
SFST
NSDSouthern First Bancshares Inc.
Financial Services•Banks - Regional - US
Watchlists:
Last updated: Friday 18th July 2025
39.72
+0.48 (1.22%)
Prev Close:39.24
Open:39.2
Bid:15.81
Ask:63.21
52 Week Range
29.1445.91
Volume:17,018
Mkt Cap:316 M
73
MarketXLS Rank ®
Buy
Price Target
$45.68
+15.0%
Valuation
17.54
Range data not available
Returns
-0.48%
13.26%
22.90%
14.11%
-12.49%
61.73%
-0.08%
Risk
Risk Metrics
Financial Scores
0.00
0.13
Ranks
Financial Scores
Risk Metrics
Dividends
Dividend Metrics
Dividend Yields
Analyst Estimates
EPS Estimates
Target Prices
Growth Estimates
Financial Health
Cash Metrics
Liquidity Ratios
0.00
0.00
Debt Metrics
Other Metrics
Financial Scores
5.0
Technicals
Technical Oscillators
Moving Averages
Volatility Metrics
Growth
EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A
Profitability
Return Ratios
Margin Ratios
Financial Scores
Peers
Financial Statements
SFST - Income Statement (Annual)
Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Basic EPS From Continuing Operations | 1.92 | 1.67 | 3.66 | 5.96 | 2.37 | 3.7 | 3.02 | 1.86 | 2.06 | 1.64 |
Basic EPS Total | 1.92 | 1.67 | 3.66 | 5.96 | 2.37 | 3.7 | 3.02 | 1.86 | 2.06 | 1.64 |
Basic Weighted Shares Outstanding | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 6 M | 6 M |
Credit Losses Provision | 125000.0 | 1 M | 6 M | 12 M | 30 M | 2 M | 2 M | 2 M | 2 M | 3 M |
Depreciation | 2 M | 2 M | 2 M | -2 M | -1 M | -1 M | -1 M | |||
Depreciation And Amortization | 5 M | 5 M | 4 M | 2 M | 2 M | 2 M | -2 M | -1 M | -1 M | -1 M |
Development Expense | 1 M | |||||||||
Diluted EPS Total | 1.91 | 1.66 | 3.61 | 5.85 | 2.34 | 3.58 | 2.88 | 1.76 | 1.94 | 1.55 |
Diluted Normalized Net Income/share | 1.91 | 1.66 | 3.61 | 5.85 | 2.34 | 3.58 | 2.88 | 1.76 | 1.94 | 1.55 |
Diluted Weighted Shares Outstanding | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 7 M |
Fees And Commissions | 28000.0 | 6 M | 8 M | 6 M | ||||||
General And Administrative Expense | 4 M | 4 M | 2 M | 1 M | 1 M | 813000.0 | 2 M | 2 M | 2 M | 2 M |
Income Before Tax | 20 M | 17 M | 38 M | 61 M | 24 M | 35 M | 29 M | 24 M | 20 M | 16 M |
Income Taxes | 4 M | 4 M | 9 M | 14 M | 5 M | 8 M | 8 M | 12 M | 8 M | 6 M |
Incomefrom Associatesand Other Participating Interests | 1 M | |||||||||
Insurance And Claims | 4 M | 4 M | 2 M | 1 M | 1 M | 813000.0 | 2 M | 2 M | 2 M | 2 M |
Interest Expense | 120 M | 100 M | 20 M | 5 M | 15 M | 25 M | -17 M | -10 M | -8 M | -8 M |
Interest Expense For Deposit | 109 M | 91 M | 18 M | 4 M | 13 M | 24 M | 15 M | 7 M | 4 M | 4 M |
Interest Expense For Short Term Debt | 11 M | 9 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 4 M | 4 M |
Interest Income | 201 M | 178 M | 118 M | 93 M | 95 M | 93 M | 77 M | 61 M | 51 M | 46 M |
Interest Income After Provision For Loan Loss | 81 M | 76 M | 91 M | 75 M | 50 M | 65 M | 56 M | 47 M | 38 M | 32 M |
Interest Income From Deposits | 1 M | |||||||||
Interest Income From Federal Funds Sold And Securities Purchase Under Agreements To Resell | 9 M | 7 M | 1 M | 233000.0 | 270000.0 | 2 M | 1 M | 784000.0 | 165000.0 | 137000.0 |
Interest Income From Investment Securities | 6 M | 4 M | 2 M | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
Interest Income From Loans | 187 M | 166 M | 114 M | 92 M | 93 M | 89 M | 74 M | 59 M | 49 M | 44 M |
Interest Income From Loans And Lease | 187 M | 166 M | 114 M | 92 M | 93 M | 89 M | 74 M | 59 M | 49 M | 44 M |
Interest Income From Other Money Market Investments | 1 M | |||||||||
Interest Income From Securities | 6 M | 4 M | 2 M | 1 M | 1 M | 2 M | 2 M | 3 M | 2 M | 2 M |
Marketing Expense | 1 M | 1 M | 1 M | 905000.0 | 628000.0 | 791000.0 | 856000.0 | 737000.0 | 807000.0 | 870000.0 |
Net Income From Total Operations | 16 M | 13 M | 29 M | 47 M | 18 M | 28 M | 22 M | 13 M | 13 M | 10 M |
Net Income Common Stockholders | 16 M | 13 M | 29 M | 47 M | 18 M | 28 M | 22 M | 13 M | 13 M | 10 M |
Net Income Continuous Operations | 16 M | 13 M | 29 M | 47 M | 18 M | 28 M | 22 M | 13 M | 13 M | 10 M |
Net Interest Income | 81 M | 78 M | 98 M | 88 M | 80 M | 67 M | 58 M | 49 M | 41 M | 35 M |
Net Occupancy Expense | 10 M | 10 M | 9 M | 7 M | 6 M | 6 M | 5 M | 4 M | 4 M | 3 M |
Non Interest Expense | 73 M | 69 M | 63 M | 56 M | 54 M | 44 M | -40 M | -35 M | -31 M | -28 M |
Non Interest Income | 12 M | 10 M | 10 M | 17 M | 27 M | 15 M | 10 M | 9 M | 11 M | 8 M |
Occupancy And Equipment | 10 M | 10 M | 9 M | 7 M | 6 M | 6 M | 5 M | 4 M | 4 M | 3 M |
Other Special Charges | -30 M | -44 M | -17 M | -2 M | 1 M | 1 M | ||||
Other Customer Services | 28000.0 | |||||||||
Other Gand A | 4 M | 4 M | 2 M | 1 M | 1 M | 813000.0 | 2 M | 2 M | 2 M | 2 M |
Other Interest Expense | -88 M | -80 M | -67 M | -17 M | -10 M | -8 M | -8 M | |||
Other Non Interest Expense | 12 M | 11 M | 10 M | 8 M | 16 M | 12 M | 3 M | 3 M | 3 M | 2 M |
Other Non Interest Income | 8 M | 6 M | 7 M | 17 M | 26 M | 14 M | 10 M | 7 M | 3 M | 2 M |
Professional Expense And Contract Services Expense | 2 M | 2 M | 3 M | 3 M | 2 M | 1 M | 2 M | 1 M | 1 M | 987000.0 |
Rent And Landing Fees | -2 M | -1 M | -1 M | -954000.0 | ||||||
Research & Development Expense | 1 M | |||||||||
Salaries And Wages | 44 M | 40 M | 39 M | 36 M | 26 M | 24 M | 26 M | 22 M | 19 M | 17 M |
Securities Activities | 5 M | 7 M | 5 M | |||||||
Selling Gen & Administrative Expense | 49 M | 45 M | 42 M | 38 M | 28 M | 25 M | 29 M | 25 M | 22 M | 19 M |
Selling And Marketing Expense | 1 M | 1 M | 1 M | 905000.0 | 628000.0 | 791000.0 | 856000.0 | 737000.0 | 807000.0 | 870000.0 |
Service Charge On Depositor Accounts | 1 M | 1 M | 893000.0 | |||||||
Special Income/charges | -12 M | -11 M | -10 M | -8 M | -16 M | -12 M | -3 M | -3 M | -3 M | -2 M |
Total Common Shares Outstanding | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 7 M | 7 M | 6 M | 6 M |
Total Net Income | 16 M | 13 M | 29 M | 47 M | 18 M | 28 M | 22 M | 13 M | 13 M | 10 M |
Total Ordinary Shares | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M | 8 M |
Total Revenues | 93 M | 88 M | 107 M | 105 M | 107 M | 82 M | 68 M | 58 M | 52 M | 44 M |
Total Revenue | 93 M | 88 M | 107 M | 105 M | 107 M | 82 M | 68 M | 58 M | 52 M | 44 M |