ACSI vs SCHD
American Customer Satisfaction ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ACSI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $116M | $103.7B | |
| Dividend Yield | 0.82% | 3.31% | |
| Holdings | 35 | 104 | |
| YTD Return | +17.29% | +26.21% | |
| 1Y Return | +20.24% | +29.99% | |
| 3Y Return (annualized) | +19.47% | +15.73% | |
| 5Y Return (annualized) | +9.50% | +9.67% | |
| Volatility (annualized) | 15.7% | 13.6% | |
| Max Drawdown | -34.5% | -33.4% | |
| Fund Family | Exponential ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 31, 2016 | Oct 20, 2011 |
ACSI vs SCHD Performance
American Customer Satisfaction ETF (ACSI) is a ETF from Exponential ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ACSI returned +20.24% while SCHD returned +29.99%. Year to date, ACSI is up 17.29% versus a gain of 26.21% for SCHD.
Over three years, ACSI compounded at +19.47% per year against +15.73% for SCHD; over five years the annualized figures are +9.50% and +9.67% respectively. Across the full 10-year window we track, ACSI has the edge at +13.52% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACSI has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for ACSI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACSI charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, ACSI currently yields 0.82% against 3.31% for SCHD.
Holdings Overlap
ACSI and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ACSI or SCHD?
ACSI has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, ACSI or SCHD?
Over the past year ACSI returned +20.24% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), ACSI annualized +13.52% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, ACSI or SCHD?
ACSI has been the more volatile fund at 15.7% annualized versus 13.6% for SCHD. Worst drawdown: ACSI -34.5% vs SCHD -33.4%.
Should I hold both ACSI and SCHD?
ACSI and SCHD have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ACSI and SCHD?
ACSI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, ACSI or SCHD?
ACSI yields 0.82% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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