ALTL vs SCHD
Pacer Lunt Large Cap Alternator ETF vs Schwab US Dividend Equity ETF
Which is better, ALTL or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ALTL is less concentrated, with 12.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ALTL | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $91M | $112.2B |
| Dividend Yield | 0.95% | 3.13% |
| Holdings | 102 | 103 |
| YTD Return | +8.12% | +27.56%Best |
| 1Y Return | +15.16% | +30.29%Best |
| 3Y Return (annualized) | +8.73% | +16.37%Best |
| 5Y Return (annualized) | +2.53% | +10.23%Best |
| Volatility (annualized) | 19.9% | 15.1%Best |
| Max Drawdown | -31.9% | -16.9%Best |
| $10,000 over 5 years | $11,331 | $16,274Best |
| Top 10 Weight | 12.5%Best | 41.5% |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 24, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 25, 2020 to Sep 4, 2026 (6.2 years).
ALTL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
ALTL vs SCHD Performance
Pacer Lunt Large Cap Alternator ETF (ALTL) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ALTL returned +15.16% while SCHD returned +30.29%. Year to date, ALTL is up 8.12% versus a gain of 27.56% for SCHD.
Over three years, ALTL compounded at +8.73% per year against +16.37% for SCHD; over five years the annualized figures are +2.53% and +10.23% respectively. Across the full 6-year window we track, SCHD has the edge at +15.69% annualized vs +12.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ALTL has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.9% for ALTL and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ALTL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, ALTL currently yields 0.95% against 3.13% for SCHD.
Holdings Overlap
8.7% of ALTL's money is in holdings SCHD also owns. 23.0% of SCHD's money is in holdings ALTL also owns.
SCHD and ALTL share little of their money.
9 positions in common, counted across the 101 positions we hold weights for in ALTL and 100 in SCHD, against full books of 102 and 103.
What only one of them owns
Measured across the 101 and 100 positions we hold weights for.
SCHD holds 90 positions ALTL does not, 76.9% of the fund.
Largest: ABT 4.70%, AMGN 4.62%, HD 4.32%, MRK 4.26%, UNH 4.11%
Top Shared Holdings
| Stock | Weight in ALTL | Weight in SCHD | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 1.23% | 4.20% | 2.97% |
| PGProcter & Gamble Company | 1.05% | 3.96% | 2.91% |
| CVXChevron Corp | 0.88% | 3.74% | 2.86% |
| PEPPepsico Inc. | 0.77% | 3.71% | 2.94% |
| ADPAutomatic Data Processing, Inc. | 1.07% | 2.72% | 1.65% |
| MOAltria Group Inc | 0.80% | 2.86% | 2.06% |
| CINFCincinnati Financial Corp. | 1.04% | 0.69% | 0.35% |
| SNASnap-On Inc. | 0.96% | 0.54% | 0.42% |
| PFGPrincipalfinancialgroupinc. | 0.93% | 0.56% | 0.37% |
23.0% of SCHD is already inside ALTL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ALTL or SCHD?
ALTL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, ALTL or SCHD?
Over the past year ALTL returned +15.16% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), ALTL annualized +12.24% vs +15.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ALTL or SCHD?
ALTL has been the more volatile fund at 19.9% annualized versus 15.1% for SCHD. Worst drawdown: ALTL -31.9% vs SCHD -16.9%.
Should I hold both ALTL and SCHD?
ALTL and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ALTL and SCHD?
23.0% of SCHD's money is in holdings ALTL also owns. 23.0% of SCHD's is in holdings ALTL also owns. They hold 9 positions in common, counted across the 101 positions we hold weights for in ALTL and 100 in SCHD.
Which pays a higher dividend, ALTL or SCHD?
ALTL yields 0.95% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ALTL?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. ALTL is less concentrated, with 12.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.