BKSE vs SCHD
BNY Mellon US Small Cap Core Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
BKSE has a lower expense ratio. SCHD delivered stronger 1-year returns. BKSE offers more diversification with 590 holdings.
Side-by-Side Comparison
| Metric | BKSE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $87M | $103.7B | |
| Dividend Yield | 0.37% | 3.31% | |
| Holdings | 603 | 104 | |
| YTD Return | -60.03% | +25.33% | |
| 1Y Return | -54.71% | +32.31% | |
| 3Y Return (annualized) | -18.38% | +15.40% | |
| 5Y Return (annualized) | -12.58% | +9.70% | |
| Volatility (annualized) | 33.4% | 13.6% | |
| Max Drawdown | -67.3% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 7, 2020 | Oct 20, 2011 |
BKSE vs SCHD Performance
BNY Mellon US Small Cap Core Equity ETF (BKSE) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BKSE returned -54.71% while SCHD returned +32.31%. Year to date, BKSE is down 60.03% versus a gain of 25.33% for SCHD.
Over three years, BKSE compounded at -18.38% per year against +15.40% for SCHD; over five years the annualized figures are -12.58% and +9.70% respectively. Across the full 6-year window we track, SCHD has the edge at +11.45% annualized vs -1.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKSE has been the more volatile fund, with annualized monthly volatility of 33.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.3% for BKSE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKSE charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, BKSE currently yields 0.37% against 3.31% for SCHD.
Holdings Overlap
BKSE and SCHD share 18 holdings out of 672 unique holdings combined, representing a 1.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKSE or SCHD?
BKSE has an expense ratio of 0.04% while SCHD charges 0.06%. BKSE is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, BKSE or SCHD?
Over the past year BKSE returned -54.71% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), BKSE annualized -1.76% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, BKSE or SCHD?
BKSE has been the more volatile fund at 33.4% annualized versus 13.6% for SCHD. Worst drawdown: BKSE -67.3% vs SCHD -33.4%.
Should I hold both BKSE and SCHD?
BKSE and SCHD have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKSE and SCHD?
BKSE and SCHD share 18 common holdings with a 1.9% weight overlap. Combined, they hold 672 unique securities.
Which pays a higher dividend, BKSE or SCHD?
BKSE yields 0.37% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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