | 17 M | 16 M | 18 M | 18 M | 17 M | 16 M | 18 M | 18 M |
| Total net income | 25 M | 25 M | 21 M | 63 M | 39 M | 36 M | 51 M | 47 M | 48 M | 52 M |
| Total ordinary shares | 18 M | 18 M | 18 M | 18 M | 18 M | 18 M | 18 M | 18 M | 18 M | 18 M |
| Total revenues | 112 M | 111 M | 109 M | 115 M | 123 M | 138 M | 137 M | 150 M | 165 M | 166 M |
| TotalRevenue | 112 M | 111 M | 109 M | 115 M | 123 M | 138 M | 137 M | 150 M | 165 M | 166 M |
| WriteOff | 2 M |
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