BSMC vs SCHD
Brandes US Small-Mid Cap Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BSMC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.71% | 0.06% | |
| AUM | $172M | $103.7B | |
| Dividend Yield | 0.93% | 3.31% | |
| Holdings | 68 | 104 | |
| YTD Return | +16.15% | +25.33% | |
| 1Y Return | +28.95% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 13.3% | 13.6% | |
| Max Drawdown | -19.1% | -33.4% | |
| Fund Family | Brandes Investment Partners | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 3, 2023 | Oct 20, 2011 |
BSMC vs SCHD Performance
Brandes US Small-Mid Cap Value ETF (BSMC) is a ETF from Brandes Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BSMC returned +28.95% while SCHD returned +32.31%. Year to date, BSMC is up 16.15% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.3% for BSMC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for BSMC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSMC charges 0.71% per year while SCHD charges 0.06%. On a $10,000 position that is $71 vs $6 annually, a gap of $65 per year that compounds over a long holding period. On income, BSMC currently yields 0.93% against 3.31% for SCHD.
Holdings Overlap
BSMC and SCHD share 3 holdings out of 167 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSMC or SCHD?
BSMC has an expense ratio of 0.71% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, BSMC or SCHD?
Over the past year BSMC returned +28.95% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BSMC annualized +18.28% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, BSMC or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.3% for BSMC. Worst drawdown: BSMC -19.1% vs SCHD -33.4%.
Should I hold both BSMC and SCHD?
BSMC and SCHD have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSMC and SCHD?
BSMC and SCHD share 3 common holdings with a 0.3% weight overlap. Combined, they hold 167 unique securities.
Which pays a higher dividend, BSMC or SCHD?
BSMC yields 0.93% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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