ACSV vs VTI
American Century Small Cap Value Insights ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ACSV or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. ACSV led over 1Y and the full window. ACSV is less concentrated, with 17.4% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACSV | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $26M | $689.2B |
| Dividend Yield | 1.04% | 1.06% |
| Holdings | 402 | 3,542 |
| YTD Return | +16.94%Best | +8.54% |
| 1Y Return | +22.37%Best | +11.14% |
| 3Y Return (annualized) | - | +20.29% |
| 5Y Return (annualized) | - | +9.84% |
| Volatility (annualized) | 13.7% | 13.1%Best |
| Max Drawdown | -8.8%Best | -8.9% |
| $10,000 over 1.1 years | $12,155Best | $11,291 |
| Top 10 Weight | 17.4%Best | 34.6% |
| Fund Family | American Century ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Oct 14, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Oct 16, 2025 to Nov 6, 2026 (1.1 years).
ACSV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
ACSV vs VTI Performance
American Century Small Cap Value Insights ETF (ACSV) is an ETF from American Century ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ACSV returned +22.37% while VTI returned +11.14%. Year to date, ACSV is up 16.94% versus a gain of 8.54% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACSV has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for ACSV and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ACSV charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, ACSV currently yields 1.04% against 1.06% for VTI.
Holdings Overlap
90.5% of ACSV's money is in holdings VTI also owns. 0.6% of VTI's money is in holdings ACSV also owns.
Most of ACSV is already inside VTI. Owning both mostly buys the same companies twice.
174 positions in common, counted across the 201 positions we hold weights for in ACSV and 3,464 in VTI, against full books of 402 and 3,542.
What only one of them owns
Our book lists 1,072 positions for VTI that do not appear in our book for ACSV (96.3% of the fund), and 12 for ACSV that do not appear in VTI (5.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ACSV | Weight in VTI | Difference |
|---|---|---|---|
| GTYGetty Realty Corp | 2.07% | 0.00% | 2.07% |
| ONBOld National Bancorp/In Common Stock | 1.96% | 0.01% | 1.95% |
| PFSProvident Financial Services Inc | 1.89% | 0.00% | 1.89% |
| UBSIUnited Bankshares Inc/Wv | 1.72% | 0.01% | 1.71% |
| AUBAtlantic Union Bankshares Corp. | 1.71% | 0.01% | 1.70% |
| COLBColumbia Banking System Inc Common Stock | 1.69% | 0.01% | 1.68% |
| OASChord Energy Corp | 1.64% | 0.01% | 1.63% |
| PFSIPennymac Financial Services Inc | 1.61% | 0.00% | 1.61% |
| TRNOTerreno Realty Corp | 1.54% | 0.01% | 1.53% |
| EEFTEuronet Worldwide, Inc. | 1.52% | 0.00% | 1.52% |
90.5% of ACSV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACSV or VTI?
ACSV has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, ACSV or VTI?
Over the past year ACSV returned +22.37% vs +11.14% for VTI, so ACSV leads on 1-year performance. Over the longest common window we track (1 years), ACSV annualized +19.41% vs +11.67% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACSV or VTI?
ACSV has been the more volatile fund at 13.7% annualized versus 13.1% for VTI. Worst drawdown: ACSV -8.8% vs VTI -8.9%.
Should I hold both ACSV and VTI?
ACSV and VTI have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ACSV and VTI?
90.5% of ACSV's money is in holdings VTI also owns. 0.6% of VTI's is in holdings ACSV also owns. They hold 174 positions in common, counted across the 201 positions we hold weights for in ACSV and 3,464 in VTI.
Which pays a higher dividend, ACSV or VTI?
ACSV yields 1.04% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than ACSV?
VTI has a lower expense ratio. ACSV led over 1Y and the full window. ACSV is less concentrated, with 17.4% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.