VEL Stock Forecast, Price Targets, Chart, Dividends & Analysis
Velocity Financial Inc - Ordinary Shares
VEL 
NYE
Sector: Finance and Insurance
Industry: Savings Institutions
18.50
USD
0.05
(0.27%)
Previous close: 18.45 Open: 18.08 Bid: 17.79 Ask: 19.05
52 week range
15.69 20.98
Mkt Cap: 633 M Avg Vol (90 Days): 82,014
Last updated: Friday 4th April 2025
Metrics
Valuation
Returns
7 Day Return | -1.23% | |
1 Month Return | -1.28% | |
3 Month Return | -3.19% | |
1 Year Return | 7.37% | |
3 Year Return | 69.57% | |
5 Year Return | 474.53% | |
YTD Return | -5.42% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 41.73 |
14 Day SMA ($) | 18.77 |
14 Day EMA ($) | 18.75 |
Money Flow Index | 68.55 |
Average True Range | 0.53 |
50 Day SMA ($) | 18.79 |
200 Day SMA ($) | 19.14 |
ADX | 15.55 |
MACD | -0.36 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
VEL Income Statement
Annual
| Invalid date | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 49 M | |||||
| Basic EPS from continuing operations | -1.55 | 0.9 | 0.99 | 1.6 | 2.07 | |
| Basic EPS total | -1.55 | 0.9 | 0.99 | 1.6 | 2.07 | |
| Basic weighted shares outstanding | 20 M | 23 M | 32 M | 32 M | 33 M | |
| CreditLossesProvision | 5 M | 292000.0 | 1 M | 2 M | 1 M | |
| Depreciation | 1 M | 1 M | 796000.0 | 752000.0 | 793000.0 | |
| DepreciationAndAmortization | 1 M | 1 M | 796000.0 | 752000.0 | 793000.0 | |
| Diluted EPS total | -1.55 | 0.86 | 0.94 | 1.52 | 1.91 | |
| Diluted normalized net income/share | -1.55 | 0.86 | 0.94 | 1.52 | 1.91 | |
| Diluted weighted shares outstanding | 20 M | 34 M | 34 M | 34 M | 36 M | |
| GeneralAndAdministrativeExpense | 2 M | |||||
| Income before tax | 23 M | 40 M | 45 M | 71 M | 96 M | |
| Income taxes | 5 M | 11 M | 12 M | 19 M | 28 M | |
| Interest expense | 100 M | 106 M | 157 M | 203 M | 271 M | |
| InterestExpenseForCapitalizedLeaseObligations | 2 M | 2 M | 2 M | 2 M | 2 M | |
| InterestExpenseForDeposit | 88 M | 85 M | 128 M | 186 M | 247 M | |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 2 M | 2 M | 2 M | 2 M | 2 M | |
| InterestExpenseForShortTermDebt | 12 M | 21 M | 29 M | 17 M | 24 M | |
| InterestIncome | 167 M | 182 M | 240 M | 311 M | 407 M | |
| InterestIncomeAfterProvisionForLoanLoss | 62 M | 76 M | 82 M | 106 M | 135 M | |
| InterestIncomeFromLoans | 167 M | 182 M | 240 M | 311 M | 407 M | |
| InterestIncomeFromLoansAndLease | 167 M | 182 M | 240 M | 311 M | 407 M | |
| InvestmentBankingProfit | -8 M | -8 M | -12 M | -18 M | -22 M | |
| MarketingExpense | 578000.0 | 661000.0 | 1 M | 872000.0 | 1 M | |
| MinorityInterests | 220 M | -308000.0 | -20000.0 | -47000.0 | ||
| Net income from total operations | 18 M | 29 M | 32 M | 52 M | 68 M | |
| NetIncomeCommonStockholders | -28 M | 21 M | 32 M | 52 M | 68 M | |
| NetIncomeContinuousOperations | 18 M | 29 M | 33 M | 52 M | 68 M | |
| NetInterestIncome | 67 M | 76 M | 83 M | 108 M | 136 M | |
| NonInterestExpense | 46 M | 45 M | 62 M | 101 M | 140 M | |
| NonInterestIncome | -1 M | -94000.0 | -4 M | -8 M | -10 M | |
| Normalized income | 87 M | |||||
| Other special charges | -6 M | -4 M | -5 M | -5 M | -4 M | |
| OtherGandA | 2 M | |||||
| OtherInterestExpense | -67 M | -76 M | -83 M | -108 M | -136 M | |
| OtherNonInterestExpense | 9 M | 12 M | 10 M | 9 M | 10 M | |
| OtherNonInterestIncome | -1 M | 296000.0 | 2 M | 2 M | 2 M | |
| OtherunderPreferredStockDividend | 49 M | |||||
| PreferredStockDividends | 49 M | |||||
| ProfessionalExpenseAndContractServicesExpense | 4 M | 4 M | 4 M | 5 M | 8 M | |
| RentAndLandingFees | 2 M | |||||
| SalariesAndWages | 21 M | 19 M | 30 M | 48 M | 70 M | |
| Selling Gen & administrative expense | 21 M | 19 M | 30 M | 48 M | 70 M | |
| SellingAndMarketingExpense | 578000.0 | 661000.0 | 1 M | 872000.0 | 1 M | |
| Special income/charges | -9 M | -12 M | -10 M | -9 M | -10 M | |
| Total common shares outstanding | 21 M | 32 M | 33 M | 33 M | 34 M | |
| Total net income | 18 M | 29 M | 32 M | 52 M | 68 M | |
| Total ordinary shares | 34 M | 34 M | 34 M | 34 M | 34 M | |
| Total revenues | 66 M | 76 M | 80 M | 100 M | 126 M | |
| TotalRevenue | 66 M | 76 M | 80 M | 100 M | 126 M |
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