ACSI vs SCHD
American Customer Satisfaction ETF vs Schwab US Dividend Equity ETF
Which is better, ACSI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. ACSI led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 44.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACSI | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $118M | $112.2B |
| Dividend Yield | 0.80% | 3.13% |
| Holdings | 33 | 103 |
| YTD Return | +17.01% | +27.56%Best |
| 1Y Return | +17.93% | +30.29%Best |
| 3Y Return (annualized) | +20.02%Best | +16.37% |
| 5Y Return (annualized) | +9.53% | +10.23%Best |
| Volatility (annualized) | 15.6% | 15.3%Best |
| Max Drawdown | -34.5% | -33.4%Best |
| $10,000 over 5 years | $15,764 | $16,274Best |
| Top 10 Weight | 44.2% | 41.5%Best |
| Fund Family | Exponential ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 31, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 1, 2016 to Sep 4, 2026 (9.8 years).
ACSI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.8 years both funds cover.
ACSI vs SCHD Performance
American Customer Satisfaction ETF (ACSI) is an ETF from Exponential ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ACSI returned +17.93% while SCHD returned +30.29%. Year to date, ACSI is up 17.01% versus a gain of 27.56% for SCHD.
Over three years, ACSI compounded at +20.02% per year against +16.37% for SCHD; over five years the annualized figures are +9.53% and +10.23% respectively. Across the full 10-year window we track, ACSI has the edge at +13.41% annualized vs +12.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACSI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for ACSI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACSI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, ACSI currently yields 0.80% against 3.13% for SCHD.
Holdings Overlap
11.7% of ACSI's money is in holdings SCHD also owns. 16.5% of SCHD's money is in holdings ACSI also owns.
SCHD and ACSI share little of their money.
4 positions in common, counted across the 32 positions we hold weights for in ACSI and 100 in SCHD, against full books of 33 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for ACSI (83.4% of the fund), and 26 for ACSI that do not appear in SCHD (82.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ACSI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACSI or SCHD?
ACSI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, ACSI or SCHD?
Over the past year ACSI returned +17.93% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), ACSI annualized +13.41% vs +12.04% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACSI or SCHD?
ACSI has been the more volatile fund at 15.6% annualized versus 15.3% for SCHD. Worst drawdown: ACSI -34.5% vs SCHD -33.4%.
Should I hold both ACSI and SCHD?
ACSI and SCHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ACSI and SCHD?
16.5% of SCHD's money is in holdings ACSI also owns. 16.5% of SCHD's is in holdings ACSI also owns. They hold 4 positions in common, counted across the 32 positions we hold weights for in ACSI and 100 in SCHD.
Which pays a higher dividend, ACSI or SCHD?
ACSI yields 0.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ACSI?
SCHD has a lower expense ratio. ACSI led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 44.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.