CRAK vs VTI
VanEck Oil Refiners ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CRAK or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. CRAK led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 58.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CRAK | VTI |
|---|---|---|
| Expense Ratio | 0.61% | 0.03%Best |
| AUM | $183M | $666.9B |
| Dividend Yield | 1.25% | 1.03% |
| Holdings | 26 | 3,543 |
| YTD Return | +69.30%Best | +13.60% |
| 1Y Return | +74.44%Best | +18.17% |
| 3Y Return (annualized) | +25.23%Best | +23.04% |
| 5Y Return (annualized) | +19.58%Best | +12.14% |
| Volatility (annualized) | 23.8% | 15.6%Best |
| Max Drawdown | -58.8% | -35.0%Best |
| $10,000 over 5 years | $24,451Best | $17,734 |
| Top 10 Weight | 58.0% | 33.3%Best |
| Fund Family | VanEck | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Aug 18, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Aug 19, 2015 to Sep 25, 2026 (11.1 years).
CRAK vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.1 years both funds cover.
CRAK vs VTI Performance
VanEck Oil Refiners ETF (CRAK) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CRAK returned +74.44% while VTI returned +18.17%. Year to date, CRAK is up 69.30% versus a gain of 13.60% for VTI.
Over three years, CRAK compounded at +25.23% per year against +23.04% for VTI; over five years the annualized figures are +19.58% and +12.14% respectively. Across the full 11-year window we track, CRAK has the edge at +13.56% annualized vs +12.80%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CRAK has been the more volatile fund, with annualized monthly volatility of 23.8% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for CRAK and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CRAK charges 0.61% per year while VTI charges 0.03%. On a $10,000 position that is $61 vs $3 annually, a gap of $58 per year that compounds over a long holding period. On income, CRAK currently yields 1.25% against 1.03% for VTI.
Holdings Overlap
36.7% of CRAK's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings CRAK also owns.
The two portfolios partly overlap.
8 positions in common, counted across the 25 positions we hold weights for in CRAK and 3,463 in VTI, against full books of 26 and 3,543.
What only one of them owns
Our book lists 1,142 positions for VTI that do not appear in our book for CRAK (97.0% of the fund), and 0 for CRAK that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CRAK | Weight in VTI | Difference |
|---|---|---|---|
| MPCMarathon Petroleum Corp | 8.96% | 0.13% | 8.83% |
| VLOValero Energy | 7.56% | 0.13% | 7.43% |
| PSXPhillips 66 | 6.94% | 0.12% | 6.82% |
| DINOHF Sinclair Corp | 5.09% | 0.02% | 5.07% |
| PBFPbf Energy Inc | 3.15% | 0.01% | 3.14% |
| DKDelek Us Holdings Inc | 2.08% | 0.01% | 2.07% |
| PARRPar Pacific Holdings Inc | 1.56% | 0.01% | 1.55% |
| CLMTCalumet Inc. | 1.34% | 0.01% | 1.33% |
36.7% of CRAK is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CRAK or VTI?
CRAK has an expense ratio of 0.61% while VTI charges 0.03%. VTI is the cheaper option, by $58 a year on a $10,000 investment.
Which performed better, CRAK or VTI?
Over the past year CRAK returned +74.44% vs +18.17% for VTI, so CRAK leads on 1-year performance. Over the longest common window we track (11 years), CRAK annualized +13.56% vs +12.80% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CRAK or VTI?
CRAK has been the more volatile fund at 23.8% annualized versus 15.6% for VTI. Worst drawdown: CRAK -58.8% vs VTI -35.0%.
Should I hold both CRAK and VTI?
CRAK and VTI have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CRAK and VTI?
36.7% of CRAK's money is in holdings VTI also owns. 0.4% of VTI's is in holdings CRAK also owns. They hold 8 positions in common, counted across the 25 positions we hold weights for in CRAK and 3,463 in VTI.
Which pays a higher dividend, CRAK or VTI?
CRAK yields 1.25% while VTI yields 1.03%, so CRAK currently pays the higher dividend yield.
Is VTI better than CRAK?
VTI has a lower expense ratio. CRAK led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 58.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.