BBB vs SCHD
Cyber Hornet S&P 500 and Bitcoin 75/25 Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BBB offers more diversification with 506 holdings.
Side-by-Side Comparison
| Metric | BBB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.06% | |
| AUM | $8M | $108.7B | |
| Dividend Yield | 0.16% | 3.13% | |
| Holdings | 506 | 104 | |
| YTD Return | +7.67% | +27.67% | |
| 1Y Return | +6.52% | +29.56% | |
| 3Y Return (annualized) | +20.58% | +16.53% | |
| 5Y Return (annualized) | +20.58% | +9.95% | |
| Volatility (annualized) | 175859.1% | 13.6% | |
| Max Drawdown | -100.0% | -33.4% | |
| Fund Family | Cyber Hornet ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Dec 28, 2023 | Oct 20, 2011 |
BBB vs SCHD Performance
Cyber Hornet S&P 500 and Bitcoin 75/25 Strategy ETF (BBB) is a ETF from Cyber Hornet ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBB returned +6.52% while SCHD returned +29.56%. Year to date, BBB is up 7.67% versus a gain of 27.67% for SCHD.
Over three years, BBB compounded at +20.58% per year against +16.53% for SCHD; over five years the annualized figures are +20.58% and +9.95% respectively. Across the full 15-year window we track, BBB has the edge at +63.75% annualized vs +11.55%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BBB has been the more volatile fund, with annualized monthly volatility of 175859.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -100.0% for BBB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.05. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BBB charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, BBB currently yields 0.16% against 3.13% for SCHD.
Holdings Overlap
BBB and SCHD share 45 holdings out of 545 unique holdings combined, representing a 6.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BBB or SCHD?
BBB has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.
Which performed better, BBB or SCHD?
Over the past year BBB returned +6.52% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BBB annualized +63.75% vs +11.55% for SCHD. Past performance does not guarantee future results.
Which is riskier, BBB or SCHD?
BBB has been the more volatile fund at 175859.1% annualized versus 13.6% for SCHD. Worst drawdown: BBB -100.0% vs SCHD -33.4%.
Should I hold both BBB and SCHD?
BBB and SCHD have a monthly-return correlation of 0.05, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BBB and SCHD?
BBB and SCHD share 45 common holdings with a 6.0% weight overlap. Combined, they hold 545 unique securities.
Which pays a higher dividend, BBB or SCHD?
BBB yields 0.16% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.