ADIV vs VTI
Guinness Atkinson Asia Pacific Dividend Builder ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ADIV or VTI?
Mid Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ADIV | VTI |
|---|---|---|
| Expense Ratio | 0.78% | 0.03%Best |
| AUM | $55M | $666.9B |
| Dividend Yield | 2.84% | 1.07% |
| Holdings | 37 | 3,543 |
| YTD Return | +12.31% | +13.59%Best |
| 1Y Return | +16.40% | +20.00%Best |
| 3Y Return (annualized) | +18.95% | +20.95%Best |
| 5Y Return (annualized) | +8.42% | +11.81%Best |
| Volatility (annualized) | 15.5%Tie | 15.5%Tie |
| Max Drawdown | -31.6% | -25.4%Best |
| $10,000 over 5 years | $14,981 | $17,474Best |
| Fund Family | SmartETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Mar 31, 2006 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 29, 2021 to Sep 4, 2026 (5.4 years).
ADIV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.
ADIV vs VTI Performance
Guinness Atkinson Asia Pacific Dividend Builder ETF (ADIV) is an ETF from SmartETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ADIV returned +16.40% while VTI returned +20.00%. Year to date, ADIV is up 12.31% versus a gain of 13.59% for VTI.
Over three years, ADIV compounded at +18.95% per year against +20.95% for VTI; over five years the annualized figures are +8.42% and +11.81% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ADIV and VTI have been equally volatile, both at 15.5% annualized.
The deepest peak-to-trough decline in our data was -31.6% for ADIV and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ADIV charges 0.78% per year while VTI charges 0.03%. On a $10,000 position that is $78 vs $3 annually, a gap of $75 per year that compounds over a long holding period. On income, ADIV currently yields 2.84% against 1.07% for VTI.
Holdings Overlap
At least 8.0% of ADIV's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
ADIV and VTI share little of their money.
3 positions in common, counted across the 36 positions we hold weights for in ADIV and 2,787 in VTI, against full books of 37 and 3,543.
You are not choosing between two funds in isolation.
Whichever of ADIV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ADIV or VTI?
ADIV has an expense ratio of 0.78% while VTI charges 0.03%. VTI is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, ADIV or VTI?
Over the past year ADIV returned +16.40% vs +20.00% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ADIV or VTI?
ADIV and VTI have been equally volatile, both at 15.5% annualized. Worst drawdown: ADIV -31.6% vs VTI -25.4%.
Should I hold both ADIV and VTI?
ADIV and VTI have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ADIV and VTI?
At least 8.0% of ADIV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 36 positions we hold weights for in ADIV and 2,787 in VTI.
Which pays a higher dividend, ADIV or VTI?
ADIV yields 2.84% while VTI yields 1.07%, so ADIV currently pays the higher dividend yield.
Is VTI better than ADIV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.