COMT vs SCHD
iShares GSCI Commodity Dynamic Roll Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. COMT delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | COMT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.48% | 0.06% | |
| AUM | $1.2B | $108.7B | |
| Dividend Yield | 5.91% | 3.13% | |
| Holdings | 164 | 104 | |
| YTD Return | +34.96% | +26.54% | |
| 1Y Return | +39.46% | +30.90% | |
| 3Y Return (annualized) | +12.74% | +16.29% | |
| 5Y Return (annualized) | +12.81% | +9.65% | |
| Volatility (annualized) | 18.5% | 13.6% | |
| Max Drawdown | -51.9% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Oct 15, 2014 | Oct 20, 2011 |
COMT vs SCHD Performance
iShares GSCI Commodity Dynamic Roll Strategy ETF (COMT) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year COMT returned +39.46% while SCHD returned +30.90%. Year to date, COMT is up 34.96% versus a gain of 26.54% for SCHD.
Over three years, COMT compounded at +12.74% per year against +16.29% for SCHD; over five years the annualized figures are +12.81% and +9.65% respectively. Across the full 12-year window we track, SCHD has the edge at +11.51% annualized vs +3.80%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COMT has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.9% for COMT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
COMT charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, COMT currently yields 5.91% against 3.13% for SCHD.
Holdings Overlap
COMT and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, COMT or SCHD?
COMT has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, COMT or SCHD?
Over the past year COMT returned +39.46% vs +30.90% for SCHD, so COMT leads on 1-year performance. Over the longest common window we track (12 years), COMT annualized +3.80% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, COMT or SCHD?
COMT has been the more volatile fund at 18.5% annualized versus 13.6% for SCHD. Worst drawdown: COMT -51.9% vs SCHD -33.4%.
Should I hold both COMT and SCHD?
COMT and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between COMT and SCHD?
COMT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, COMT or SCHD?
COMT yields 5.91% while SCHD yields 3.13%, so COMT currently pays the higher dividend yield.
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