SFST Stock Forecast, Price Targets, Chart, Dividends & Analysis
Southern First Bancshares Inc.
SFST 
NSD
Sector: Financial Services
Industry: Banks - Regional - US
40.65
USD
0.85
(2.14%)
Previous close: 39.8 Open: 40.19 Bid: 38.06 Ask: 43.84
52 week range
24.98 45.91
Mkt Cap: 347 M Avg Vol (90 Days): 66,844
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.85 |
Price per Book TTM ($) | 1.07 |
PE Ratio (TTM) | 24.80 |
Book Value per Share ($) | 40.02 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -5.24% | |
1 Month Return | -6.08% | |
3 Month Return | 21.71% | |
1 Year Return | 15.16% | |
3 Year Return | -34.64% | |
5 Year Return | -4.22% | |
YTD Return | 9.57% |
Risk
Financial Health
Technicals
RSI (14 Day) | 43.15 |
14 Day SMA ($) | 42.36 |
14 Day EMA ($) | 41.94 |
Money Flow Index | 69.74 |
Average True Range | 1.36 |
50 Day SMA ($) | 41.03 |
200 Day SMA ($) | 32.90 |
ADX | 33.06 |
MACD | 0.14 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
SFST Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 915000.0 | |||||||||
| Basic EPS from continuing operations | 1.15 | 1.64 | 2.06 | 1.86 | 3.02 | 3.7 | 2.37 | 5.96 | 3.66 | 1.67 |
| Basic EPS total | 1.15 | 1.64 | 2.06 | 1.86 | 3.02 | 3.7 | 2.37 | 5.96 | 3.66 | 1.67 |
| Basic weighted shares outstanding | 5 M | 6 M | 6 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 8 M |
| CreditLossesProvision | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 30 M | 12 M | 6 M | 1 M |
| Depreciation | -1 M | -1 M | -1 M | -1 M | -2 M | 2 M | 2 M | 2 M | 4 M | 5 M |
| DepreciationAndAmortization | -1 M | -1 M | -1 M | -1 M | -2 M | 2 M | 2 M | 2 M | 4 M | 5 M |
| DevelopmentExpense | 1 M | |||||||||
| Diluted EPS total | 1.1 | 1.55 | 1.94 | 1.76 | 2.88 | 3.58 | 2.34 | 5.85 | 3.61 | 1.66 |
| Diluted normalized net income/share | 1.1 | 1.55 | 1.94 | 1.76 | 2.88 | 3.58 | 2.34 | 5.85 | 3.61 | 1.66 |
| Diluted weighted shares outstanding | 5 M | 7 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M |
| FeesAndCommissions | 4 M | 6 M | 8 M | 6 M | -394000.0 | |||||
| GeneralAndAdministrativeExpense | 2 M | 2 M | 2 M | 2 M | 2 M | 813000.0 | 1 M | 1 M | 2 M | 4 M |
| Income before tax | 10 M | 16 M | 20 M | 24 M | 29 M | 35 M | 24 M | 61 M | 38 M | 17 M |
| Income taxes | 4 M | 6 M | 8 M | 12 M | 8 M | 8 M | 5 M | 14 M | 9 M | 4 M |
| IncomefromAssociatesandOtherParticipatingInterests | 1 M | |||||||||
| InsuranceAndClaims | 2 M | 2 M | 2 M | 2 M | 2 M | 813000.0 | 1 M | 1 M | 2 M | 4 M |
| Interest expense | -7 M | -8 M | -8 M | -10 M | -17 M | 25 M | 15 M | 5 M | 20 M | 100 M |
| InterestExpenseForDeposit | 3 M | 4 M | 4 M | 7 M | 15 M | 24 M | 13 M | 4 M | 18 M | 91 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 647000.0 | |||||||||
| InterestExpenseForShortTermDebt | 4 M | 4 M | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 9 M |
| InterestIncome | 40 M | 46 M | 51 M | 61 M | 77 M | 93 M | 95 M | 93 M | 118 M | 178 M |
| InterestIncomeAfterProvisionForLoanLoss | 25 M | 32 M | 38 M | 47 M | 56 M | 65 M | 50 M | 75 M | 91 M | 76 M |
| InterestIncomeFromDeposits | 1 M | |||||||||
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 72000.0 | 137000.0 | 165000.0 | 784000.0 | 1 M | 2 M | 270000.0 | 233000.0 | 1 M | 7 M |
| InterestIncomeFromInvestmentSecurities | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | 1 M | 2 M | 4 M |
| InterestIncomeFromLoans | 38 M | 44 M | 49 M | 59 M | 74 M | 89 M | 93 M | 92 M | 114 M | 166 M |
| InterestIncomeFromLoansAndLease | 38 M | 44 M | 49 M | 59 M | 74 M | 89 M | 93 M | 92 M | 114 M | 166 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 1 M | |||||||||
| InterestIncomeFromSecurities | 2 M | 2 M | 2 M | 3 M | 2 M | 2 M | 1 M | 1 M | 2 M | 4 M |
| MarketingExpense | 774000.0 | 870000.0 | 807000.0 | 737000.0 | 856000.0 | 791000.0 | 628000.0 | 905000.0 | 1 M | 1 M |
| Net income from total operations | 7 M | 10 M | 13 M | 13 M | 22 M | 28 M | 18 M | 47 M | 29 M | 13 M |
| NetIncomeCommonStockholders | 6 M | 10 M | 13 M | 13 M | 22 M | 28 M | 18 M | 47 M | 29 M | 13 M |
| NetIncomeContinuousOperations | 7 M | 10 M | 13 M | 13 M | 22 M | 28 M | 18 M | 47 M | 29 M | 13 M |
| NetInterestIncome | 29 M | 35 M | 41 M | 49 M | 58 M | 67 M | 80 M | 88 M | 98 M | 78 M |
| NetOccupancyExpense | 3 M | 3 M | 4 M | 4 M | 5 M | 6 M | 6 M | 7 M | 9 M | 10 M |
| NonInterestExpense | -25 M | -28 M | -31 M | -35 M | -40 M | 44 M | 54 M | 56 M | 63 M | 69 M |
| NonInterestIncome | 6 M | 8 M | 11 M | 9 M | 10 M | 15 M | 27 M | 17 M | 10 M | 10 M |
| OccupancyAndEquipment | 3 M | 3 M | 4 M | 4 M | 5 M | 6 M | 6 M | 7 M | 9 M | 10 M |
| Other special charges | 1 M | 1 M | -2 M | -17 M | -44 M | -30 M | 3 M | -9120.0 | ||
| OtherGandA | 2 M | 2 M | 2 M | 2 M | 2 M | 813000.0 | 1 M | 1 M | 2 M | 4 M |
| OtherInterestExpense | -7 M | -8 M | -8 M | -10 M | -17 M | -67 M | -80 M | -88 M | 20 M | 100 M |
| OtherNonInterestExpense | 3 M | 2 M | 3 M | 3 M | 3 M | 12 M | 16 M | 8 M | 10 M | 11 M |
| OtherNonInterestIncome | 2 M | 2 M | 3 M | 7 M | 10 M | 14 M | 26 M | 17 M | 10 M | 10 M |
| OtherunderPreferredStockDividend | 915000.0 | |||||||||
| PreferredStockDividends | 915000.0 | |||||||||
| ProfessionalExpenseAndContractServicesExpense | 952000.0 | 987000.0 | 1 M | 1 M | 2 M | 1 M | 2 M | 3 M | 3 M | 2 M |
| RentAndLandingFees | -811000.0 | -954000.0 | -1 M | -1 M | -2 M | |||||
| Research & development expense | 1 M | |||||||||
| SalariesAndWages | 14 M | 17 M | 19 M | 22 M | 26 M | 24 M | 26 M | 36 M | 39 M | 40 M |
| SecuritiesActivities | 3 M | 5 M | 7 M | 5 M | -394000.0 | |||||
| Selling Gen & administrative expense | 17 M | 19 M | 22 M | 25 M | 29 M | 25 M | 28 M | 38 M | 42 M | 45 M |
| SellingAndMarketingExpense | 774000.0 | 870000.0 | 807000.0 | 737000.0 | 856000.0 | 791000.0 | 628000.0 | 905000.0 | 1 M | 1 M |
| ServiceChargeOnDepositorAccounts | 923000.0 | 893000.0 | 1 M | 1 M | ||||||
| Special income/charges | -3 M | -2 M | -3 M | -3 M | -3 M | -12 M | -16 M | -8 M | -10 M | -11 M |
| Total common shares outstanding | 6 M | 6 M | 6 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 8 M |
| Total net income | 7 M | 10 M | 13 M | 13 M | 22 M | 28 M | 18 M | 47 M | 29 M | 13 M |
| Total ordinary shares | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M |
| Total revenues | 35 M | 44 M | 52 M | 58 M | 68 M | 82 M | 107 M | 105 M | 108 M | 88 M |
| TotalRevenue | 35 M | 44 M | 52 M | 58 M | 68 M | 82 M | 107 M | 105 M | 108 M | 88 M |
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