BSMZ vs VOO

BSMZ vs VOO

Which is better, BSMZ or VOO?

Long Term Municipal Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y.

Lower Fees: VOOHigher Returns (1Y): VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSMZVOO
Expense Ratio0.18%0.03%Best
AUM$64M$997.4B
Dividend Yield3.13%1.04%
Holdings1,271509
YTD Return-3.24%+11.55%Best
1Y Return-1.22%+17.54%Best
3Y Return (annualized)-+20.71%
5Y Return (annualized)-+12.80%
Volatility (annualized)5.5%Best13.4%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Municipal BondLarge Cap Blend
InceptionSep 17, 2025Sep 7, 2010

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

BSMZ vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BSMZ vs VOO Performance

Invesco BulletShares 2035 Municipal Bond ETF (BSMZ) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year BSMZ returned -1.22% while VOO returned +17.54%. Year to date, BSMZ is down 3.24% versus a gain of 11.55% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 5.5% for BSMZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSMZ charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, BSMZ currently yields 3.13% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 266 holdings in BSMZ and 505 in VOO, totalling 20.6% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 266 positions we hold weights for in BSMZ and 505 in VOO, against full books of 1,271 and 509.

You are not choosing between two funds in isolation.

Whichever of BSMZ and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSMZVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSMZ or VOO?

BSMZ has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, BSMZ or VOO?

Over the past year BSMZ returned -1.22% vs +17.54% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSMZ or VOO?

VOO has been the more volatile fund at 13.4% annualized versus 5.5% for BSMZ.

Should I hold both BSMZ and VOO?

BSMZ and VOO have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSMZ or VOO?

BSMZ yields 3.13% while VOO yields 1.04%, so BSMZ currently pays the higher dividend yield.

Is VOO better than BSMZ?

VOO has a lower expense ratio. VOO led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.