OFG Stock Forecast, Price Targets, Chart, Dividends & Analysis
OFG Bancorp
OFG 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
45.52
USD
1.11
(2.50%)
Previous close: 44.41 Open: 44.67 Bid: 45.2 Ask: 45.97
52 week range
32.96 47.57
Mkt Cap: 1,994 M Avg Vol (90 Days): 261,487
Last updated: Monday 25th November 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.14 |
Price per Book TTM ($) | 1.51 |
PE Ratio (TTM) | 10.65 |
Book Value per Share ($) | 28.72 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 4.74% | |
1 Month Return | 16.81% | |
3 Month Return | 1.53% | |
1 Year Return | 38.91% | |
3 Year Return | 98.94% | |
5 Year Return | 142.20% | |
YTD Return | 21.45% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 62.11 |
14 Day SMA ($) | 44.17 |
14 Day EMA ($) | 43.77 |
Money Flow Index | 65.15 |
Average True Range | 1.24 |
50 Day SMA ($) | 42.95 |
200 Day SMA ($) | 39.67 |
ADX | 38.29 |
MACD | -0.82 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
OFG Income Statement
Annual
| Sep-15 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 3 M | 14 M | 14 M | 14 M | 12 M | 7 M | 7 M | 1 M | ||
| Amortization of intangibles | 1 M | 11 M | 10 M | -2 M | 7 M | |||||
| Basic EPS from continuing operations | 0.03 | -0.37 | 1.03 | 0.88 | 1.59 | 0.92 | 1.32 | 2.85 | 3.46 | 3.85 |
| Basic EPS total | 0.03 | -0.37 | 1.03 | 0.88 | 1.59 | 0.92 | 1.32 | 2.85 | 3.46 | 3.85 |
| Basic weighted shares outstanding | 51 M | 51 M | 51 M | 51 M | 51 M | 52 M | 52 M | 51 M | 48 M | 47 M |
| CreditLossesProvision | 52 M | 162 M | 65 M | 113 M | 56 M | 97 M | 93 M | 221000.0 | 24 M | 61 M |
| Depreciation | -11 M | -9 M | -9 M | -9 M | 9 M | 13 M | 14 M | 16 M | 20 M | |
| DepreciationAndAmortization | -11 M | -9 M | -9 M | -9 M | 9 M | 13 M | 14 M | 16 M | 20 M | |
| Diluted EPS total | 0.03 | -0.37 | 1.03 | 0.88 | 1.52 | 0.92 | 1.32 | 2.81 | 3.44 | 3.83 |
| Diluted normalized net income/share | 0.03 | -0.37 | 1.03 | 0.88 | 1.52 | 0.92 | 1.32 | 2.81 | 3.44 | 3.83 |
| Diluted weighted shares outstanding | 3,101 M | 51 M | 51 M | 51 M | 56 M | 52 M | 51 M | 48 M | 48 M | |
| Dividends paid per share | 0.1 | 0.28 | 0.4 | 0.7 | 0.88 | |||||
| FeesAndCommissions | 19 M | 77 M | 74 M | 4 M | 5 M | 13 M | 21 M | 23 M | 22 M | 18 M |
| GainOnSaleOfBusiness | 315000.0 | 7 M | ||||||||
| GeneralAndAdministrativeExpense | 3 M | 15 M | 11 M | 8 M | 12 M | 2 M | 4 M | 4 M | 4 M | 3 M |
| ImpairmentOfCapitalAssets | 584000.0 | -1 M | -1 M | |||||||
| Income before tax | -76 M | -353 M | -226 M | -240 M | 133 M | 75 M | 95 M | 215 M | 244 M | 265 M |
| Income restructuring and M&A | 24 M | 16 M | ||||||||
| Income taxes | 17 M | 20 M | 36 M | 20 M | 48 M | 21 M | 20 M | 68 M | 78 M | 83 M |
| InsuranceAndClaims | 2 M | 12 M | 9 M | 5 M | 10 M | |||||
| Interest expense | 17 M | 69 M | 57 M | 41 M | -45 M | 51 M | 65 M | 42 M | 33 M | 88 M |
| InterestExpenseForDeposit | 7 M | 27 M | 29 M | 30 M | 33 M | 39 M | 60 M | 39 M | 32 M | 76 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 8 M | 30 M | 19 M | 7 M | 8 M | 7 M | 1 M | 3 M | ||
| InterestExpenseForLongTermDebt | 3 M | 13 M | 9 M | 4 M | 4 M | 4 M | 3 M | 1 M | 521000.0 | |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 3 M | 13 M | 9 M | 4 M | 4 M | 4 M | 3 M | 1 M | 521000.0 | |
| InterestExpenseForShortTermDebt | 2 M | 733000.0 | ||||||||
| InterestIncome | 10 M | 39 M | 35 M | 33 M | 360 M | 374 M | 473 M | 449 M | 516 M | 649 M |
| InterestIncomeAfterProvisionForLoanLoss | -59 M | -192 M | -88 M | -121 M | 204 M | 226 M | 316 M | 407 M | 458 M | 500 M |
| InterestIncomeFromInvestmentSecurities | 846000.0 | 4 M | 4 M | 6 M | 8 M | 14 M | 8 M | 4 M | 24 M | 44 M |
| InterestIncomeFromLoans | 9 M | 35 M | 31 M | 27 M | 353 M | 360 M | 465 M | 445 M | 491 M | 605 M |
| InterestIncomeFromLoansAndLease | 9 M | 35 M | 31 M | 27 M | 353 M | 360 M | 465 M | 445 M | 491 M | 605 M |
| InterestIncomeFromSecurities | 846000.0 | 4 M | 4 M | 6 M | 8 M | 14 M | 8 M | 4 M | 24 M | 44 M |
| InvestmentBankingProfit | 29000.0 | 9000.0 | ||||||||
| Net income from total operations | -93 M | -373 M | -263 M | -260 M | 84 M | 54 M | 74 M | 146 M | 166 M | 182 M |
| NetIncomeCommonStockholders | -96 M | -387 M | -277 M | -274 M | 72 M | 47 M | 68 M | 145 M | 166 M | 182 M |
| NetIncomeContinuousOperations | -93 M | -373 M | -263 M | -260 M | 84 M | 54 M | 74 M | 146 M | 166 M | 320 M |
| NetInterestIncome | -7 M | -30 M | -23 M | -8 M | 260 M | 323 M | 408 M | 407 M | 482 M | 561 M |
| NetOccupancyExpense | 9 M | 34 M | 30 M | 33 M | 33 M | 30 M | 47 M | 50 M | 51 M | 59 M |
| NonInterestExpense | 53 M | 211 M | 206 M | 197 M | -207 M | 233 M | 345 M | 326 M | 346 M | 363 M |
| NonInterestIncome | 36 M | 49 M | 67 M | 79 M | 80 M | 82 M | 124 M | 133 M | 132 M | 128 M |
| OccupancyAndEquipment | 9 M | 34 M | 30 M | 33 M | 33 M | 30 M | 47 M | 50 M | 51 M | 59 M |
| Other special charges | -2 M | -9 M | -8 M | -10 M | -9 M | -117 M | -205 M | -156 M | 10 M | 10 M |
| OtherCustomerServices | 8 M | 35 M | 32 M | 7 M | 7 M | 7 M | 14 M | 15 M | 15 M | 17 M |
| OtherGandA | 3 M | 15 M | 11 M | 8 M | 12 M | 2 M | 4 M | 4 M | 4 M | 3 M |
| OtherInterestExpense | -17 M | -337 M | -299 M | -304 M | -45 M | -323 M | -408 M | -407 M | -733000.0 | -9 M |
| OtherInterestIncome | 34 M | 0.0 | ||||||||
| OtherNonInterestExpense | 12 M | 50 M | 60 M | 50 M | 59 M | -19 M | -27 M | -9 M | -14 M | -17 M |
| OtherNonInterestIncome | 18 M | -25 M | -7 M | 75 M | 75 M | 70 M | 96 M | 112 M | 110 M | 111 M |
| OtherunderPreferredStockDividend | 3 M | 14 M | 14 M | 14 M | 12 M | 7 M | 7 M | 1 M | ||
| PreferredStockDividends | 3 M | 14 M | 14 M | 14 M | 12 M | 7 M | 7 M | 1 M | ||
| ProfessionalExpenseAndContractServicesExpense | 4 M | 16 M | 12 M | 12 M | 12 M | 15 M | 17 M | 20 M | 25 M | 19 M |
| PromotionAndAdvertising | 2 M | 6 M | 5 M | 6 M | 5 M | 5 M | 6 M | 7 M | 8 M | 9 M |
| Revenue per share | 12 M | 9 M | 8 M | 6 M | 1 M | 11 M | 10 M | 7 M | 7 M | |
| SalariesAndWages | 21 M | 79 M | 77 M | 80 M | 77 M | 83 M | 133 M | 133 M | 143 M | 156 M |
| SecuritiesActivities | 238 M | 300 M | 257 M | 121 M | 13 M | 21 M | 23 M | 22 M | 18 M | |
| Selling Gen & administrative expense | 25 M | 101 M | 93 M | 93 M | 94 M | 90 M | 143 M | 144 M | 155 M | 168 M |
| SellingAndMarketingExpense | 2 M | 6 M | 5 M | 6 M | 5 M | 5 M | 6 M | 7 M | 8 M | 9 M |
| ServiceChargeOnDepositorAccounts | 11 M | 41 M | 42 M | 4 M | 5 M | 1 M | 2 M | 3 M | 3 M | 3 M |
| Special income/charges | -13 M | -50 M | -60 M | -50 M | -59 M | -5 M | 11 M | 9 M | 14 M | 17 M |
| Total common shares outstanding | 44 M | 44 M | 44 M | 44 M | 51 M | 51 M | 51 M | 49 M | 48 M | 47 M |
| Total net income | -93 M | -373 M | -263 M | -260 M | 84 M | 54 M | 74 M | 146 M | 166 M | 182 M |
| Total ordinary shares | 47 M | 47 M | 47 M | 47 M | 47 M | 47 M | 47 M | 47 M | 47 M | 47 M |
| Total revenues | 29 M | 19 M | 44 M | 70 M | 340 M | 405 M | 533 M | 541 M | 614 M | 689 M |
| TotalRevenue | 29 M | 19 M | 44 M | 70 M | 340 M | 405 M | 533 M | 541 M | 614 M | 689 M |
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