ADX vs SCHD
Adams Diversified Equity Fund Inc vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | ADX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.06% | |
| AUM | $3.2B | $108.7B | |
| Dividend Yield | 7.48% | 3.13% | |
| Holdings | 102 | 104 | |
| YTD Return | +11.05% | +27.67% | |
| 1Y Return | +22.23% | +31.26% | |
| 3Y Return (annualized) | +25.71% | +16.66% | |
| 5Y Return (annualized) | +15.62% | +10.18% | |
| Volatility (annualized) | 22.8% | 13.6% | |
| Max Drawdown | -58.8% | -33.4% | |
| Fund Family | Adams Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 1, 1929 | Oct 20, 2011 |
ADX vs SCHD Performance
Adams Diversified Equity Fund Inc (ADX) is a ETF from Adams Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ADX returned +22.23% while SCHD returned +31.26%. Year to date, ADX is up 11.05% versus a gain of 27.67% for SCHD.
Over three years, ADX compounded at +25.71% per year against +16.66% for SCHD; over five years the annualized figures are +15.62% and +10.18% respectively. Across the full 15-year window we track, ADX has the edge at +14.96% annualized vs +11.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ADX has been the more volatile fund, with annualized monthly volatility of 22.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for ADX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Holdings Overlap
ADX and SCHD share 8 holdings out of 193 unique holdings combined, representing a 5.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which performed better, ADX or SCHD?
Over the past year ADX returned +22.23% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ADX annualized +14.96% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, ADX or SCHD?
ADX has been the more volatile fund at 22.8% annualized versus 13.6% for SCHD. Worst drawdown: ADX -58.8% vs SCHD -33.4%.
Should I hold both ADX and SCHD?
ADX and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ADX and SCHD?
ADX and SCHD share 8 common holdings with a 5.8% weight overlap. Combined, they hold 193 unique securities.
Which pays a higher dividend, ADX or SCHD?
ADX yields 7.48% while SCHD yields 3.13%, so ADX currently pays the higher dividend yield.
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