CRAK vs VYM

CRAK vs VYM

Which is better, CRAK or VYM?

CRAK has been ahead.

VYM has a lower expense ratio. CRAK led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 58.3%.

Lower Fees: VYMHigher Returns: CRAKLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCRAKVYM
Expense Ratio0.61%0.04%Best
AUM$183M$81.6B
Dividend Yield1.25%2.22%
Holdings26613
YTD Return+74.84%Best+13.75%
1Y Return+86.81%Best+19.42%
3Y Return (annualized)+25.68%Best+18.22%
5Y Return (annualized)+21.45%Best+12.17%
Volatility (annualized)23.9%13.9%Best
Max Drawdown-58.8%-35.7%Best
$10,000 over 5 years$26,423Best$17,758
Top 10 Weight58.3%25.9%Best
Fund FamilyVanEckVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionAug 18, 2015Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Aug 19, 2015 to Sep 9, 2026 (11.1 years).

CRAK vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.1 years both funds cover.

CRAK vs VYM Performance

VanEck Oil Refiners ETF (CRAK) is an ETF from VanEck and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CRAK returned +86.81% while VYM returned +19.42%. Year to date, CRAK is up 74.84% versus a gain of 13.75% for VYM.

Over three years, CRAK compounded at +25.68% per year against +18.22% for VYM; over five years the annualized figures are +21.45% and +12.17% respectively. Across the full 11-year window we track, CRAK has the edge at +13.95% annualized vs +9.86%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CRAK has been the more volatile fund, with annualized monthly volatility of 23.9% compared with 13.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for CRAK and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CRAK charges 0.61% per year while VYM charges 0.04%. On a $10,000 position that is $61 vs $4 annually, a gap of $57 per year that compounds over a long holding period. On income, CRAK currently yields 1.25% against 2.22% for VYM.

Holdings Overlap

CRAK already in VYM31.7%
VYM already in CRAK1.0%

31.7% of CRAK's money is in holdings VYM also owns. 1.0% of VYM's money is in holdings CRAK also owns.

The two portfolios partly overlap.

6 positions in common, counted across the 25 positions we hold weights for in CRAK and 603 in VYM, against full books of 26 and 613.

What only one of them owns

Our book lists 561 positions for VYM that do not appear in our book for CRAK (96.3% of the fund), and 2 for CRAK that do not appear in VYM (2.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CRAKWeight in VYMDifference
MPCMarathon Petroleum Corp8.11%0.31%7.80%
VLOValero Energy7.35%0.32%7.03%
PSXPhillips 666.50%0.28%6.22%
DINOHF Sinclair Corp4.73%0.04%4.69%
PBFPbf Energy Inc2.99%0.02%2.97%
DKDelek Us Holdings Inc1.98%0.01%1.97%

31.7% of CRAK is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CRAKVYM

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Frequently Asked Questions

Which is cheaper, CRAK or VYM?

CRAK has an expense ratio of 0.61% while VYM charges 0.04%. VYM is the cheaper option, by $57 a year on a $10,000 investment.

Which performed better, CRAK or VYM?

Over the past year CRAK returned +86.81% vs +19.42% for VYM, so CRAK leads on 1-year performance. Over the longest common window we track (11 years), CRAK annualized +13.95% vs +9.86% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CRAK or VYM?

CRAK has been the more volatile fund at 23.9% annualized versus 13.9% for VYM. Worst drawdown: CRAK -58.8% vs VYM -35.7%.

Should I hold both CRAK and VYM?

CRAK and VYM have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CRAK and VYM?

31.7% of CRAK's money is in holdings VYM also owns. 1.0% of VYM's is in holdings CRAK also owns. They hold 6 positions in common, counted across the 25 positions we hold weights for in CRAK and 603 in VYM.

Which pays a higher dividend, CRAK or VYM?

CRAK yields 1.25% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than CRAK?

VYM has a lower expense ratio. CRAK led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 58.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.