BMEZ vs SCHD
BlackRock Health Sciences Term Trust vs Schwab US Dividend Equity ETF
Which is better, BMEZ or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BMEZ | SCHD |
|---|---|---|
| Expense Ratio | 1.30% | 0.06%Best |
| AUM | $1.2B | $112.1B |
| Dividend Yield | 7.41% | 3.00% |
| Holdings | 176 | 103 |
| YTD Return | +16.91% | +24.59%Best |
| 1Y Return | +25.75% | +28.14%Best |
| 3Y Return (annualized) | +15.20% | +15.58%Best |
| 5Y Return (annualized) | -0.63% | +9.90%Best |
| Volatility (annualized) | 20.0% | 16.8%Best |
| Max Drawdown | -46.0% | -33.2%Best |
| $10,000 over 5 years | $9,689 | $16,032Best |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Jan 29, 2020 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 29, 2020 to Sep 10, 2026 (6.6 years).
BMEZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.6 years both funds cover.
BMEZ vs SCHD Performance
BlackRock Health Sciences Term Trust (BMEZ) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BMEZ returned +25.75% while SCHD returned +28.14%. Year to date, BMEZ is up 16.91% versus a gain of 24.59% for SCHD.
Over three years, BMEZ compounded at +15.20% per year against +15.58% for SCHD; over five years the annualized figures are -0.63% and +9.90% respectively. Across the full 7-year window we track, SCHD has the edge at +12.15% annualized vs +5.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BMEZ has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 16.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.0% for BMEZ and -33.2% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BMEZ charges 1.30% per year while SCHD charges 0.06%. On a $10,000 position that is $130 vs $6 annually, a gap of $124 per year that compounds over a long holding period. On income, BMEZ currently yields 7.41% against 3.00% for SCHD.
Holdings Overlap
At least 17.5% of SCHD's money is in holdings BMEZ also owns.
Stated as a floor: for BMEZ, our book for it covers 86.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and BMEZ share little of their money.
The two holdings books were reported 153 days apart, BMEZ as of Mar 31, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
4 positions in common, counted across the 139 positions we hold weights for in BMEZ and 100 in SCHD, against full books of 176 and 103.
You are not choosing between two funds in isolation.
Whichever of BMEZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BMEZ or SCHD?
BMEZ has an expense ratio of 1.30% while SCHD charges 0.06%. SCHD is the cheaper option, by $124 a year on a $10,000 investment.
Which performed better, BMEZ or SCHD?
Over the past year BMEZ returned +25.75% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), BMEZ annualized +5.69% vs +12.15% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BMEZ or SCHD?
BMEZ has been the more volatile fund at 20.0% annualized versus 16.8% for SCHD. Worst drawdown: BMEZ -46.0% vs SCHD -33.2%.
Should I hold both BMEZ and SCHD?
BMEZ and SCHD have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BMEZ and SCHD?
At least 17.5% of SCHD's money is in holdings BMEZ also owns. Our book for BMEZ is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 139 positions we hold weights for in BMEZ and 100 in SCHD.
Which pays a higher dividend, BMEZ or SCHD?
BMEZ yields 7.41% while SCHD yields 3.00%, so BMEZ currently pays the higher dividend yield.
Is SCHD better than BMEZ?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.