BLDG vs VTI
Cambria Global Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BLDG or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BLDG | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $55M | $666.9B |
| Dividend Yield | 5.30% | 1.03% |
| Holdings | 84 | 3,543 |
| YTD Return | +8.98% | +12.34%Best |
| 1Y Return | +6.55% | +18.37%Best |
| 3Y Return (annualized) | +8.90% | +20.62%Best |
| 5Y Return (annualized) | +2.46% | +11.68%Best |
| Volatility (annualized) | 15.7% | 15.6%Best |
| Max Drawdown | -27.3% | -25.4%Best |
| $10,000 over 5 years | $11,292 | $17,373Best |
| Fund Family | Cambria Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Sep 24, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 24, 2020 to Sep 9, 2026 (6 years).
BLDG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
BLDG vs VTI Performance
Cambria Global Real Estate ETF (BLDG) is an ETF from Cambria Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BLDG returned +6.55% while VTI returned +18.37%. Year to date, BLDG is up 8.98% versus a gain of 12.34% for VTI.
Over three years, BLDG compounded at +8.90% per year against +20.62% for VTI; over five years the annualized figures are +2.46% and +11.68% respectively. Across the full 6-year window we track, VTI has the edge at +16.29% annualized vs +7.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BLDG has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.3% for BLDG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BLDG charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, BLDG currently yields 5.30% against 1.03% for VTI.
Holdings Overlap
At least 37.6% of BLDG's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 63 days apart, BLDG as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
29 positions in common, counted across the 78 positions we hold weights for in BLDG and 2,787 in VTI, against full books of 84 and 3,543.
Top Shared Holdings
| Stock | Weight in BLDG | Weight in VTI | Difference |
|---|---|---|---|
| HIWHighwoods Properties Inc | 1.73% | 0.00% | 1.73% |
| WELLWelltower, Inc. | 1.45% | 0.22% | 1.23% |
| LXPLxp Industrial Trust [Lxp] | 1.61% | 0.00% | 1.61% |
| KRCKrc Kilroy Realty Corp. | 1.57% | 0.00% | 1.57% |
| DRHDiamondrock Hospitality Co | 1.54% | 0.00% | 1.54% |
| PSTLPostal Realty Trust Inc | 1.53% | 0.00% | 1.53% |
| ONLOrion Office Reit Inc | 1.41% | 0.00% | 1.41% |
| BNLBroadstone Net Lease, Inc. | 1.38% | 0.00% | 1.38% |
| CBLCbl & Associates Properties Inc | 1.36% | 0.00% | 1.36% |
| DEAEasterly Government Properti | 1.34% | 0.00% | 1.34% |
37.6% of BLDG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, BLDG or VTI?
BLDG has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, BLDG or VTI?
Over the past year BLDG returned +6.55% vs +18.37% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BLDG annualized +7.15% vs +16.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BLDG or VTI?
BLDG has been the more volatile fund at 15.7% annualized versus 15.6% for VTI. Worst drawdown: BLDG -27.3% vs VTI -25.4%.
Should I hold both BLDG and VTI?
BLDG and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BLDG and VTI?
At least 37.6% of BLDG's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 29 positions in common, counted across the 78 positions we hold weights for in BLDG and 2,787 in VTI.
Which pays a higher dividend, BLDG or VTI?
BLDG yields 5.30% while VTI yields 1.03%, so BLDG currently pays the higher dividend yield.
Is VTI better than BLDG?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.