ACIO vs PTL
Aptus Collared Investment Opportunity ETF vs Inspire 500 ETF
Which is better, ACIO or PTL?
PTL has been ahead.
PTL has a lower expense ratio. PTL led over 1Y and the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 40.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACIO | PTL |
|---|---|---|
| Expense Ratio | 0.79% | 0.09%Best |
| AUM | $2.4B | $892M |
| Dividend Yield | 0.39% | 0.94% |
| Holdings | 524 | 941 |
| YTD Return | +8.01% | +9.62%Best |
| 1Y Return | +8.79% | +10.17%Best |
| 3Y Return (annualized) | +15.63% | - |
| 5Y Return (annualized) | +9.74% | - |
| Volatility (annualized) | 9.1%Best | 13.2% |
| Max Drawdown | -12.1%Best | -19.7% |
| $10,000 over 2.6 years | $13,380 | $14,110Best |
| Top 10 Weight | 40.8% | 28.0%Best |
| Fund Family | Aptus ETFs | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 9, 2019 | Mar 25, 2024 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 26, 2024 to Oct 14, 2026 (2.6 years).
ACIO vs PTL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
ACIO vs PTL Performance
Aptus Collared Investment Opportunity ETF (ACIO) is an ETF from Aptus ETFs and Inspire 500 ETF (PTL) is an ETF from Inspire ETFs. Over the past year ACIO returned +8.79% while PTL returned +10.17%. Year to date, ACIO is up 8.01% versus a gain of 9.62% for PTL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTL has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 9.1% for ACIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for ACIO and -19.7% for PTL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACIO charges 0.79% per year while PTL charges 0.09%. On a $10,000 position that is $79 vs $9 annually, a gap of $70 per year that compounds over a long holding period. On income, ACIO currently yields 0.39% against 0.94% for PTL.
Holdings Overlap
19.0% of ACIO's money is in holdings PTL also owns. 47.4% of PTL's money is in holdings ACIO also owns.
The two portfolios partly overlap.
46 positions in common, counted across the 167 positions we hold weights for in ACIO and 501 in PTL, against full books of 524 and 941.
What only one of them owns
Our book lists 449 positions for PTL that do not appear in our book for ACIO (51.8% of the fund), and 120 for ACIO that do not appear in PTL (80.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ACIO | Weight in PTL | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.46% | 10.05% | 7.59% |
| XOMExxonmobil Corp. | 1.47% | 3.79% | 2.32% |
| CATCaterpillar, Inc. | 0.99% | 2.22% | 1.23% |
| PLTRPalantir Technologies Inc | 0.65% | 2.33% | 1.68% |
| GEGeneral Electric Co. | 0.70% | 1.95% | 1.25% |
| HDHome Depot Inc/The | 0.44% | 1.77% | 1.33% |
| LINLinde Plc Ordinary Shares | 0.85% | 1.23% | 0.38% |
| GEVGe Vernova, Inc. | 0.41% | 1.52% | 1.11% |
| KLACKla-tencor | 0.41% | 1.49% | 1.08% |
| SNDKVSandisk Corp. | 0.38% | 1.44% | 1.06% |
47.4% of PTL is already inside ACIO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACIO or PTL?
ACIO has an expense ratio of 0.79% while PTL charges 0.09%. PTL is the cheaper option, by $70 a year on a $10,000 investment.
Which performed better, ACIO or PTL?
Over the past year ACIO returned +8.79% vs +10.17% for PTL, so PTL leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACIO or PTL?
PTL has been the more volatile fund at 13.2% annualized versus 9.1% for ACIO. Worst drawdown: ACIO -12.1% vs PTL -19.7%.
Should I hold both ACIO and PTL?
ACIO and PTL have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ACIO and PTL?
47.4% of PTL's money is in holdings ACIO also owns. 47.4% of PTL's is in holdings ACIO also owns. They hold 46 positions in common, counted across the 167 positions we hold weights for in ACIO and 501 in PTL.
Which pays a higher dividend, ACIO or PTL?
ACIO yields 0.39% while PTL yields 0.94%, so PTL currently pays the higher dividend yield.
Is PTL better than ACIO?
PTL has a lower expense ratio. PTL led over 1Y and the full window. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 40.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.