CFR Stock Forecast, Price Targets, Chart, Dividends & Analysis
Cullen/Frost Bankers Inc.
CFR 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
131.28
USD
0.49
(0.37%)
Previous close: 130.79 Open: 133.07 Bid: 52.52 Ask: 159.69
52 week range
94.09 147.64
Mkt Cap: 8,762 M Avg Vol (90 Days): 436,083
Last updated: Friday 20th December 2024
Metrics
Valuation
Price per Sales TTM ($) | 4.56 |
Price per Book TTM ($) | 2.24 |
PE Ratio (TTM) | 17.32 |
Book Value per Share ($) | 62.21 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -4.57% | |
1 Month Return | -4.75% | |
3 Month Return | 14.92% | |
1 Year Return | 27.84% | |
3 Year Return | 17.13% | |
5 Year Return | 55.03% | |
YTD Return | 21.01% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 38.52 |
14 Day SMA ($) | 137.34 |
14 Day EMA ($) | 136.55 |
Money Flow Index | 82.44 |
Average True Range | 3.46 |
50 Day SMA ($) | 133.59 |
200 Day SMA ($) | 113.91 |
ADX | 23.59 |
MACD | 0.46 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
CFR Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccretionOnPreferredStock | 6 M | |||||||||
| AccruedPreferredStockDividends | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 2 M | 7 M | 7 M | 7 M |
| Amortization of intangibles | -4 M | -3 M | -2 M | -2 M | -1 M | 1 M | 918000.0 | 697000.0 | 480000.0 | |
| Basic EPS from continuing operations | 4.32 | 4.31 | 4.73 | 5.56 | 6.97 | 6.89 | 5.11 | 6.79 | 8.84 | 9.11 |
| Basic EPS total | 4.32 | 4.31 | 4.73 | 5.56 | 6.97 | 6.89 | 5.11 | 6.79 | 8.84 | 9.11 |
| Basic weighted shares outstanding | 62 M | 63 M | 62 M | 64 M | 64 M | 63 M | 63 M | 64 M | 64 M | 64 M |
| CreditLossesProvision | 16 M | 52 M | 52 M | 35 M | 22 M | 34 M | 241 M | 63000.0 | 3 M | 46 M |
| Depreciation | -37 M | 41 M | 50 M | 55 M | 57 M | 61 M | ||||
| Depreciation unreconciled | 4 M | 3 M | 2 M | 2 M | 1 M | 1 M | 918000.0 | 697000.0 | 480000.0 | |
| DepreciationAndAmortization | 4 M | 3 M | 2 M | 2 M | 1 M | 1 M | 918000.0 | 697000.0 | 57 M | 61 M |
| Diluted EPS total | 4.29 | 4.28 | 4.7 | 5.51 | 6.9 | 6.84 | 5.1 | 6.76 | 8.81 | 9.1 |
| Diluted normalized net income/share | 4.29 | 4.28 | 4.7 | 5.51 | 6.9 | 6.84 | 5.1 | 6.76 | 8.81 | 9.1 |
| Diluted weighted shares outstanding | 63 M | 63 M | 63 M | 65 M | 65 M | 63 M | 63 M | 64 M | 65 M | 64 M |
| Dividends paid per share | 2.8 | 2.94 | 3.24 | 3.58 | ||||||
| Equipment | 62 M | 64 M | 71 M | 74 M | 83 M | 92 M | 105 M | 113 M | 121 M | 135 M |
| FeesAndCommissions | 288 M | 293 M | 294 M | 46 M | 49 M | 52 M | 50 M | 52 M | 53 M | 58 M |
| GeneralAndAdministrativeExpense | 168 M | 166 M | 179 M | 175 M | 174 M | 10 M | 11 M | 12 M | 16 M | 77 M |
| Income before tax | 336 M | 320 M | 341 M | 408 M | 509 M | 499 M | 351 M | 490 M | 669 M | 712 M |
| Income taxes | 71 M | 55 M | 55 M | 64 M | 70 M | 56 M | 20 M | 46 M | 90 M | 114 M |
| InsuranceAndClaims | 168 M | 166 M | 179 M | 175 M | 174 M | 10 M | 11 M | 12 M | 16 M | 77 M |
| Interest expense | -15 M | -13 M | -12 M | -27 M | -93 M | 130 M | 45 M | 24 M | 184 M | 659 M |
| InterestExpenseForCapitalizedLeaseObligations | 46 M | 46 M | 48 M | 51 M | ||||||
| InterestExpenseForDeposit | 11 M | 9 M | 7 M | 17 M | 75 M | 100 M | 32 M | 15 M | 140 M | 508 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 4 M | 2 M | 34 M | 136 M | ||||||
| InterestExpenseForLongTermDebt | 3 M | 4 M | 5 M | 8 M | 10 M | 10 M | 8 M | 7 M | 9 M | 13 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 3 M | 4 M | 5 M | 8 M | 10 M | 10 M | 8 M | 7 M | 9 M | 13 M |
| InterestExpenseForShortTermDebt | 134000.0 | 167000.0 | 204000.0 | 2 M | 8 M | 20 M | 418000.0 | 32000.0 | 690000.0 | 2 M |
| InterestIncome | 701 M | 749 M | 788 M | 893 M | 1,051 M | 1,134 M | 1,021 M | 1,009 M | 1,476 M | 2,218 M |
| InterestIncomeAfterProvisionForLoanLoss | 654 M | 633 M | 673 M | 796 M | 915 M | 970 M | 735 M | 985 M | 1,288 M | 1,512 M |
| InterestIncomeFromDeposits | 11 M | 8 M | 16 M | 42 M | 57 M | 36 M | 13 M | 18 M | 216 M | 376 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 83000.0 | 107000.0 | 272000.0 | 936000.0 | 6 M | 6 M | 723000.0 | 31000.0 | 948000.0 | 1 M |
| InterestIncomeFromInvestmentSecurities | 250 M | 307 M | 314 M | 316 M | 320 M | 351 M | 327 M | 316 M | 487 M | 646 M |
| InterestIncomeFromLeases | 3 M | 3 M | 1 M | |||||||
| InterestIncomeFromLoans | 441 M | 434 M | 458 M | 535 M | 669 M | 742 M | 680 M | 675 M | 770 M | 1,189 M |
| InterestIncomeFromLoansAndLease | 441 M | 434 M | 458 M | 535 M | 669 M | 742 M | 680 M | 675 M | 770 M | 1,189 M |
| InterestIncomeFromSecurities | 250 M | 307 M | 314 M | 316 M | 320 M | 351 M | 327 M | 316 M | 488 M | 651 M |
| MarketingExpense | -29 M | -29 M | -28 M | -29 M | -33 M | 38 M | 34 M | 35 M | 40 M | 49 M |
| Net income from total operations | 278 M | 279 M | 304 M | 364 M | 455 M | 444 M | 331 M | 443 M | 579 M | 598 M |
| NetIncomeCommonStockholders | 270 M | 271 M | 296 M | 356 M | 447 M | 436 M | 324 M | 432 M | 567 M | 585 M |
| NetIncomeContinuousOperations | 278 M | 279 M | 304 M | 364 M | 455 M | 444 M | 331 M | 443 M | 579 M | 598 M |
| NetInterestIncome | 671 M | 685 M | 725 M | 831 M | 936 M | 1,004 M | 976 M | 985 M | 1,291 M | 1,559 M |
| NetOccupancyExpense | 56 M | 66 M | 72 M | 76 M | 77 M | 89 M | 103 M | 107 M | 112 M | 124 M |
| NonInterestExpense | -655 M | -694 M | -733 M | -759 M | -779 M | 835 M | 849 M | 882 M | 1,024 M | 1,229 M |
| NonInterestIncome | 320 M | 329 M | 350 M | 336 M | 351 M | 364 M | 465 M | 387 M | 405 M | 429 M |
| Normalized income | 317 M | |||||||||
| OccupancyAndEquipment | 118 M | 130 M | 143 M | 150 M | 160 M | 181 M | 208 M | 220 M | 233 M | 260 M |
| Other special charges | -28 M | -31 M | -29 M | -30 M | -31 M | -132 M | -263 M | -249 M | -228 M | -246 M |
| OtherCustomerServices | 100 M | 106 M | 108 M | 46 M | 49 M | 52 M | 50 M | 52 M | 53 M | 58 M |
| OtherGandA | 168 M | 166 M | 179 M | 175 M | 174 M | 10 M | 11 M | 12 M | 16 M | 77 M |
| OtherInterestExpense | -15 M | -13 M | -12 M | -27 M | -93 M | -1,004 M | -976 M | -985 M | -1,291 M | -1,559 M |
| OtherInterestIncome | 1,007 M | 1,065 M | 1,126 M | 1,203 M | 1,309 M | 1,368 M | 1,441 M | 1,372 M | 1,696 M | 1,987 M |
| OtherNonInterestExpense | -655 M | -694 M | -733 M | -759 M | -779 M | 181 M | 166 M | 171 M | 195 M | 229 M |
| OtherNonInterestIncome | 32 M | 36 M | 41 M | 295 M | 302 M | 311 M | 306 M | 335 M | 352 M | 370 M |
| OtherunderPreferredStockDividend | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M |
| PreferredStockDividends | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M |
| ProfessionalExpenseAndContractServicesExpense | -27 M | -26 M | -27 M | -28 M | -36 M | 39 M | 37 M | 35 M | 41 M | 54 M |
| Revenue per share | 4 M | 3 M | 2 M | 2 M | 1 M | 1 M | 918000.0 | 697000.0 | 33 M | 34 M |
| SalariesAndWages | 353 M | 380 M | 391 M | 412 M | 428 M | 461 M | 463 M | 478 M | 581 M | 663 M |
| SecuritiesActivities | 12,151 M | 12,683 M | 14,847 M | 11,963 M | 16,806 M | 930000.0 | 109 M | |||
| Selling Gen & administrative expense | 520 M | 546 M | 570 M | 587 M | 601 M | 471 M | 474 M | 490 M | 596 M | 740 M |
| SellingAndMarketingExpense | -29 M | -29 M | -28 M | -29 M | -33 M | 38 M | 34 M | 35 M | 40 M | 49 M |
| ServiceChargeOnDepositorAccounts | 188 M | 187 M | 185 M | 195 M | ||||||
| Special income/charges | 142 M | 139 M | 161 M | 211 M | 279 M | -181 M | -166 M | -171 M | -195 M | -229 M |
| Total common shares outstanding | 63 M | 62 M | 64 M | 64 M | 63 M | 63 M | 63 M | 64 M | 64 M | 64 M |
| Total net income | 278 M | 279 M | 304 M | 364 M | 455 M | 444 M | 331 M | 443 M | 579 M | 598 M |
| Total ordinary shares | 64 M | 64 M | 64 M | 64 M | 64 M | 64 M | 64 M | 64 M | 64 M | 64 M |
| Total revenues | 991 M | 1,014 M | 1,074 M | 1,167 M | 1,287 M | 1,368 M | 1,441 M | 1,372 M | 1,696 M | 1,987 M |
| TotalRevenue | 991 M | 1,014 M | 1,074 M | 1,167 M | 1,287 M | 1,368 M | 1,441 M | 1,372 M | 1,696 M | 1,987 M |
| TradingGainLoss | -829000.0 | -1 M | -1 M | -1 M | -2 M | -2 M | -1 M | -1 M | -3 M | -4 M |
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