AIQ vs SCHD
Global X Artificial Intelligence & Technology ETF vs Schwab US Dividend Equity ETF
Which is better, AIQ or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. AIQ led over 1Y, 3Y, 5Y and the full window. AIQ is less concentrated, with 32.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIQ | SCHD |
|---|---|---|
| Expense Ratio | 0.68% | 0.06%Best |
| AUM | $10.0B | $112.1B |
| Dividend Yield | 0.07% | 3.00% |
| Holdings | 92 | 103 |
| YTD Return | +24.40% | +25.07%Best |
| 1Y Return | +35.67%Best | +27.61% |
| 3Y Return (annualized) | +31.56%Best | +15.74% |
| 5Y Return (annualized) | +15.52%Best | +9.89% |
| Volatility (annualized) | 23.6% | 16.3%Best |
| Max Drawdown | -44.7% | -33.4%Best |
| $10,000 over 5 years | $20,572Best | $16,025 |
| Top 10 Weight | 32.3%Best | 41.8% |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 11, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: May 16, 2018 to Sep 11, 2026 (8.3 years).
AIQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.3 years both funds cover.
AIQ vs SCHD Performance
Global X Artificial Intelligence & Technology ETF (AIQ) is an ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AIQ returned +35.67% while SCHD returned +27.61%. Year to date, AIQ is up 24.40% versus a gain of 25.07% for SCHD.
Over three years, AIQ compounded at +31.56% per year against +15.74% for SCHD; over five years the annualized figures are +15.52% and +9.89% respectively. Across the full 8-year window we track, AIQ has the edge at +19.18% annualized vs +11.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIQ has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 16.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.7% for AIQ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AIQ charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, AIQ currently yields 0.07% against 3.00% for SCHD.
Holdings Overlap
2.2% of AIQ's money is in holdings SCHD also owns. 5.4% of SCHD's money is in holdings AIQ also owns.
SCHD and AIQ share little of their money.
2 positions in common, counted across the 88 positions we hold weights for in AIQ and 100 in SCHD, against full books of 92 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for AIQ (94.6% of the fund), and 52 for AIQ that do not appear in SCHD (69.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AIQ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIQ or SCHD?
AIQ has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, AIQ or SCHD?
Over the past year AIQ returned +35.67% vs +27.61% for SCHD, so AIQ leads on 1-year performance. Over the longest common window we track (8 years), AIQ annualized +19.18% vs +11.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIQ or SCHD?
AIQ has been the more volatile fund at 23.6% annualized versus 16.3% for SCHD. Worst drawdown: AIQ -44.7% vs SCHD -33.4%.
Should I hold both AIQ and SCHD?
AIQ and SCHD have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AIQ and SCHD?
5.4% of SCHD's money is in holdings AIQ also owns. 5.4% of SCHD's is in holdings AIQ also owns. They hold 2 positions in common, counted across the 88 positions we hold weights for in AIQ and 100 in SCHD.
Which pays a higher dividend, AIQ or SCHD?
AIQ yields 0.07% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AIQ?
SCHD has a lower expense ratio. AIQ led over 1Y, 3Y, 5Y and the full window. AIQ is less concentrated, with 32.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.