AAUA vs SCHD
Alpha Architect US Equity 3 ETF vs Schwab US Dividend Equity ETF
Which is better, AAUA or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AAUA is less concentrated, with 38.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AAUA | SCHD |
|---|---|---|
| Expense Ratio | 0.09% | 0.06%Best |
| AUM | $361M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 354 | 103 |
| YTD Return | +18.95% | +23.60%Best |
| 1Y Return | - | +28.29% |
| 3Y Return (annualized) | - | +16.25% |
| 5Y Return (annualized) | - | +10.25% |
| Top 10 Weight | 38.0%Best | 41.8% |
| Fund Family | Alpha Architect | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 18, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
AAUA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AAUA vs SCHD Performance
Alpha Architect US Equity 3 ETF (AAUA) is an ETF from Alpha Architect and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, AAUA is up 18.95% versus a gain of 23.60% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
AAUA charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, AAUA currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
7.6% of AAUA's money is in holdings SCHD also owns. 78.3% of SCHD's money is in holdings AAUA also owns.
Most of SCHD is already inside AAUA. Owning both mostly buys the same companies twice.
30 positions in common, counted across the 294 positions we hold weights for in AAUA and 100 in SCHD, against full books of 354 and 103.
What only one of them owns
Our book lists 69 positions for SCHD that do not appear in our book for AAUA (21.6% of the fund), and 257 for AAUA that do not appear in SCHD (91.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AAUA | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.55% | 4.77% | 4.22% |
| ABTAbbott Laboratories | 0.29% | 4.69% | 4.40% |
| KOCoca Cola Co. | 0.57% | 4.17% | 3.60% |
| CVXChevron Corp | 0.61% | 4.02% | 3.41% |
| UNHUnitedhealth Group Incorporated | 0.58% | 3.82% | 3.24% |
| HDHome Depot Inc/The | 0.49% | 3.88% | 3.39% |
| PGProcter & Gamble Company | 0.52% | 3.83% | 3.31% |
| VZVerizon Communic | 0.33% | 3.97% | 3.64% |
| COPConocophillips Common Stock USD 0.01 | 0.26% | 3.94% | 3.68% |
| PEPPepsico Inc. | 0.29% | 3.64% | 3.35% |
78.3% of SCHD is already inside AAUA.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AAUA or SCHD?
AAUA has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.
What is the holdings overlap between AAUA and SCHD?
78.3% of SCHD's money is in holdings AAUA also owns. 78.3% of SCHD's is in holdings AAUA also owns. They hold 30 positions in common, counted across the 294 positions we hold weights for in AAUA and 100 in SCHD.
Which pays a higher dividend, AAUA or SCHD?
AAUA yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AAUA?
SCHD has a lower expense ratio. AAUA is less concentrated, with 38.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.