ADX vs SCHD
Adams Diversified Equity Fund Inc vs Schwab US Dividend Equity ETF
Which is better, ADX or SCHD?
Large Cap Blend against Large Cap Value.
ADX led over 3Y, 5Y and the full window, SCHD over 1Y. ADX is less concentrated, with 40.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ADX | SCHD |
|---|---|---|
| Expense Ratio | - | 0.06% |
| AUM | $3.2B | $112.2B |
| Dividend Yield | 7.24% | 3.13% |
| Holdings | 108 | 103 |
| YTD Return | +12.17% | +26.13%Best |
| 1Y Return | +22.33% | +30.01%Best |
| 3Y Return (annualized) | +25.57%Best | +16.09% |
| 5Y Return (annualized) | +15.44%Best | +9.95% |
| Volatility (annualized) | 14.8% | 13.6%Best |
| Max Drawdown | -37.2% | -33.4%Best |
| $10,000 over 5 years | $20,501Best | $16,069 |
| Top 10 Weight | 40.4%Best | 41.5% |
| Fund Family | Adams Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 1, 1929 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 8, 2026 (14.9 years).
ADX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
ADX vs SCHD Performance
Adams Diversified Equity Fund Inc (ADX) is an ETF from Adams Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ADX returned +22.33% while SCHD returned +30.01%. Year to date, ADX is up 12.17% versus a gain of 26.13% for SCHD.
Over three years, ADX compounded at +25.57% per year against +16.09% for SCHD; over five years the annualized figures are +15.44% and +9.95% respectively. Across the full 15-year window we track, ADX has the edge at +16.41% annualized vs +11.43%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ADX has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.2% for ADX and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Holdings Overlap
5.2% of ADX's money is in holdings SCHD also owns. 32.5% of SCHD's money is in holdings ADX also owns.
The two portfolios partly overlap.
9 positions in common, counted across the 105 positions we hold weights for in ADX and 100 in SCHD, against full books of 108 and 103.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for ADX (67.2% of the fund), and 95 for ADX that do not appear in SCHD (94.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ADX | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Co. Inc. | 1.06% | 4.26% | 3.20% |
| HDHome Depot Inc/The | 0.77% | 4.32% | 3.55% |
| UNHUnitedhealth Group | 0.90% | 4.11% | 3.21% |
| KOCoca-cola Co. | 0.36% | 4.20% | 3.84% |
| PGProcter & Gamble Company | 0.31% | 3.96% | 3.65% |
| PEPPepsico Inc. | 0.45% | 3.71% | 3.26% |
| COPConocophillips Co | 0.52% | 3.59% | 3.07% |
| CVXChevron Corp.United States -Energy | 0.17% | 3.74% | 3.57% |
| PFGPrincipal Financial Group Inc. | 0.68% | 0.56% | 0.12% |
32.5% of SCHD is already inside ADX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, ADX or SCHD?
Over the past year ADX returned +22.33% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ADX annualized +16.41% vs +11.43% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ADX or SCHD?
ADX has been the more volatile fund at 14.8% annualized versus 13.6% for SCHD. Worst drawdown: ADX -37.2% vs SCHD -33.4%.
Should I hold both ADX and SCHD?
ADX and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ADX and SCHD?
32.5% of SCHD's money is in holdings ADX also owns. 32.5% of SCHD's is in holdings ADX also owns. They hold 9 positions in common, counted across the 105 positions we hold weights for in ADX and 100 in SCHD.
Which pays a higher dividend, ADX or SCHD?
ADX yields 7.24% while SCHD yields 3.13%, so ADX currently pays the higher dividend yield.
Is SCHD better than ADX?
ADX led over 3Y, 5Y and the full window, SCHD over 1Y. ADX is less concentrated, with 40.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.