ACSV vs VTI

ACSV vs VTI

Which is better, ACSV or VTI?

Small Cap Value against Large Cap Blend.

VTI has a lower expense ratio. ACSV led over 1Y. ACSV is less concentrated, with 17.0% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns (1Y): ACSVLess Concentrated: ACSV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricACSVVTI
Expense Ratio0.49%0.03%Best
AUM$23M$690.1B
Dividend Yield0.81%1.03%
Holdings4193,524
YTD Return+16.43%Best+13.35%
1Y Return+20.10%Best+15.92%
3Y Return (annualized)-+23.41%
5Y Return (annualized)-+12.83%
Volatility (annualized)13.7%13.1%Best
Top 10 Weight17.0%Best33.3%
Fund FamilyAmerican Century ETFsVanguard (US)
CategoryEquityEquity
StyleSmall Cap ValueLarge Cap Blend
InceptionOct 14, 2025May 24, 2001

Not shown on this pair: Max Drawdown, $10,000 over the window.

ACSV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

ACSV vs VTI Performance

American Century Small Cap Value Insights ETF (ACSV) is an ETF from American Century ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ACSV returned +20.10% while VTI returned +15.92%. Year to date, ACSV is up 16.43% versus a gain of 13.35% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ACSV has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ACSV charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, ACSV currently yields 0.81% against 1.03% for VTI.

Holdings Overlap

ACSV already in VTI89.5%
VTI already in ACSV0.7%

89.5% of ACSV's money is in holdings VTI also owns. 0.7% of VTI's money is in holdings ACSV also owns.

Most of ACSV is already inside VTI. Owning both mostly buys the same companies twice.

174 positions in common, counted across the 200 positions we hold weights for in ACSV and 3,463 in VTI, against full books of 419 and 3,524.

What only one of them owns

Our book lists 1,083 positions for VTI that do not appear in our book for ACSV (96.8% of the fund), and 12 for ACSV that do not appear in VTI (5.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ACSVWeight in VTIDifference
ONBOld National Bancorp/In Common Stock1.96%0.01%1.95%
PFSProvident Financial Services Inc1.91%0.00%1.91%
OASChord Energy Corp1.77%0.01%1.76%
COLBColumbia Banking System Inc Common Stock1.72%0.01%1.71%
AUBAtlantic Union Bankshares Corp.1.70%0.01%1.69%
EEFTEuronet Worldwide, Inc.1.69%0.00%1.69%
UBSIUnited Bankshares Inc/Wv1.68%0.01%1.67%
NOGNorthern Oil And Gas Inc1.58%0.00%1.58%
TRNOTerreno Realty Corp1.51%0.01%1.50%
CRGYCrescent Energ-A1.51%0.00%1.51%

89.5% of ACSV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ACSVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ACSV or VTI?

ACSV has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, ACSV or VTI?

Over the past year ACSV returned +20.10% vs +15.92% for VTI, so ACSV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ACSV or VTI?

ACSV has been the more volatile fund at 13.7% annualized versus 13.1% for VTI.

Should I hold both ACSV and VTI?

ACSV and VTI have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ACSV and VTI?

89.5% of ACSV's money is in holdings VTI also owns. 0.7% of VTI's is in holdings ACSV also owns. They hold 174 positions in common, counted across the 200 positions we hold weights for in ACSV and 3,463 in VTI.

Which pays a higher dividend, ACSV or VTI?

ACSV yields 0.81% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than ACSV?

VTI has a lower expense ratio. ACSV led over 1Y. ACSV is less concentrated, with 17.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.