BLDG vs VTI
Cambria Global Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BLDG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $55M | $666.9B | |
| Dividend Yield | 5.17% | 1.07% | |
| Holdings | 83 | 3,543 | |
| YTD Return | +9.96% | +13.67% | |
| 1Y Return | +10.28% | +22.17% | |
| 3Y Return (annualized) | +10.25% | +21.93% | |
| 5Y Return (annualized) | +3.18% | +12.51% | |
| Volatility (annualized) | 15.8% | 15.3% | |
| Max Drawdown | -27.3% | -56.6% | |
| Fund Family | Cambria Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 24, 2020 | May 24, 2001 |
BLDG vs VTI Performance
Cambria Global Real Estate ETF (BLDG) is a ETF from Cambria Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BLDG returned +10.28% while VTI returned +22.17%. Year to date, BLDG is up 9.96% versus a gain of 13.67% for VTI.
Over three years, BLDG compounded at +10.25% per year against +21.93% for VTI; over five years the annualized figures are +3.18% and +12.51% respectively. Across the full 6-year window we track, VTI has the edge at +8.11% annualized vs +7.38%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BLDG has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.3% for BLDG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BLDG charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, BLDG currently yields 5.17% against 1.07% for VTI.
Holdings Overlap
BLDG and VTI share 29 holdings out of 2836 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLDG or VTI?
BLDG has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, BLDG or VTI?
Over the past year BLDG returned +10.28% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BLDG annualized +7.38% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, BLDG or VTI?
BLDG has been the more volatile fund at 15.8% annualized versus 15.3% for VTI. Worst drawdown: BLDG -27.3% vs VTI -56.6%.
Should I hold both BLDG and VTI?
BLDG and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLDG and VTI?
BLDG and VTI share 29 common holdings with a 0.3% weight overlap. Combined, they hold 2836 unique securities.
Which pays a higher dividend, BLDG or VTI?
BLDG yields 5.17% while VTI yields 1.07%, so BLDG currently pays the higher dividend yield.
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